# Kin: Money & Split — Multi-currency expense tracker

> Multi-currency expense tracker (iPhone/iPad app by Stepan Samsonov.)

- Source: https://appshunter.io/ios/app/kin-money-and-split/id6804682081 (this page in markdown: same URL + `.md`)
- Developer: [Stepan Samsonov](https://appshunter.io/developer/6804682323)
- Category: Finance, Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 17.0 · 13 MB
- Languages: American English, Russian
- Released: 2026-10-04
- Data updated: 2026-10-25

## What is Kin?

Kin keeps track of your money and of who owes whom. It is a personal finance app and a bill splitter in one, built for people who spend in more than one currency and share costs with friends.

YOUR MONEY, EXACTLY
• Add cards, bank accounts, cash and crypto wallets. Group them by bank and see everything you own as one number.
• Every expense is saved in the currency it really happened in. Amounts use exact decimal math, never floating point, so nothing drifts by a cent.
• Transfers between accounts and currencies record what left and what arrived.
• Reconcile a balance with your bank in a few taps.

MULTI-CURRENCY WITHOUT THE PAIN
• Fiat and crypto rates update daily, and a past period is priced at the rates of its own days.
• Pick a base currency and see spending, budgets and net worth in it.

SEE WHERE IT WENT
• A spending ring, bars and category drill-down for any week, month or year.
• Budgets per category, with alerts as you near and pass the limit.
• Planned and recurring payments with reminders: rent, salary, subscriptions.
• Photograph or scan a receipt. The text is read on your device.

SPLIT BILLS WITH FRIENDS
• Start a group for a trip, a flat or a dinner. Add people who don't have the app.
• Split equally, by shares or by exact amounts.
• See who paid and who owes whom, then settle up in one step.
• Your own share can flow straight into your personal ledger.

PRIVATE BY DESIGN
• Your ledger lives on your phone and works offline. No account needed.
• Sign in with Apple, Google or an emailed code only if you want sync across devices or shared groups.
• No ads, no analytics, no tracking. Delete your account and its data right in the app.

Available in English and Russian.

Questions or ideas: support@kin-app.org
Privacy Policy: https://kin-app.org/privacy
Terms of Use: https://kin-app.org/terms

## Is Kin safe?

Not enough ratings yet to assess Kin.

## Is Kin legit?

Kin: Money & Split has limited verification signals. The AppsHunter Legitimacy Score for Kin is 50 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 2 releases)

### 1.0.1 — 2026-10-12

• Kin is much faster: adding, editing and deleting no longer freezes the app, even with a long history.
• Signing in on a new phone is faster and shows how far it has got.
• Your recent currencies come first when you pick one.
• A planned payment in another currency keeps both amounts.
• Settle up in a group opens a transfer that is already filled in, including an account in another currency.
• Invite links open Kin straight away.
• Balance reconciliations now sync between your devices.
• Plus many smaller fixes.

### 1.0.0 — 2026-10-05

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-25.*