# Kial: Budget & Expense Tracker — Your money, simplified > Personal finance tracker for income, expenses, budgets, and savings goals. (iPhone/iPad app by NOE MUNOZ SANCHEZ.) - Source: https://appshunter.io/ios/app/kial-budget-and-expense-tracker/id6774383581 (this page in markdown: same URL + `.md`) - Developer: [NOE MUNOZ SANCHEZ](https://appshunter.io/developer/1848248142) - Category: Finance, Productivity - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 16.4 · 62 MB - Languages: American English, French (France), German (Germany), Italian, Japanese, European Portuguese, Chinese (Simplified, China), European Spanish - Released: 2026-06-15 - Data updated: 2026-08-17 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/kial-budget-and-expense-tracker/id6774383581/reviews.md ## What is Kial? Kial brings your whole financial life into one calm, beautiful app — and it's as simple or as powerful as you want it to be. Log an expense in seconds with nothing but an amount, then add categories, merchants, budgets, savings, and recurring bills only if and when you want them. Simple by default, as rich as you need. Money management that finally feels modern: fast, elegant, and built around how you actually live. Track what you earn and spend, see exactly where your money goes, and make the whole thing your own. JUST SAY IT — THE VOICE ASSISTANT Talk to Kial instead of typing. Say "add 150 at the store," "I got paid today," "put 500 into my trip fund," or "I pay rent every month," and it fills in the entry for you — always editable before you save. And you can ask it things: "how much have I spent this month?", "where do I spend the most?", "what are my biggest expenses?", "how are my savings going?" It answers from your own data, on the spot. SIMPLE TO START, POWERFUL TO GROW - Log an expense with just an amount — no required fields, no friction - Add categories, merchants, and notes only if you want them - More depth is always there when you need it, never forced on you ALL YOUR MONEY, ONE APP - Track income and spending together — what comes in, what goes out, what's left - See spending by category, merchant, and day - Budgets, savings goals, and recurring bills, all in one place YOUR ACCOUNTS & CARDS - Create your accounts — cash, bank, credit cards — and watch real balances - See your net worth at a glance - Move money between accounts, and pay a card in two taps - Credit cards done right: limit, utilization, and statement & due-date reminders A DASHBOARD THAT'S TRULY YOURS Build your home screen from a library of 31 widgets — net worth, account balances, top categories, spending activity, upcoming bills, savings progress, no-spend streaks, and more. Arrange the view that actually matters to you. IMPORT YOUR BANK STATEMENT Start with your history instead of an empty app. Bring in a statement as a PDF, a few screenshots, or a CSV, and Kial reads every transaction and lists them for review before anything is saved. Password-protected PDFs work too. Keep what you want, and one tap undoes the whole import. No bank login and no connection to your bank — just a file you already have. SCAN A RECEIPT Point your camera at any receipt and Kial reads the merchant, items, totals, and date for you — no typing required. BUDGETS THAT STICK Set budgets for one category, a group of them, or your whole month, and follow your progress with clear, friendly gauges. SAVINGS GOALS Set a goal, give it a target, and see exactly how close you are each month. NEVER MISS A BILL Add recurring expenses and income so subscriptions, rent, and paychecks are always accounted for. TAGS, YOUR WAY Label any expense or income with your own tags — a trip, a project, a person — and filter by them whenever you want. BEAUTIFUL IN EVERY DETAIL - Works in 47+ currencies - Gorgeous light and dark themes - Available in 8 languages - Designed for iPhone and iPad - Fast, smooth, and built to feel native Private by design — we never sell your data, and your financial information stays yours. Free to download. Open Kial and see your money clearly. ## Key features - Log expenses with just an amount - Track income and spending - Customizable dashboard with widgets - Scan receipts for automatic data entry - Set and track budgets - Manage savings goals - Bill and subscription reminders ## Frequently asked questions about Kial ### What is Kial's primary function? Kial is designed to simplify your financial life by allowing you to track income and expenses, set budgets, manage savings goals, and monitor your accounts. It aims to provide a clear overview of your money in one beautiful and easy-to-use application. ### How does Kial handle expense logging? Kial makes logging expenses incredibly simple, allowing you to enter just the amount initially. You can then optionally add categories, merchants, and notes if you wish, providing flexibility for detailed tracking without initial friction. ### Can Kial help me manage my bills and subscriptions? Yes, Kial allows you to add recurring expenses and income, ensuring that subscriptions, rent, and paychecks are always accounted for. It can provide reminders so you never miss a bill payment. ### What kind of customization does Kial offer for its dashboard? Kial offers a highly customizable dashboard with a library of 31 widgets. You can arrange these widgets to display information that matters most to you, such as net worth, account balances, spending activity, and savings progress. ### Does Kial support multiple currencies? Yes, Kial is designed to work in over 47 currencies, making it suitable for users managing finances in different monetary systems. It also offers light and dark themes and is available in 8 languages. ### Is Kial available on multiple devices? Kial is designed for iPhone and iPad, offering a fast, smooth, and native experience on Apple devices. It is available for download for free. ### How often is Kial updated? The latest version of Kial, 2.3.0, was last updated on July 26, 2026. Updates typically focus on improving features, performance, and user experience based on user feedback and evolving financial management needs. ### What is the user sentiment for Kial based on its rating? Kial has a perfect rating of 5.0 stars from 1 rating, indicating a highly positive initial user sentiment. This suggests users find the app to be excellent in its functionality and design. ## Version history (last 5 releases) ### 2.5.0 — 2026-08-14 Import a bank statement and fill months of history in one go. • Bring in a PDF, a few screenshots, or a CSV — Kial reads every transaction • Password-protected statements are supported • Review everything before it's saved: keep what you want, fix a category, flip income vs. expense • Duplicates are detected and pre-unchecked, so re-importing the same period is safe • Changed your mind? One tap undoes the whole import No bank login and no connection to your bank — Kial only reads the file you choose. Also in this release: • Export upgraded — expenses and income in a single file, with your tags, ready for a spreadsheet • A faster start: log your first expense by voice, or bring in a statement, right from onboarding • Clearer messages when camera access is turned off • Fixes and polish across the app Have feedback? We'd love to hear from you. ### 2.4.2 — 2026-08-11 Meet the voice assistant — now you can just say it. • Register expenses, income, savings, budgets and recurring bills by voice • Ask about your money: "how much have I spent this month?", "where do I spend the most?", "how are my savings going?" • Everything stays editable before it's saved — nothing is logged behind your back Also in this release: • Tags — label any expense or income and filter by them • Off-pattern expenses — keep one-offs from skewing your spending patterns • Better number and currency formatting across 47+ currencies • A new filter sheet, smarter reminders, and many fixes Have feedback? We'd love to hear from you. ### 2.4.0 — 2026-08-08 Meet the voice assistant — now you can just say it. • Register expenses, income, savings, budgets and recurring bills by voice • Ask about your money: "how much have I spent this month?", "where do I spend the most?", "how are my savings going?" • Everything stays editable before it's saved — nothing is logged behind your back Also in this release: • Tags — label any expense or income and filter by them • Off-pattern expenses — keep one-offs from skewing your spending patterns • Better number and currency formatting across 47+ currencies • A new filter sheet, smarter reminders, and many fixes Have feedback? We'd love to hear from you. ### 2.3.0 — 2026-07-26 Bug fixes and improvements. ### 2.2.0 — 2026-07-19 Bug fixes and improvements. ## More apps by NOE MUNOZ SANCHEZ - [Scribo: Better Writing](https://appshunter.io/ios/app/scribo-better-writing/id6754417094) All apps by NOE MUNOZ SANCHEZ: https://appshunter.io/developer/1848248142 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-17.*