# Kiara –Money, Budget & Expense — Secure Budget, Expense Tracker

> Secure Budget, Expense Tracker (iPhone/iPad app by Karthik Aruchunan.)

- Source: https://appshunter.io/ios/app/kiara/id6755321628 (this page in markdown: same URL + `.md`)
- Developer: [Karthik Aruchunan](https://appshunter.io/developer/1624447207)
- Category: Finance, Business
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.6 · 56 MB
- Languages: American English
- Released: 2025-12-24
- Data updated: 2026-02-23
- User reviews in markdown: https://appshunter.io/ios/app/kiara/id6755321628/reviews.md

## What is Kiara?

Kiara – The Smarter, Privacy-First Money Manager & Expense Tracker 

Take full control of your finances with Kiara, a smart and secure budget tracker, expense manager, and personal finance app built with one promise:

Your Money, Your Data — Always Yours.

Kiara is a 100% offline money management app that gives you complete privacy while still offering the power of AI. All your financial data stays on your device, making Kiara the perfect privacy-first expense tracker for anyone who wants security without sacrificing features.

Kiara automatically categorises expenses, creates smart budget suggestions, and helps you stay on track using intelligent offline AI. Designed for simplicity and speed, Kiara makes money management effortless whether you're tracking daily expenses, monitoring monthly budgets, or analysing long-term spending trends.

Why Choose Kiara?

Most budget apps and expense trackers upload your data to the cloud. Kiara never does.
No cloud, no tracking, no ads, no data sharing.
Just a powerful, private, offline money manager that protects your financial privacy.

Smart Features for Effortless Money Management:

• AI-powered automatic budgeting & insights: Kiara uses intelligent offline AI to analyse your expenses, suggest smart budgets, and offer personalised financial insights. Stay in control with a powerful AI budgeting app that works even without internet.

• Scan receipts to add expenses instantly: Use the built-in receipt scanner to capture and extract details from receipts effortlessly. Perfect for users who want the fastest, easiest way to manage expenses on the go.

• 100% offline – your data stays on your device : Be confident that your information never leaves your phone. Kiara is a fully offline expense tracker and money management app, built for maximum privacy.

• Weekly spending insights & category-wise analysis: Understand your spending habits with visual charts, smart summaries, and category analysis. A complete spend tracker that helps you plan, budget, and improve your financial health.

• Export reports in CSV, Excel, or PDF: Record-keeping made easy. Export your expense reports anytime for budgeting, audits, taxes, or personal backups.

• Modern, smooth & customisable themes: Beautiful UI, clean navigation, and stunning custom themes make Kiara the most elegant personal finance app you’ll ever use.

• Clean and fast user experience: Add expenses in seconds. Kiara is designed to be simple, intuitive, and lightning fast — no clutter and no confusion.

• AI Chat-based expense entry: Just type or speak naturally. Kiara’s AI chat expense entry converts your message into an expense instantly.

Your Money. Your Privacy. Your Control.

Kiara is more than a budget planner — it’s your personal financial companion.
No accounts to create. No cloud to trust. No personal data shared.
Just you and your finances, managed securely and privately.

Whether you're looking for a budget app, expense manager, spending tracker, offline finance app, or a secure and private alternative to cloud-based tools — Kiara is built for you.

Kiara — Because your money deserves privacy and clarity.

Your Money, Your Data - Always Yours!

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Kiara - The Money Manager App | $2.99 | per month |
| Kiara - The Money Manager App | $19.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Kiara - The Money Manager App | $49.99 | one-time |



## Version history (last 4 releases)

### 1.9.43 — 2026-01-10

Bug fixes

### 1.9.42 — 2026-01-08

Introduced All Country Currencies:
• Full support for all global country currencies added.

Bug Fixes:
• Fixed various reported bugs to improve stability and performance.

Chat AI Improvements:
• Resolved issues in the Chat AI module
• Enhanced AI response accuracy and reliability

### 1.9.34 — 2026-01-02

All Country Currencies have been available

### 1.9.30 — 2025-12-13

No release notes.

## More apps by Karthik Aruchunan

- [QR Scan - Pro](https://appshunter.io/ios/app/qr-scan/id1624446995)
- [Lucky Flipper: Coin Flip Game](https://appshunter.io/ios/app/lucky-flipper/id6754183928)

All apps by Karthik Aruchunan: https://appshunter.io/developer/1624447207

## Related topics

[kiara](https://appshunter.io/ios/topics/kiara)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-02-23.*