# Kipo - Split finances wisely — keeps your finances in check

> keeps your finances in check (iPhone/iPad app by Bruno B e Oliveira.)

- Source: https://appshunter.io/ios/app/kipo-split-finances-wisely/id6793070789 (this page in markdown: same URL + `.md`)
- Developer: [Bruno B e Oliveira](https://appshunter.io/developer/841263420)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 12+
- Requires: iOS 18.2 · 75 MB
- Languages: American English
- Released: 2026-08-26
- Data updated: 2026-08-27
- User reviews in markdown: https://appshunter.io/ios/app/kipo-split-finances-wisely/id6793070789/reviews.md

## What is Kipo?

Kipo helps you manage personal and shared finances without losing context.

Track your own expenses and income, manage shared money with other people, scan receipts with OCR, follow balances, explore charts, and ask AI-powered finance questions in one place.

Use Kipo to:
  - ask AI questions about your financial data and get guided answers inside the app;
  - track personal expenses and income without needing to create a group;
  - manage shared expenses with friends, family, roommates, and trips;
  - record recurring entries, including ongoing repeats and installment-style flows;
  - scan receipts from photos or files, keep attachments, and preserve the history behind each entry;
  - follow balances, settlements, and monthly progress inside each group;
  - explore charts for trends across expenses, income, categories, people, recurring activity, and cash flow;
  - get smarter category suggestions that improve as you review and correct entries.

Kipo is built for real day-to-day finance organization, whether you manage money alone or with other people.

For personal finance, Kipo helps you record day-to-day spending, organize income, keep receipts attached, and review your history with more context.

For shared finance, Kipo helps you split expenses, track who paid, follow balances between members, manage settlements, and understand what is happening inside each group over time.

Instead of spreading financial context across chats, notes, screenshots, and files, Kipo keeps the important details together:
  - what the entry was for;
  - who paid;
  - attached receipts or documents;
  - recurring activity over time;
  - balances and settlement progress;
  - category, timeline, and chart context.

Kipo combines personal finance, shared finance, OCR receipt capture, recurring entries, smart categorization, charts, balances, and AI-assisted exploration in one app.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Kipo Plus Solo Monthly | $7.99 | per month |
| Kipo Plus Pod +1 Annual | $129.99 | per year |
| Kipo Plus Pod +2 Annual | $189.99 | per year |
| Kipo Plus Pod +3 Annual | $224.99 | per year |
| Kipo Plus Pod +4 Annual | $269.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| 200 Kipo Credits | $1.99 | one-time |
| 600 Kipo Credits | $3.99 | one-time |
| 1200 Kipo Credits | $7.99 | one-time |
| 2400 Kipo Credits | $15.99 | one-time |
| 5000 Kipo Credits | $31.99 | one-time |



## Version history (last 1 release)

### 0.8.6 — 2026-08-26

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*