# Kiakia P2P — You fund. We invest. You earn.

> Peer-to-peer lending platform for investors and borrowers in Nigeria. (iPhone/iPad app by Kiakia Bits Limited.)

- Source: https://appshunter.io/ios/app/kiakia-p2p/id1526010726 (this page in markdown: same URL + `.md`)
- Developer: [Kiakia Bits Limited](https://appshunter.io/developer/1526010728)
- Category: Finance, Business
- Price: Free
- Rating: 3.00/5 from 18 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 24 MB
- Languages: English
- Released: 2020-08-16
- Data updated: 2026-06-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/kiakia-p2p/id1526010726/reviews.md

## What is Kiakia P2P?

Earn between 12% -40% (Quarterly, Bi-annual and Per annum) by investing in loans and businesses.

KiaKia is the leading and best Peer-to-Peer lending investment platform in Nigeria (Inclusive Finance Conference and Awards, 2019)

KiaKia as a licensed lender originates, books, structures, facilitates and funds secured personal and business loans of between N10,000 and N100,000,000 of tenures ranging from 30 days to 24 months via its online platform. To achieve this, we essentially do what the banks do with less bureaucracy and administrative encumbrances. By lending out people’s funds. We believe that your money should work for you instead of someone else.
In 2017, we launched the KiaKia P2P on this principle. We created a peer-to-peer product to aggregate funds of those who have money to invest and lent it out to those who want to borrow it. We may not offer the lounge service and marble foyer of your bank, but we exist for people who want rewarding investments. Or a competitive and speedy loan that respects the time value of money for entrepreneurs.

You fund, we lend, you earn

Rather than leave funds stashed and idle, you can provide it as capital which kiakia uses to fund individuals and businesses to earn interests or share profits (if that is what suits your faith). With as little as N50,000 and as high as N2,500,000, you can earn as much as 40% interest depending the tenure election. You can also share profits from the earnings of businesses in selected industries.


Simple, Secure and Better earnings

With over N4,500,000,000 successfully lent out through KiaKia P2P with capital provided by individuals across the world, you can be one of those who put their money to good use in order to grow without any risk of losing it as a result of the security that backs all transactions.

The App is safe and secure. Users do not need to make withdrawal of interest or profit requests as interests or profits and capital are automatically credited to accounts on file. 

KiaKia P2P is not a savings nor payment processing service. Capital provided are lent out for individuals and businesses carefully profiled by KiaKia for interest and profit sharing.

We have implemented the best grade of internet security….so, no fears.

There are no processing fees nor hidden charges. What you see is what you get with us.

## Key features

- Invest in loans and businesses
- Earn 12%-40% returns
- Access personal and business loans
- Automated interest and profit crediting
- Secure online platform
- No processing fees or hidden charges

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/kiakia-p2p/id1526010726/reviews.md

### 1/5 — Nonsense

*2025-10-29*

Nonsense app

## Frequently asked questions about Kiakia P2P

### What is Kiakia P2P?

Kiakia P2P is a peer-to-peer lending platform that connects individuals with capital to invest with individuals and businesses seeking loans. It facilitates funding for loans and businesses, allowing investors to earn returns.

### How much can I earn with Kiakia P2P?

You can earn between 12% to 40% returns, depending on the tenure you elect. These earnings can be in the form of interest or profit sharing from business earnings.

### What types of loans does Kiakia P2P facilitate?

Kiakia P2P facilitates secured personal and business loans ranging from N10,000 to N100,000,000 with tenures from 30 days to 24 months.

### Is Kiakia P2P secure?

Yes, Kiakia P2P states it has implemented the best grade of internet security. All transactions are backed by security, and users do not need to make withdrawal requests as interest and capital are automatically credited.

### Are there any fees for using Kiakia P2P?

No, Kiakia P2P states there are no processing fees nor hidden charges. The platform operates on a 'what you see is what you get' principle.

### What is the minimum investment amount for Kiakia P2P?

You can start investing with as little as N50,000 and as high as N2,500,000 to earn interest or share profits.

### Does Kiakia P2P have ads?

No, Kiakia P2P does not contain advertisements. The app is free to use and does not display ads.

### What devices is Kiakia P2P available on?

Kiakia P2P is available on iPhone, iPad, and iPod devices.

## Version history (last 4 releases)

### 2.2.1 — 2025-10-07

Add compound interest
Bug fixes

### 2.1.3 — 2025-04-13

Fix bugs
Added data protection
Enhanced algorithms

### 2.0 — 2023-06-30

This is kiakia P2P with the new look.

### 0.1 — 2020-08-16

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*