# Khalti Digital Wallet (Nepal)

> Nepal's trusted digital wallet for payments, remittances, and financial services. (iPhone/iPad app by IME Khalti Limited.)

- Source: https://appshunter.io/ios/app/khalti-digital-wallet-nepal/id1263400741 (this page in markdown: same URL + `.md`)
- Developer: [IME Khalti Limited](https://appshunter.io/developer/1241888343)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 3.30/5 from 197 App Store ratings · 97 written reviews indexed
- Age rating: 12+
- Requires: iOS 15.0 · 100 MB
- Languages: American English
- Released: 2017-09-06
- Data updated: 2026-08-26
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/khalti-digital-wallet-nepal/id1263400741/reviews.md

## What is Khalti Digital Wallet (Nepal)?

Khalti is Nepal’s most trusted digital wallet, now stronger and better through the merger of Khalti and IME Pay. This upgraded app combines IME’s trusted remittance legacy with Khalti’s digital innovation to offer a seamless and powerful experience.
More than just a payment app, Khalti stands for innovation, lifestyle, and reliability. It is designed to be inclusive, easy to use, and secure, helping you make everyday moments simpler and more meaningful.
Why the Merger?
We merged to give you a smarter, faster, and simpler wallet experience. IME Pay users can now access all Khalti features in one app, with a hassle-free migration of wallet balance, points, and transaction history. One login, one wallet, no stress.

New Features
Daami Points combine rewards from both Khalti and IME Pay into one system, so you earn more for every transaction. The Super Wallet lets you unlock new features and benefits the more you use the app. Plus, enjoy 3% interest on your wallet balance, helping your money grow while it stays safe. Smart Deposit, Nepal’s first wallet-based recurring deposit in partnership with Manjushree Finance where you can save a fixed amount regularly starting from Rs. 100 and earn good interest rates. Start Small, Dream Big!


Everything You Can Do
Top-Up & Recharge
Recharge NTC, Ncell and buy data packs
Buy recharge cards & Topup anywhere easily


Utility Bill Payments
Electricity (NEA, BPC, community providers)
Water, landline, cable TV (DishHome, Mero TV, NetTV, SimTV)
Internet bills (Worldlink, Subisu, Vianet, Classic Tech & more)
Flight Booking
Book domestic flights with real-time availability from airlines like Buddha, Yeti, Shree & more
Indrive Topup 
Drivers can do Indrive Topup easily from the App
Education Fees
Pay school and college fees directly from the app
Find your institute in our Smart Schools list
Government Services
Pay for Lok Sewa, IRD, DOFE, SSF, traffic fines, and more
File and renew company registrations (OCR), pay municipal taxes
Financial Services
Renew DEMAT/MeroShare
Pay insurance premiums (Nepal Life, Neco, Sanima, etc.)
Pay EMIs (Syakar, Hulas, MAW, Jeevan Bikas)
Credit card bill payments
Remittance
Receive money from abroad via WorldRemit, Remitly
Send/receive domestic transfers through City Express, Bhatbhateni, Nepal Remit & more
Khalti Bazaar
Shop in-app from brands like Cowmandu, The Village Café, Sparrow SMS & others
Scan & Pay with Khalti QR
Accepted at your local kirana pasal, restaurants, clinics, fashion stores & more
Bank Services
Transfer to any major bank in Nepal
Link your bank account with Khalti Bank Direct
Make direct payments from your linked bank
Send & Request Money
Send funds to friends and family or request money with a few taps
Coupons & Rewards
Apply Promcodes & Coupons at checkout to get instant cashback
Use Daami Points to unlock exciting rewards


Smart Deposit
Save regularly with Nepal’s first wallet-based recurring deposit
Choose your amount (Starting from 100 upto 5000), frequency (daily/weekly/monthly), and term (6–60 months)
Earn interest and build your saving habit with ease


KYC & Security
Upgrade your account with KYC for easy transactions and added security


Load Wallet Easily
Load via mobile/internet banking, debit/credit card, Khalti Pasal, Sewa Kendra, bank deposits & more
Ek Nepal. Ek App. Ek Wallet. Infinite Possibilities
Khalti is more than a digital wallet, it’s a movement to make finance easier, more accessible, and more rewarding. Whether you’re recharging your phone or saving for your future, Khalti is built to support you at every step.


Need Help or Have Suggestions?
We’d love to hear from you.
Email:  support@khalti.com
Website: https://khalti.com
Blogs for more info: https://blog.khalti.com

## Key features

- Utility bill payments
- Flight booking
- Remittance services
- Scan & Pay with QR
- Bank transfers
- Rewards and cashback
- Recurring deposits

## What do users think of Khalti Digital Wallet (Nepal)?

Overall sentiment: negative

**Pros**

- 🚀 Easy payments using linked bank accounts
- 🌍 Works internationally with Khalti Roaming
- 🔒 Top-notch security options
- 👍 User-friendly interface and smooth UI
- 🔐 Fingerprint unlock feature
- 💳 Direct bank payment capability

**Cons**

- 🐛 Frequent app crashes and errors
- ❌ Transaction failures when needed most
- ⏱️ Slow transaction processing times
- 😤 Poor customer service and support
- 🔐 KYC verification process extremely difficult
- 💸 Unexpected charges and hidden fees
- 🚫 Account freezing without proper explanation
- 📵 Automatic logout and disconnection issues
- 🔒 Security concerns and fraud allegations
- ❌ Refund policy unfair and unhelpful
- 🌐 Not accessible for international users
- 📱 Limited functionality compared to competitors
- ⚠️ Unauthorized money withdrawal
- 🎫 Ticket delivery and booking issues

**Commonly reported bugs**

- App crashes on launch
- Login failures and authentication errors
- OTP not received during signup/login
- Transaction shows error but money deducted
- MPIN input not responding
- Movie tickets not downloading
- Scan and pay feature not working
- Notification badge always shows unread messages
- App logs out randomly
- Payment not forwarded to merchants
- KYC photo upload repeatedly rejected
- Inconsistent error messages
- App incompatible with iPad
- Contact option missing on login page

**Most requested features**

- Dark mode support
- iPad compatibility
- Profile picture change after KYC verification
- Transfer to eSewa option
- Biometric login (face/fingerprint)
- Better notification customization
- Support for foreign phone numbers
- Domestic remittance feature
- Apple gift card purchase option
- Billing services for utilities
- Simplified interface and checkout process
- Complete district list in KYC form

## Recent user reviews (10 of 97)

All indexed reviews: https://appshunter.io/ios/app/khalti-digital-wallet-nepal/id1263400741/reviews.md

### 1/5 — No Answer for a Refund

*2026-08-11, version 3.45.04*

I had just deposited money to my Account. When i asked them for a refund the customer service was least bothered. I also sent them an email and its been two months still no reply. So I’m writing this review in hopes that they will reply otherwise it will stay up. And i will also be writing reviews on other platforms. This is not right to take someone’s money and not return.

### 1/5 — Worst customer service

*2026-07-16, version 3.45.00*

Need to improve in costumer service .they never acknowledge costumer problems.takes forever to reply.

### 5/5 — .

*2026-07-12*

Good for events and movie tickets.

### 1/5 — Underperforming App

*2026-06-24, version 3.44.01*

I wouldn’t suggest anyone to use Khalti services as it is very lousy

### 1/5 — Shame on CTO

*2026-06-03, version 3.43.00*

How can you let users to create an account using overseas phone number and make it mandatory to add alternative nepal number during verification. Fire the product manager

### 1/5 — Worst app

*2026-05-18, version 3.42.00*

Disgusting and worst app. Please dont install its waste of time

### 1/5 — Worst digital wallet ever

*2026-05-18, version 3.42.00*

Customer care service is very bad. The take weeks to verify kyc and in the end reject it for the most weirdest reasons, like photo didnt match just cause my hair was shorter or mom got a little older. 
Dont bother using this app. Mobile banking and esewa/phonepay are way better than this joke of an app.

### 5/5 — Shot time

*2026-05-10, version 3.41.01*

On

### 2/5 — UX is horrible

*2026-04-20, version 3.41.00*

The user experience is horrendous in this app. Not well made.

### 1/5 — Update

*2026-04-18, version 3.41.00*

Whats wrong with this updated version??? it doesn’t even show the electricity bill

## Frequently asked questions about Khalti Digital Wallet (Nepal)

### What does the Khalti Digital Wallet app do?

This app serves as Nepal's trusted digital wallet, consolidating payment and remittance services. It allows users to perform a wide range of transactions including utility bill payments, flight bookings, sending and receiving money domestically and internationally, and making online purchases.

### What are the key features of this digital wallet?

Key features include easy top-up and recharge for mobile and internet, seamless utility bill payments for electricity, water, and more, domestic flight bookings, remittance services, QR code payments, bank transfers, and a rewards program with Daami Points. It also offers unique features like Smart Deposit for recurring savings.

### Is this app free to use?

Yes, the app is free to download and use. While there are no direct costs for using the wallet itself, specific transactions or services might incur standard fees from third-party providers or financial institutions involved.

### What kind of transactions can I make with this app?

You can make numerous transactions, including mobile recharges, utility bill payments (electricity, water, internet), flight bookings, send/receive domestic and international remittances, pay education fees, government services, insurance premiums, EMIs, and shop through Khalti Bazaar. You can also scan and pay using Khalti QR codes.

### How does the merger with IME Pay affect the app?

The merger combines the strengths of Khalti and IME Pay, offering a unified and enhanced digital wallet experience. IME Pay users can seamlessly migrate their balances, points, and transaction history to this single app, providing one login for all features and a stress-free migration.

## Version history (last 5 releases)

### 3.45.04 — 2026-08-09

At Khalti by IME, we're always building — new features, smoother performance, and fixes based on your feedback. Keep your app updated to enjoy the best experience every time.

### 3.45.02 — 2026-08-06

Big things just landed on Khalti 
Hotel Booking is here! Search, compare, and book hotels across Nepal right from the app.
Taxpayer Incentive Prize Program — Pay via Khalti and win exciting prizes!
More control over flights — Request cancellations or change passenger details directly from your booking.
Update now and explore what's new!

### 3.45.00 — 2026-07-10

This update brings exciting new features to make your Khalti experience even better!
* Chat instantly with our new in-app assistant,
*  Invite friends and earn rewards with Refer & Earn,
* Take on our reward-winning Personal Finance Challenge to build smarter money habits, 
* Get a virtual card on subscription for effortless online payments,
* Enjoy quicker access with recent transactions now showing on Add Money, Send Money, Financial Services, and Bazaar Payment.

### 3.44.02 — 2026-07-01

Enhancements: Minor feature improvements and UI/UX updates across multiple sections.
Bug Fixes: General issue fixes and performance improvements for a smoother experience.

### 3.44.01 — 2026-06-22

Enhanced User Experience - Refreshed UI with improved navigation and a cleaner, more intuitive design.
Performance Improvements - Optimized app performance for a faster and smoother experience.

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## More apps by IME Khalti Limited

- [IME Pay](https://appshunter.io/ios/app/ime-pay/id1241888344)

All apps by IME Khalti Limited: https://appshunter.io/developer/1241888343

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*