# Kirga - AI Money Manager — Every account. One truth.

> Every account. One truth. (iPhone/iPad app by Korevra Technologies Limited.)

- Source: https://appshunter.io/ios/app/kirga-ai-money-manager/id6794129571 (this page in markdown: same URL + `.md`)
- Developer: [Korevra Technologies Limited](https://appshunter.io/developer/6794129574)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 13.0 · 9 MB
- Languages: American English
- Released: 2026-08-11
- Data updated: 2026-10-25

## What is Kirga?

Kudi. Owo. Ego. One app counts them all.

Kirga is an AI money manager built for how Nigerians actually hold money - a salary account, two wallets, an Ajo, and cash.

YOUR WHOLE PICTURE, WITHOUT LINKING A BANK
Kirga does not ask for your bank login, your BVN, or your account numbers. It reads the transaction alerts your banks already send to your phone and rebuilds your accounts from them. Your ledger is stored on your device, not on our servers.

- Every account and wallet in one net position, with a real "safe to spend" figure
- Balances rebuilt from your own alerts and cross-checked - tap any number to see the alerts behind it
- Works offline
- Market mode blurs every figure instantly when you are out in public

IN YOUR OWN LANGUAGE
English, Nigerian Pidgin, Yoruba, Hausa and Igbo - the whole app, not just the menus.

KEEP MORE OF WHAT YOU EARN
- Guard finds bank charges, failed-transaction debits and forgotten subscriptions
- It drafts the dispute for you with the evidence attached
- A running total of what Kirga has recovered, shown honestly against what it costs

SAVE IN A CURRENCY THAT MOVES
- Goals that restate your target in today's money as inflation moves
- Digital Ajo and Esusu circles with rotation, reminders and receipts - Kirga never holds your money

FREE, AND OPTIONAL PREMIUM
Free covers your full ledger, budgets, Ajo tracking and one savings goal. Kirga Plus adds the AI money coach, charge recovery and unlimited goals. The coach only ever speaks about numbers computed from your own ledger - it does not invent figures. When you ask it a question, that question and a summary of your figures are sent to be answered, and are not stored.

Kirga is not a bank, a wallet or a lender. It holds no money and sells no loans. It works only for you.

SUBSCRIPTION TERMS
Kirga Plus: NGN 1,500 per month, or NGN 12,000 per year. Payment is charged to your Apple ID at confirmation of purchase. The subscription renews automatically unless auto-renew is switched off at least 24 hours before the end of the period. Your account is charged for renewal within 24 hours of the end of the period. You can manage or cancel your subscription in your Apple ID account settings after purchase.

Terms of Use (EULA): https://korevra-kirga.web.app/terms.html
Privacy Policy: https://korevra-kirga.web.app/privacy.html

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Kirga Plus | $0.99 | per month |
| Kirga Plus | $6.99 | per year |


## Is Kirga safe?

Not enough ratings yet to assess Kirga.

## Is Kirga legit?

Kirga - AI Money Manager has limited verification signals. The AppsHunter Legitimacy Score for Kirga is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 3 releases)

### 2.7 — 2026-08-26

Your numbers now agree with each other.

The big one: if a bank alert did not state your balance, Kirga used to treat
that account’s movements as though they were the balance — which could show a
negative total for an account holding real money. It now says plainly that it
does not know that balance, and leaves it out of the total rather than guessing.

• Every figure and the working behind it add up to the same number, to the
  kobo — the home screen, the receipt, the coach and Safe to spend.
• An alert Kirga could not identify no longer opens a fresh account each time,
  which had been counting the same money more than once.
• A second account at the same bank stays its own account.
• Signing out or deleting your account offers you a copy of your records first.
• Money no longer gets cut off on smaller phones.
• Confirming your email is noticed the moment you come back to the app.
• Kirga starts faster: a third of a megabyte is no longer downloaded before
  the app can open.

### 2.4 — 2026-08-15

You told us the confirmation email never arrived. You were right, and this release fixes it properly.

• Confirmation emails now come from hello@korevra.com, a Korevra address your provider can verify. The old ones were sent from an address nobody could sign, so they were quietly binned before they reached you.
• Mistyped your address? Correcting it now sends the new link through the same working sender — the way out of "I never got the email" no longer depends on the email.
• Ask for another link and Kirga tells you plainly if one is already on its way, instead of pretending it sent a second.

Bank alerts, automatically
• iPhone: Apple does not allow any app to read your messages. What it does allow is a Shortcut you set up once, which passes an alert straight to Kirga. There is a two-minute guide inside the app, under Add money.
• Alerts that arrive before you have finished setting up are now held and added the moment your ledger exists, instead of vanishing.

Clearer about money
• The upgrade screen now lists everything Kirga Plus unlocks — all eight — with the price, the length of the subscription and the renewal terms, so you can see exactly what you are paying for before you pay.

Plus a pass over the whole app: clearer wording in all five languages, better feedback when something is loading or has gone wrong, and layout fixes on iPad.

### 1.0 — 2026-08-10

No release notes.

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## More apps by Korevra Technologies Limited

- [KorevraField](https://appshunter.io/ios/app/korevrafield/id6806703929)

All apps by Korevra Technologies Limited: https://appshunter.io/developer/6794129574

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-25.*