# Keytom — Borderless Finance — Fiat & Crypto in One Account

> Unified digital finance app for managing crypto and fiat assets. (iPhone/iPad app by KEYTOM SERVICES LTD..)

- Source: https://appshunter.io/ios/app/keytom-borderless-finance/id6479372970 (this page in markdown: same URL + `.md`)
- Developer: [KEYTOM SERVICES LTD.](https://appshunter.io/developer/1711200265)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 54 MB
- Languages: American English
- Released: 2025-11-12
- Data updated: 2026-08-14
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/keytom-borderless-finance/id6479372970/reviews.md

## What is Keytom?

One app for your crypto and fiat, wherever you are.

Keytom is a financial technology platform that helps you manage fiat and supported crypto assets from one app. With Keytom, you can get a personal EUR account in your name to send and receive SEPA and SEPA Instant transfers using your IBAN and account details. You can also issue physical or virtual cards, hold supported crypto assets, instantly exchange between fiat and crypto, and track all your balances and transactions from the single app.

Keytom is built for people who live, work, travel, earn, or send money across borders. Whether you are paid in crypto, managing funds in different currencies, sending EUR payments, or looking for a simple way to connect fiat and crypto in daily life, Keytom gives you a cleaner and more flexible way to manage money.

Use a Keytom card for everyday spending. A virtual card is available for online and in-store payments where Visa® is accepted. A physical card can be ordered inside the app. Cards support contactless payments and ATM withdrawals everywhere Visa is accepted, with auto-conversion from any currency at the moment of payment. And you can manage your cards, balances, payments, and transaction history from one account.

Keytom supports multiple fiat and crypto assets, including EUR, USDC, BTC, ETH, XRP, LTC, TON, SOL, ADA, AVAX, BNB, and BCH. Please note that availability of specific currencies, payment methods, account details, cards, and features may depend on your location, verification status, account type, and eligibility.

Getting started is fully online. Create your account, complete identity verification, get your account details, and start managing your fiat and crypto from the Keytom app. Keytom uses identity verification, transaction monitoring, two-factor authentication, and infrastructure partners to support a safer financial experience. Fiat funds and crypto assets are managed through dedicated financial and custody infrastructure.

Open your Keytom account and experience a cleaner, faster, easier way to manage crypto and fiat in one place.

## Key features

- Unified crypto and fiat management
- Personal EUR IBAN account
- SEPA and SEPA Instant transfers
- Currency exchange
- Virtual and physical Visa card
- Transaction tracking

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/keytom-borderless-finance/id6479372970/reviews.md

### 5/5 — Face iD needed

*2026-01-17*

Please add Face iD option

**Developer response:** Thanks for the 5 stars and for flagging this! Face ID support is actively in the works and coming in an upcoming release. We'll make sure it lands smoothly. If you want to share more feedback: support@keytom.com

## Frequently asked questions about Keytom

### What is Keytom?

Keytom is a digital financial app designed to manage both your cryptocurrency and fiat assets from a single account. It allows you to open a named EUR IBAN, send and receive payments, exchange currencies, and use a virtual card for everyday transactions.

### What currencies does Keytom support?

Keytom supports multiple fiat currencies including EUR, and a range of crypto assets such as BTC, ETH, USDC, TRX, XRP, LTC, TON, SOL, ADA, AVAX, BNB, and BCH. Specific availability may depend on your location and verification status.

### How can I fund my Keytom account?

You can receive SEPA and SEPA Instant transfers directly to your personal EUR IBAN account. The app also facilitates exchanges between fiat and crypto assets.

### Does Keytom offer a card for spending?

Yes, Keytom offers a virtual Visa card for online and in-store payments. A physical card can also be ordered within the app, supporting payments and ATM withdrawals where Visa is accepted.

### Is Keytom secure?

Keytom employs identity verification, transaction monitoring, and two-factor authentication to enhance security. Fiat funds and crypto assets are managed through dedicated financial and custody infrastructure.

### What devices is Keytom available on?

Keytom is available on iPhone, iPad, and iPod devices. It was last updated on April 30, 2026.

### How do I get started with Keytom?

Getting started is fully online. You can create your account, complete identity verification, and open available account details directly within the Keytom app to begin managing your finances.

### What is the age rating for Keytom?

Keytom has an age rating of 4+, making it suitable for a wide range of users. The app is free to download and use.

## Version history (last 5 releases)

### 2.0.5 — 2026-08-07

Bug fixes and performance improvements.

### 2.0.3 — 2026-07-10

Bug fixes and performance improvements.

### 2.0.2 — 2026-07-02

Keytom has been rebuilt from the ground up.

Enjoy a faster, cleaner and smoother app experience with reworked UI and UX, Face ID for login and transactions, and push notifications to help you stay updated on account activity.

The physical Keytom card is now available. Order it in the app via Cards → Order Card → Plastic Card, then use it for everyday payments and ATM withdrawals where Visa® is accepted.

We’ve also made smaller fixes and performance improvements under the hood to make Keytom feel better across cards, transfers, crypto and fiat.

### 2.0.1 — 2026-06-26

Keytom has been rebuilt from the ground up.

Enjoy a faster, cleaner and smoother app experience with reworked UI and UX, Face ID for login and transactions, and push notifications to help you stay updated on account activity.

The physical Keytom card is now available. Order it in the app via Cards → Order Card → Plastic Card, then use it for everyday payments and ATM withdrawals where Visa® is accepted.

We’ve also made smaller fixes and performance improvements under the hood to make Keytom feel better across cards, transfers, crypto and fiat.

### 2.0.0 — 2026-06-23

Keytom has been rebuilt from the ground up.

Enjoy a faster, cleaner and smoother app experience with reworked UI and UX, Face ID for login and transactions, and push notifications to help you stay updated on account activity.

The physical Keytom card is now available. Order it in the app via Cards → Order Card → Plastic Card, then use it for everyday payments and ATM withdrawals where Visa® is accepted.

We've also made smaller fixes and performance improvements under the hood to make Keytom feel better across cards, transfers, crypto and fiat.

## Apps similar to Keytom

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Wittix](https://appshunter.io/ios/app/wittix/id6740746211) | — | Free | Finance |
| [;blackcat](https://appshunter.io/ios/app/blackcat/id6741854309) | 4.5 (17) | Free | Finance |
| [Cardaq - Mobile Finance](https://appshunter.io/ios/app/cardaq-mobile-finance/id6470269845) | — | Free | Finance |
| [Wireaccount](https://appshunter.io/ios/app/wireaccount/id6477598724) | — | Free | Finance |
| [CoxiPay Individual](https://appshunter.io/ios/app/coxipay-individual/id6478814758) | — | Free | Finance |

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-14.*