# Kingdom Steward — Faith-led budgeting by hand

> Faith-led household budgeting app prioritizing giving and financial education. (iPhone/iPad app by Abundant Harvest.)

- Source: https://appshunter.io/ios/app/kingdom-steward/id6798652014 (this page in markdown: same URL + `.md`)
- Developer: [Abundant Harvest](https://appshunter.io/developer/6790211018)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 5.00/5 from 9 App Store ratings · 6 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 44 MB
- Languages: American English
- Released: 2026-08-31
- Data updated: 2026-09-18
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/kingdom-steward/id6798652014/reviews.md

## What is Kingdom Steward?

Kingdom Steward is a household account book for Christians who want their money handled the way they believe — by hand, on purpose, with giving entered first.

Learning how to live within God's Economy, instead of the secular economy, then passing that priceless blessing and knowledge to your children, and children's children.

GIVE EVERY DOLLAR A NAME
Record what arrived and divide it across envelopes you choose: First Fruits, Tithe, Charity, Seed, Investment, Living Expenses, or any category your household needs. The giving envelopes sit at the top of the ledger, because that is the order the money is meant to move in. The unassigned counter falls to zero and the month reads Balanced.

GROSS OR TAKE-HOME — THE APP TAKES NO SIDE
Every paycheck shows a tenth of gross AND a tenth of take-home. Your setting picks which one the split divides against. Christians disagree about this sincerely and at length; Kingdom Steward computes both and calls neither correct.

THE JUST BALANCE
The question this audience actually argues about: should the spare money go against the debt, or into an investment/savings? Enter what you could spare each month and the balance beam weighs both paths over the same horizon, with the same money leaving your account and both ending debt-free. You get the dollar difference, the interest saved, and which path ends ahead — with the assumption you set stated plainly. It is arithmetic, not advice.

SEE THE MONTH BEFORE IT SURPRISES YOU
An envelope that is running hot projects, its month-end, and the day it runs dry. Giving envelopes carry forward; living envelopes reset. An alignment score reflects how closely the month matched the plan YOU wrote — never a measure of faithfulness.

LEARN THE MATH BEHIND THE MONEY
A free library, always: the scriptures behind each envelope, and the arithmetic most of us were never taught — compound interest, amortization, the Rule of 72, real versus nominal returns. Every lesson has a live calculator driven by the same math as your own ledger.

FOR THE TABLE, NOT A FEED
A household report you can share as text, discussion prompts filled with your real figures, and give/invest/spend jars/envelopes for teaching children. Nothing is public. Nothing is shared with anyone. There is no bank connection — you keep the book yourself, which is the point.

STEWARD+ (optional subscription)
The whole budgeting spine, The Just Balance and the entire library are free forever, with no ads. Steward+ adds the steward's coach (grounded in your own figures, neutral on doctrine), years of trends, the giving-and-discipline comparison, the household report, Teach Mode and unlimited envelopes.
- $5.99 per month or $39.99 per year, each with a 7-day free trial
- Payment is charged to your Apple ID at confirmation. The subscription auto-renews unless canceled at least 24 hours before the end of the period, and your account is charged for renewal within 24 hours of the end of the period. Manage or cancel it any time in your App Store settings.

Kingdom Steward provides educational tools and calculators, not financial, investment, tax, or legal advice. Projections are illustrations built from assumptions you set, not predictions.

Privacy Policy: https://preview.apppublishing.ai/legal/392/privacy
Terms of Use (EULA): https://preview.apppublishing.ai/legal/392/terms

## Key features

- Faith-led budgeting
- Prioritizes giving envelopes
- Envelope system for expenses
- Gross vs. take-home calculation
- Debt vs. investment balance tool
- Projected month-end balances
- Free financial education library

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Steward+ Monthly | $5.99 | per month |
| Steward+ Yearly | $39.99 | per year |


## Recent user reviews (6 of 6)

All indexed reviews: https://appshunter.io/ios/app/kingdom-steward/id6798652014/reviews.md

### 5/5 — Wonderful!!!

*2026-09-16*

This is a great app to use. Not only does it help show  me where my finances are going it shows me from a biblical standpoint.

### 5/5 — 🙌🙌🙌

*2026-09-15*

This app is amazing I really like how in depth it get about your finances and putting it towards your faith as well. I also appreciate how organized it is!

### 5/5 — Great Budgeting & Stewardship App!

*2026-09-14*

Kingdom Steward is exactly the kind of budgeting app I have been looking for.

What sets it apart is that it approaches money from a biblical stewardship perspective without trying to tell you what you have to believe about every financial decision. It gives you the tools, shows you the math, and lets you make those decisions for your household.

I especially appreciate that giving comes first. Being able to build your budget around First Fruits, Tithe, Charity, saving, investing, and everyday expenses reflects the order and priorities I want our family to have.

The gross-versus-net tithe calculator is also a great feature. Instead of taking a position on the question, it clearly shows both numbers and lets you decide.

The Just Balance may be my favorite feature. Being able to compare paying down debt versus saving or investing, while actually seeing the math behind both options, makes financial decisions much easier to understand.

As a parent, I also love the emphasis on teaching these principles to the next generation. This isn’t just about tracking where your money went. It gives families a practical way to sit down together, talk about stewardship, understand the numbers, and teach children how to handle money with purpose.

No bank connection. No social feed. No ads. Just a straightforward tool that keeps you involved in managing what God has entrusted to you.

If you want to be more intentional about biblical stewardship and teach those principles in your home, Kingdom Steward is well worth downloading.

### 5/5 — Wow! I never …

*2026-09-13*

…there was God’s economy compared to the world’s economy! I can’t wait to learn more!

### 5/5 — “Love the Heart Behind This App! 🙏”

*2026-09-08*

I’m really excited to support Kingdom Steward and what it stands for. While I’m new to the app myself, I love the heart behind it. It’s refreshing to see a budgeting tool created specifically for Christians that connects practical money management with faith and intentional stewardship.

I especially love the idea of “giving every dollar a name” and putting giving first rather than treating it as an afterthought. The ability to see the math behind tithing, saving, investing, and paying off debt makes the concept feel both practical and purposeful.

I also think it’s great that the app doesn’t tell people which approach to take when it comes to gross vs. take-home income or debt vs. savings—it simply gives you the numbers so you can make a decision based on your own convictions.

Even from what I’ve seen, Kingdom Steward feels like it was created with a genuine desire to help families be more intentional with their finances and their faith. I’m proud to support the vision behind this app and excited to see where it goes! 🙏💛

### 5/5 — My husband created this app because…

*2026-09-03*

…he has a genuine passion for teaching Christians what took him 50+ years to learn: how to live in God’s Economy instead of the world’s economy. BE BLESSED!

## Frequently asked questions about Kingdom Steward

### Does Kingdom Steward have ads?

Kingdom Steward is ad-free. The core budgeting features and the financial education library are available for free without advertisements.

### What are the subscription options for Kingdom Steward?

Kingdom Steward offers an optional subscription called Steward+. This subscription includes advanced features like a coach, trend analysis, and unlimited envelopes. It costs $5.99 per month or $39.99 per year, with a 7-day free trial for both plans.

### How does Kingdom Steward handle tithes and giving?

Kingdom Steward allows users to name every dollar and divide it across user-defined envelopes, with giving envelopes like 'First Fruits' and 'Tithe' prioritized at the top of the ledger.

### Can Kingdom Steward help with debt management?

Yes, Kingdom Steward features 'The Just Balance' tool. This feature weighs the options of paying down debt versus investing spare money over the same horizon, showing the dollar difference and interest saved.

### What financial education is available in Kingdom Steward?

Kingdom Steward includes a free library with scriptures behind each envelope and lessons on financial concepts like compound interest, amortization, and the Rule of 72, all with live calculators.

### Is Kingdom Steward available on Android devices?

Based on the provided data, Kingdom Steward is currently supported on iPhone and iPod. Information regarding Android compatibility is not available.

### How often is Kingdom Steward updated?

Kingdom Steward was last updated on September 14, 2026, with version 1.1. This indicates a recent update, suggesting ongoing development and support.

### What is the age rating for Kingdom Steward?

Kingdom Steward has an age rating of 4+. This means it is considered appropriate for children and adults, with no mature content.

## Version history (last 2 releases)

### 1.1 — 2026-09-14

Spelling corrections throughout the app, including the Learn library.

### 1.0 — 2026-08-31

No release notes.

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## More apps by Abundant Harvest

- [My Jireh Daily Devotion](https://appshunter.io/ios/app/my-jireh-daily-devotion/id6807424552)

All apps by Abundant Harvest: https://appshunter.io/developer/6790211018

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-18.*
