# Kikumi -Money Toolkit — Mobile money transaction rates > Comprehensive toolkit for financial calculations and planning in Uganda. (iPhone/iPad app by Patrick Mbusa Kabagambe.) - Source: https://appshunter.io/ios/app/kikumi-money-toolkit/id6759876328 (this page in markdown: same URL + `.md`) - Developer: [Patrick Mbusa Kabagambe](https://appshunter.io/developer/1880772719) - Category: Reference, Utilities - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed - Age rating: 17+ - Requires: iOS 13.0 · 79 MB - Languages: English - Released: 2026-03-03 - Data updated: 2026-07-02 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/kikumi-money-toolkit/id6759876328/reviews.md ## What is Kikumi? Kikumi — Smart Money Tools for Uganda and beyond. Valid locally and globally. *Key Features:* * Mobile Money Charges Calculator (MTN & Airtel comparison + taxes) * Net Salary Calculator (PAYE, NSSF, LST breakdown) * Vehicle Import Cost Estimator (URA-based valuation support) * Fuel & Trip Cost Planner (distance → fuel → cost) * Budget planner and tracker * Spreadsheet and To-do list * Basic Calculator * Currency Converter * Clean, fast, and easy-to-use interface * and so much more, all in one place. --- Kikumi is a practical Uganda-first utility app built to help you make everyday money decisions with clarity, speed, and confidence. Instead of jumping between tariff pages, spreadsheets, and rough estimates, Kikumi brings together the tools you actually need into one clean, easy-to-use experience. Whether you are checking transaction charges, planning a trip, evaluating a salary, or estimating vehicle import costs, Kikumi helps you quickly understand the numbers and move on. # Mobile Money simplified Mobile money is part of daily life in Uganda, but charges can vary depending on the network, transaction type, and amount. Kikumi makes it easy to check and compare costs between MTN and Airtel. Enter your amount, choose your transaction, and instantly see: * Operator charges * Applicable taxes * Total cost * Clear comparison between networks This helps you choose the most cost-effective option without manually reading tariff tables. #Know Your Real Salary Gross salary doesn’t tell the full story. Kikumi’s salary calculator helps you estimate your actual take-home pay by factoring in: * PAYE (Pay As You Earn) * NSSF contributions * Local Service Tax (LST) You get a simple breakdown that shows exactly where your money goes, making it easier to plan, budget, and compare job offers. # Vehicle Import Cost Understanding vehicle import costs in Uganda can be complex. Kikumi simplifies this by helping you work through: * Vehicle valuation references * Key tax components * Estimated landed cost You can search for vehicles, review valuation context, and adjust assumptions like CIF or exchange rate to better understand your potential costs before making a decision. # Fuel & Trip Planning Distance alone isn’t enough—you need to know the cost. Kikumi turns travel into a practical estimate by combining: * Route distance * Fuel price * Vehicle fuel efficiency This gives you a quick estimate of fuel required and total trip cost, useful for personal travel, logistics, and business planning. --- # Designed for Real Use Kikumi is built to be simple without being simplistic. It focuses on: * Fast input → clear output * Clean, readable breakdowns * Minimal clutter and no unnecessary steps The app is lightweight, responsive, and optimized for both small and large screens, making it easy to use anytime you need quick answers. --- # References MTN Mobile Money tariffs [https://www.mtn.co.ug/tariffs/mobile-money-tariffs/](https://www.mtn.co.ug/tariffs/mobile-money-tariffs/) Airtel Money transaction fees [https://www.airtel.co.ug/airtelmoney/transaction_fees](https://www.airtel.co.ug/airtelmoney/transaction_fees) URA Used Motor Vehicle Database, 1st December 2024 [https://ura.go.ug/en/download/used-motor-vehicle-database-1st-december-2024/](https://ura.go.ug/en/download/used-motor-vehicle-database-1st-december-2024/) --- # Disclaimer Kikumi is an independent utility app. It is not a government app and does not represent, speak for, or have any official affiliation with MTN, Airtel, URA, or any other entity mentioned in the app. Mobile money charges, tax treatment, vehicle valuation support, and trip cost outputs in Kikumi are provided as practical estimates and decision-support tools only. Users should verify important financial, tax, tariff, or regulatory information with the relevant official source before making final decisions. Travel mileages between cities and towns are based on public knowledge and route estimates. ## Key features - Mobile money charges calculator - Net salary calculator - Vehicle import cost estimator - Fuel and trip cost planner - Budget planner and tracker - Currency converter ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Kikumi Pro Monthly Subscription | $2.99 | per month | | Kikumi Pro Annual Subscription | $24.99 | per year | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Remove ads | $4.99 | one-time | ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/kikumi-money-toolkit/id6759876328/reviews.md ### 5/5 — Great App. *2026-05-01* This is a good all-in-one app. Very useful. ## Frequently asked questions about Kikumi ### What is Kikumi's primary function? Kikumi is a financial toolkit designed to help users in Uganda make informed money decisions. It offers calculators for mobile money transactions, net salary, vehicle imports, and trip costs, alongside budgeting and currency conversion tools. ### Does Kikumi offer a free version? Yes, Kikumi is available for free with core features. It also offers 'Kikumi Pro' subscriptions for advanced functionality, with monthly and annual plans available. ### What are the subscription options for Kikumi Pro? Kikumi Pro offers a monthly subscription for $2.99 and an annual subscription for $24.99, providing access to enhanced features beyond the free version. ### How does Kikumi help with mobile money transactions? Kikumi allows users to compare mobile money charges and taxes between MTN and Airtel by entering the transaction amount. It provides a clear breakdown of operator charges, taxes, and total costs for informed decision-making. ### Can Kikumi estimate my take-home salary? Yes, Kikumi's net salary calculator factors in PAYE, NSSF, and LST to provide a breakdown of your actual take-home pay. This helps in planning, budgeting, and comparing job offers. ### What information is needed for the vehicle import cost estimator? The vehicle import cost estimator in Kikumi uses URA-based valuation support and allows users to adjust parameters like CIF and exchange rates. It helps estimate key tax components and the total landed cost. ### Is Kikumi available on all devices? Kikumi is supported on iPhone, iPad, and iPod devices, indicating compatibility with Apple's iOS ecosystem. ### How often is Kikumi updated? The app was last updated on May 25, 2026, with version 1.12. This suggests a relatively recent update, indicating ongoing development and maintenance. ## Version history (last 5 releases) ### 1.12 — 2026-05-25 Kikumi is your everyday money toolkit — made for life in Uganda. Stop guessing fees, tax, and trip costs. Kikumi puts practical calculators and reference tools in one simple app so you can make clearer money decisions at work, in business, and at home. MOBILE MONEY & DAILY MONEY • Compare MTN Mobile Money and Airtel Money charges before you send or withdraw • Currency converter with live exchange rates (UGX and major currencies) • VAT & receipt helper for quick tax splits • Discount & markup calculator for shop and market pricing SALARY, TAX & SAVINGS • Net salary calculator with PAYE, NSSF, and related estimates • NSSF savings and goal-based savings projections • Loan calculator (reducing balance, flat rate, interest-only) • Treasury bills & bonds helper for Uganda government securities PLANNING & ORGANISATION • Budget planner & expense tracker • Payment reminders for bills and due dates • Built-in spreadsheet for notes, figures, and exports • To-do list for money tasks and follow-ups • Sign in to sync budgets and sheets across your devices TRAVEL, FUEL & IMPORTS • Fuel & trip costs using Uganda route distances • Vehicle import estimates linked to URA valuation references ALSO INCLUDED • Date calculator for deadlines and day counts • Unit converter for length, weight, area, and more • Quick calculator for everyday arithmetic • Reorder tools and set your favourite as the launch screen IMPORTANT Kikumi is an independent app. It is not affiliated with MTN, Airtel, URA, NSSF, or any government agency. Figures are estimates for planning only; always confirm official rates, tax, and fees before you pay or sign. FREE TO USE Core tools are free. You can remove ads with a one-time in-app purchase. ### 1.11 — 2026-05-16 Kikumi is your everyday money toolkit — made for life in Uganda. Stop guessing fees, tax, and trip costs. Kikumi puts practical calculators and reference tools in one simple app so you can make clearer money decisions at work, in business, and at home. MOBILE MONEY & DAILY MONEY • Compare MTN Mobile Money and Airtel Money charges before you send or withdraw • Currency converter with live exchange rates (UGX and major currencies) • VAT & receipt helper for quick tax splits • Discount & markup calculator for shop and market pricing SALARY, TAX & SAVINGS • Net salary calculator with PAYE, NSSF, and related estimates • NSSF savings and goal-based savings projections • Loan calculator (reducing balance, flat rate, interest-only) • Treasury bills & bonds helper for Uganda government securities PLANNING & ORGANISATION • Budget planner & expense tracker • Payment reminders for bills and due dates • Built-in spreadsheet for notes, figures, and exports • To-do list for money tasks and follow-ups • Sign in to sync budgets and sheets across your devices TRAVEL, FUEL & IMPORTS • Fuel & trip costs using Uganda route distances • Vehicle import estimates linked to URA valuation references ALSO INCLUDED • Date calculator for deadlines and day counts • Unit converter for length, weight, area, and more • Quick calculator for everyday arithmetic • Reorder tools and set your favourite as the launch screen IMPORTANT Kikumi is an independent app. It is not affiliated with MTN, Airtel, URA, NSSF, or any government agency. Figures are estimates for planning only; always confirm official rates, tax, and fees before you pay or sign. FREE TO USE Core tools are free. You can remove ads with a one-time in-app purchase (see the app’s information section). Made in Kasese for the Glory of God. ### 1.10 — 2026-05-07 Improved the currency converter. Added a unit converter. Increased icon sizes on the landing page so that it is easier to see the tools Removed redundant information cards Improved the pro-experience and added notification for the 3-day ad-free promo for new users. Improved notification for selecting a main tool which opens by default on next app opening Other UI and UX improvements Thank you for downloading Kikumi Money Toolkit. ### 1.1 — 2026-04-01 Improved visuals (user interface) Easier navigation experience ### 1.0 — 2026-03-04 No release notes. ## More apps by Patrick Mbusa Kabagambe - [UgaMed](https://appshunter.io/ios/app/ugamed/id6760877363) - [For Hire](https://appshunter.io/ios/app/for-hire/id6761025895) - [DocWallet All-in-1 PDF Scanner](https://appshunter.io/ios/app/docwallet-all-in-1-pdf-scanner/id6761860944) - [Spiritual Formation Africa](https://appshunter.io/ios/app/spiritual-formation-africa/id6762873382) - [Bulk SMS Master](https://appshunter.io/ios/app/bulk-sms-master/id6766472422) All apps by Patrick Mbusa Kabagambe: https://appshunter.io/developer/1880772719 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-02.*