# Khedmah — One place to view & pay bills

> All-in-one app for bill payments, recharges, insurance, and vouchers. (iPhone/iPad app by Oman Investment & Finance Co. SAOG.)

- Source: https://appshunter.io/ios/app/khedmah/id1147055180 (this page in markdown: same URL + `.md`)
- Developer: [Oman Investment & Finance Co. SAOG](https://appshunter.io/developer/1147055179)
- Category: Lifestyle, Utilities
- Price: Free
- Rating: 3.60/5 from 62 App Store ratings · 38 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 178 MB
- Languages: American English
- Released: 2016-09-10
- Data updated: 2026-08-16
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/khedmah/id1147055180/reviews.md

## What is Khedmah?

All your Bill Payments and Recharge in One App - KHEDMAH!

Key Features

1. Streamlined Utility Bill Management: Easily manage, view, and pay your electricity and water bills for all service providers in Oman, including Nama Supply, Nama Dhofar Services and Nama Water Services. Formerly known as Muscat Electricity Distribution Company - MEDC, Mazoon Electricity Company - Mazoon, Majan Electricity Company - Majan, Rural Areas Electricity Company - RAECO, Dhofar Power Company - DPC and Public Authority of Electricity & Water.
 
2. Telecom Bills & Top ups: Pay all postpaid telecom bills for Omantel, Ooredoo and AWASR Broadband. Recharge or top-up prepaid mobile and internet broadband numbers for Omantel, Vodafone, Ooredoo, Renna, and Friendi, along with Electricity Prepaid accounts.
 
3. Insurance & Contributions: Pay your social security subscription to Social Protection Fund (SPF - formerly known as PASI) subscription fees.
 
4. Royal Oman Police (ROP) Services: Pay your traffic fines and renew Mulkiya, Vehicle Registration with just a few clicks.
 
5. Vehicle & Travel Insurance Services: Purchase or renewed your vehicle insurance and avail travel insurance services.
 
6. Entertainment Vouchers: Purchase entertainment vouchers for various platforms (Netflix, iTunes, Play Station, Nintendo, PUBG, XBOX, Razer Gold, ROBLOX, Etisalat, Du, TutorComp etc.)
 
7. E-learning: Get access to 100s of certified & accredited courses and learn from the comfort of your home.
 
8. Real-time Inquiries & Payments: Stay updated with real-time outstanding balances for all utility and telecom services. Save card details for swift one-click payments or use Khedmah Pay – the digital E-Wallet.
 
9. Personalized Profiles: Create your own profile for seamless management of utility and telecom accounts. Receive monthly bills electronically and easily locate our branches and bill payment machines nationwide.
 
10. Khedmah Pay – The Modern Way to Pay: Introducing Khedmah Pay, your preferred payment app that allows you to register and activate your e-wallet. Seamlessly use your wallet across all merchants supporting mobile payments.
 
• Quick & easy person to person transaction using mobile number
• Request and receive payments
• Send money to contacts via mobile number, alias name, or QR Code
• Effortlessly pay merchants by scanning QR Codes
• Securely pay utility and telecom bills using your wallet across the globe
• Top up electricity and mobile with unprecedented ease
• Swift and secure payment of ROP traffic fines and Social Protection Fund bills
• Simplified purchase of vouchers and purchase or renewal of insurance services
 
Elevate your payment experience with Khedmah App, ALL IN ONE APP.

## Key features

- Utility bill management and payment
- Telecom bill payment and recharge
- Insurance and social security payments
- Traffic fines and vehicle registration renewal
- Vehicle and travel insurance purchase
- Entertainment voucher purchases
- E-learning courses access
- Digital e-wallet for payments

## Recent user reviews (10 of 38)

All indexed reviews: https://appshunter.io/ios/app/khedmah/id1147055180/reviews.md

### 1/5 — Very slow

*2025-08-24, version 12.0.1*

Payment option is very slow and apple pay is not support

### 2/5 — Apple Pay payment

*2025-07-22, version 12.0.1*

Please add Apple Pay payment

### 1/5 — Need to support iPad view

*2025-07-13, version 12.0.1*

Landscape iPad view need to be added

### 2/5 — Logic Error

*2025-04-11, version 11.0.0*

Great app for recharging prepaid electricity, but there's a bug with wallet registration. It recognizes my number, sends a welcome SMS, but then says my number isn't registered during registration.

### 1/5 — مزعج بصريا

*2025-02-05, version 10.0.0*

فيه ربشة كثير والوان وربشة فالواجهة والاعلان كبير جدا يشتت النظر نرجو اصلاح الواجهة وتخلوها هادية نفس برنامج oneic مريح جدا للاستخدام

### 2/5 — Bank transfer to my account

*2024-09-13, version 8.0.2*

It’s happened many time that it goes to my wallet instead to my main account with is bank muscat. 

And you cant take your money in the wallet instead you want to used it to   through  only in the application. 

Basically this app is not recommended to used the wallet app never link you mobile number thay you used to your bank muscat.

### 1/5 — Poor functionalities

*2023-12-23, version 6.0.1*

Always having errors and not reliable at all.

### 2/5 — Error

*2023-08-12, version 5.5.3*

Hi! It’s not opening. What is the new version?

### 2/5 — App Needs Work

*2023-07-03, version 5.5.3*

Bills are finally easier to add. App crashes when trying to make a payment. Needs more work to be mainstream

### 1/5 — Does not have credit card payment option

*2022-12-10, version 3.1.2*

This got to be the stupidest option available in the App is the payment using credit card. The option is available but does not work and does not tell that it does not work till the completely finish the transaction with failure. 
Please either remove the option, or fix allowing the customer to pay using credit card or give notice that it does not work.

## Frequently asked questions about Khedmah

### What does the Khedmah app do?

The Khedmah app is a comprehensive platform for managing and paying various bills and services in Oman. It allows users to pay utility bills, telecom bills, insurance premiums, traffic fines, and renew vehicle registrations. Additionally, it offers entertainment vouchers, e-learning courses, and a digital e-wallet for seamless transactions.

### What are the key features of Khedmah?

Key features include streamlined utility bill management for electricity and water, telecom bill payments and top-ups, insurance and social security payments, Royal Oman Police (ROP) services like traffic fine payments and Mulkiya renewal, vehicle and travel insurance services, entertainment voucher purchases, and access to e-learning courses. It also includes a digital e-wallet called Khedmah Pay for easy payments.

### Is Khedmah free to use?

Based on the provided information, the Khedmah app is free to download and use. There are no mentions of subscription fees or upfront costs for accessing its core functionalities. Monetization may come from potential partnerships or transaction fees within the Khedmah Pay e-wallet, but the app itself appears to be free.

### What services can I pay for with Khedmah?

You can pay for a wide range of services including electricity and water bills from providers like Nama Supply and Nama Dhofar Services. Telecom bills for Omantel, Ooredoo, and AWASR Broadband, as well as prepaid recharges for various providers, are supported. You can also pay social security contributions, traffic fines, renew vehicle registrations, purchase vehicle and travel insurance, and buy entertainment vouchers.

### How does Khedmah Pay work?

Khedmah Pay is an integrated e-wallet within the app that allows for quick and secure payments. You can register and activate your e-wallet to make person-to-person transactions using mobile numbers, send money to contacts, pay merchants by scanning QR codes, and pay utility and telecom bills globally. It also facilitates easy top-ups for electricity and mobile, and swift payments for ROP fines and Social Protection Fund bills.

## Version history (last 5 releases)

### 17.0.2 — 2026-08-14

Bug fixing and enhancements

### 17.0.0 — 2026-08-06

Bug fixing and enhancements

### 16.5.0 — 2026-06-11

Pay Ministry of Transport MTCIT (NAQL) Fines Directly in Khedmah App

You can now view and pay your Ministry of Transport MTCIT fines (NAQL) directly through the Khedmah App — making it easier to manage vehicle-related payments in one place.

### 16.4.0 — 2026-06-01

Schedule Auto Payment of Bills & Planned Recharge
 
What’s New
Introducing a first-of-its-kind feature in Oman — Customers can now schedule automatic monthly bill payments and planned recharge transactions on a selected date every month.
 
Key Features
Schedule payments and recharges on your preferred monthly date
Automatically pay outstanding bills each month
Set a Maximum Amount limit for added control
If the bill amount is lower than the Maximum Amount, only the actual outstanding amount will be charged
Enjoy uninterrupted services with timely automated payments
 
How It Works
Choose your preferred payment date
Set your Maximum Amount limit
Sit back while your monthly bills and planned recharges are processed automatically
 
Benefits
Never miss a payment or recharge
Better control over monthly spending
Safe, convenient, and hassle-free experience
Smart automation designed for everyday convenience
 
Release Highlight
Be among the first in Oman to experience smarter recurring payments and automated recharges directly from the app.
Integrate modern advanced technology into your home to perform routine tasks automatically or at the touch of a button, saving you time, effort, and energy.

### 16.3.0 — 2026-05-20

Schedule Auto Payment of Bills & Planned Recharge
 
What’s New
Introducing a first-of-its-kind feature in Oman — Customers can now schedule automatic monthly bill payments and planned recharge transactions on a selected date every month.
 
Key Features
Schedule payments and recharges on your preferred monthly date
Automatically pay outstanding bills each month
Set a Maximum Amount limit for added control
If the bill amount is lower than the Maximum Amount, only the actual outstanding amount will be charged
Enjoy uninterrupted services with timely automated payments
 
How It Works
Choose your preferred payment date
Set your Maximum Amount limit
Sit back while your monthly bills and planned recharges are processed automatically
 
Benefits
Never miss a payment or recharge
Better control over monthly spending
Safe, convenient, and hassle-free experience
Smart automation designed for everyday convenience
 
Release Highlight
Be among the first in Oman to experience smarter recurring payments and automated recharges directly from the app.
Integrate modern advanced technology into your home to perform routine tasks automatically or at the touch of a button, saving you time, effort, and energy.

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## More apps by Oman Investment & Finance Co. SAOG

- [Khedmah Merchant](https://appshunter.io/ios/app/khedmah-merchant/id6523425095)

All apps by Oman Investment & Finance Co. SAOG: https://appshunter.io/developer/1147055179

## Related topics

[khedmah](https://appshunter.io/ios/topics/khedmah) · [nama dhofar services](https://appshunter.io/ios/topics/nama-dhofar-services) · [khedma](https://appshunter.io/ios/topics/khedma) · [awasr](https://appshunter.io/ios/topics/awasr)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-16.*
