# KhataFlow: Digital Ledger Book — Credit Tracker & Debt Manager

> Credit Tracker & Debt Manager (iPhone/iPad app by Babi Pinajben Sarafaraz.)

- Source: https://appshunter.io/ios/app/khataflow-digital-ledger-book/id6787859546 (this page in markdown: same URL + `.md`)
- Developer: [Babi Pinajben Sarafaraz](https://appshunter.io/developer/1478274675)
- Category: Business
- Price: Free
- Age rating: 4+
- Requires: iOS 15.0 · 15 MB
- Languages: American English
- Released: 2026-07-16
- Data updated: 2026-07-23
- User reviews in markdown: https://appshunter.io/ios/app/khataflow-digital-ledger-book/id6787859546/reviews.md

## What is KhataFlow?

Manage customer credit and accounts effortlessly with KhataFlow, the ultimate digital ledger book for smart businesses.
Are you tired of manually keeping track of customer debts, credit history, and outstanding balances in traditional paper registers? Say goodbye to errors and hello to KhataFlow—the secure, automated, and insights-driven digital ledger (Khata Book / Udhar Book) designed to streamline your business bookkeeping and credit management.
Whether you run a retail shop, a service business, or need to manage personal credit relationships, KhataFlow provides you with real-time tracking of transactions, customer credit limits, and smart risk profiling to protect your cash flow.
Key Features:
Digital Ledger Book (Khata): Easily add customers, maintain an active ledger, and record daily transactions in just a few taps. Keep a clear, organized history of all debts (credits) and payments.
Credit Limit Controls: Set custom credit limits for each customer to prevent over-allocation and secure your business capital.
Smart Credit Risk Analysis: Stay ahead of bad debts! KhataFlow automatically analyzes payment behavior (such as average repayment days and oldest outstanding balances) to categorize customer risk levels (Low, Medium, or High).
Real-time Balance Calculations: Instantly view individual customer balances and your total outstanding credits without manual calculation.
Transaction Notes: Add contextual notes and specific dates to each entry to ensure perfect accuracy.
Privacy & Security: Securely log in and protect your business data with user authentication.
Who is KhataFlow for?
Retailers, grocers, and shopkeepers managing customer tabs or udhar.
Freelancers and service providers tracking unpaid client invoices.
Individuals managing personal credit, loans, or shared expenses.
Take control of your cash flow and optimize your credit risk management today. Download KhataFlow and run your business smarter!


## Version history (last 1 release)

### 1.0 — 2026-07-17

No release notes.

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All apps by Babi Pinajben Sarafaraz: https://appshunter.io/developer/1478274675

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-23.*