# Kissht: Instant Personal Loan — user reviews

> 32 indexed App Store user reviews of Kissht by OnEMi Technology Solutions Limited, rated 4.41/5 from 813 ratings.

- Source: https://appshunter.io/ios/app/kissht-instant-personal-loan/id6752766331/reviews
- App overview in markdown: https://appshunter.io/ios/app/kissht-instant-personal-loan/id6752766331.md
- Rating breakdown: 5★ 573 · 4★ 34 · 3★ 16 · 2★ 13 · 1★ 78

## Newest reviews (17 of 32)

### 5/5 — Amazing app

*2026-05-27*

Kissht is a very reliable and user-friendly loan app. The application process is simple, fast, and completely digital, which makes it very convenient. I received quick approval and the funds were credited without any delays. The EMI options are flexible and affordable, making repayment easy to manage. The app interface is clean and easy to navigate, even for first-time users. Customer support is also helpful and responsive. Overall, Kissht is a great option for anyone looking for instant personal loans with a smooth and hassle-free experience. Highly recommended!

**Developer response:** Dear User,
Thank you for rating us 5 stars! Your support means a lot to us. We look forward to continuing to serve you better. If you’re happy with our service, please feel free to recommend us to others. Thank you!

### 5/5 — Reliable Loan Service with Smooth Processing Speed

*2026-05-06*

This kissht application is very genuine for financial need . I'm very much happy with this kissht app and their services. It's very useful In my financial condition, due to my health issue it helped me a lot and provides emi option of 90 days of repayment tenurity great work kissht and app

### 5/5 — Best App for Fast and Easy Loan Access

*2026-05-06*

I highly recommend it if you pay on time the amount goes up and most importantly you are not harassed with so many calls and messages as in other applications, the staff, my respect, have an excellent treatment with their very kind and respectful clients. well done kissht application

### 5/5 — Best App for Quick Financial Support Anytime

*2026-05-06*

I have never had such a good service, I am very satisfied with this app, I have loaned many times. If we pay on time, we can easily get more credit. I will recommend this app to you if you need it. kissht app tenure 90 days ;loan .Thank you Silver Cash Loan Online team

### 5/5 — Quick Loan App with Instant Credit Approval

*2026-05-06*

Highly Satisfied with the support received by the technical team or customer care . They not only understood the problem but also resolved it within hrs to make my experience smooth. Thankyou so much for the efforts given here. Great app

### 5/5 — Good

*2026-05-02*

Kissht: Instant Personal Loan app offers quick loan approval with a simple, paperless process and flexible EMI options. It is user-friendly and useful for emergencies. However, interest rates and charges can be high, so users should read terms carefully before applying and ensure timely repayments.

**Developer response:** Dear User,
Thank you for rating us 5 stars! Your support means a lot to us. We look forward to continuing to serve you better. If you’re happy with our service, please feel free to recommend us to others. Thank you!

### 5/5 — Kissht the best loan app

*2026-04-23*

Kissht is a known name in the Indian digital lending space and the app looks clean and easy to use. The loan application process is simple and mostly paperless, which makes it convenient for users who need quick funds in emergencies. The interface is user-friendly and the app performance feels smooth after recent updates.
However, users should be cautious before taking a loan. The interest rates, processing fees, and late payment charges are not always clearly highlighted upfront, so it is very important to read the terms and conditions carefully before accepting any offer. Like most instant loan apps, it may ask for multiple permissions, which could be a concern for privacy-conscious users.
This app is suitable for short-term financial needs if you are confident about timely repayment. Missing EMIs can lead to high penalties and additional charges. Overall, Kissht is not a scam, but it is also not a low-cost loan optio

**Developer response:** Dear User,
Thank you for your wonderful 5-star rating! We truly appreciate your support and trust in our services. Your feedback motivates us to serve you even better. We would be grateful if you could share your experience with your family and friends. Thank you for being with us!

### 5/5 — Smooth Loan Experience with Easy Navigation Flow

*2026-04-21*

From kissht I have taken a personal loan on 7 months before which was applied directly to them. They have sanctioned a loan within 15 min. They provide good customer support service also. comapny given loan for 62 days..

**Developer response:** Dear User,
Thank you for your wonderful 5-star rating! We truly appreciate your support and trust in our services. Your feedback motivates us to serve you even better. We would be grateful if you could share your experience with your family and friends. Thank you for being with us!

### 5/5 — Smooth and Easy Loan Process with Instant Disbursal

*2026-04-20*

I haven't expected that the loan amount will be credited to my account, but they proved me . Highly recommend app for the person who urgent needed a small amount.I was able to receive the required amount from kissht and I am quite happy with kissht and team also tenure is awesome 90 days thanks a lot kissht .

**Developer response:** Dear User,
Thank you for rating us 5 stars! Your support means a lot to us. We look forward to continuing to serve you better. If you’re happy with our service, please feel free to recommend us to others. Thank you!

### 5/5 — Quick Loan Platform with Reliable Loan Services

*2026-04-20*

Very quick response in few minutes and helped me like a friend in all purpose when I am in need. No need to worry for repayment because 90 days time for repay the loan...they will remember us every time with messages and calls.

**Developer response:** Dear User,
Thank you for rating us 5 stars! Your support means a lot to us. We look forward to continuing to serve you better. If you’re happy with our service, please feel free to recommend us to others. Thank you!

### 5/5 — Very useful

*2026-03-27*

I recently started using kissht app and must say it has been an excellent experience. The app offers seamless and user friendly interface that makes managing my finances incredibly convenient .her are few highlights of my experience:

**Developer response:** Dear User,
Thank you for your wonderful 5-star rating! We truly appreciate your support and trust in our services. Your feedback motivates us to serve you even better. We would be grateful if you could share your experience with your family and friends. Thank you for being with us!

### 5/5 — Quick Loans, Simple Process

*2026-03-26*

Kissht is a pretty straightforward and easy to use loan app. The application process is smooth and approvals are fairly quick, which is really helpful when you need funds urgently. 
Clean UI and good understanding of the flow. 
Overall good for quick short term loans.

**Developer response:** Dear User,
Thank you for your wonderful 5-star rating! We truly appreciate your support and trust in our services. Your feedback motivates us to serve you even better. We would be grateful if you could share your experience with your family and friends. Thank you for being with us!

### 5/5 — Review

*2026-03-26*

This loan app I easy to use and the application process is quick and simple. The interface is user friendly and approved is fast compared to other apps. However, the interest rates are a bit high, so it’s important to read all terms carefully before applying. Customer support is decent but could be more responsive.

### 5/5 — Fast, Reliable & Super Easy Loan App!

*2026-03-20*

The interface is clean and user-friendly, making everything easy to understand even for first-time users. I really liked the zero paperwork feature and fast disbursal process. The app runs smoothly with no lag, and updates have improved performance a lot.

**Developer response:** Dear User,
Thank you for rating us 5 stars! Your support means a lot to us. We look forward to continuing to serve you better. If you’re happy with our service, please feel free to recommend us to others. Thank you!

### 5/5 — Fast and reliable loan app

*2026-02-26*

Kissht is a very reliable and user-friendly loan app. The application process is simple, fast, and completely digital, which makes it very convenient. I received quick approval and the funds were credited without any delays. The EMI options are flexible and affordable, making repayment easy to manage. The app interface is clean and easy to navigate, even for first-time users. Customer support is also helpful and responsive. Overall, Kissht is a great option for anyone looking for instant personal loans with a smooth and hassle-free experience. Highly recommended!

**Developer response:** Dear User,
Thank you for rating us 5 stars! Your support means a lot to us. We look forward to continuing to serve you better. If you’re happy with our service, please feel free to recommend us to others. Thank you!

### 5/5 — App

*2026-02-23*

This loan app is easy to use and the application process is quick and simple. The interface is user-friendly, and approval is fast compared to other apps. However, the interest rates are a bit high, so it’s important to read all terms carefully before applying. Customer support is decent but could be more responsive.

**Developer response:** Dear User,
Thank you for rating us 5 stars! Your support means a lot to us. We look forward to continuing to serve you better. If you’re happy with our service, please feel free to recommend us to others. Thank you!

### 5/5 — The gold standard for transparent hassle free loans best

*2026-02-17*

The Kissht app is praised for its user-friendly interface, rapid paperless procedures, and total transparency in fees and terms. It offers flexible loan options tailored to individual needs, making it suitable for various financial goals.
Excellent customer support enhances the overall experience, making Kissht a recommended solution for

## Most critical reviews (10 lowest-rated)

### 1/5 — Absolute Nightmare – Post-Foreclosure Harassment & Zero Support

*2026-04-06*

I would give zero stars if I could. I foreclosed my loan on March 31st, and the experience since then has been a total disaster.
• Financial Negligence: Even after I paid off the full balance and received email confirmation that they have my money, they still tried to autodebit an EMI from my bank account. This is unacceptable and legally questionable.
• Zero Customer Service: I have been trying to call them all morning. No one picks up. When you finally get someone on the line, they lie. A representative promised to email me my NOC immediately after our call—it never arrived.
• System Lag: They claim it takes "4–5 days" to reflect a payment that they’ve already acknowledged receiving. In the meantime, your bank account is at risk of unauthorized debits.
This app and company are quick to take your money but completely disappear when it's time to provide a simple NOC or stop illegal debits. Avoid this lender at all costs if you value your peace of mind and your credit score

**Developer response:** Dear User, We are saddened to hear such a review. We request you to kindly write to us at reviews@kissht.com, so as to arrange a callback and know in detail about the issues you are facing. Thank you!

### 4/5 — Hassle-free and fast digital loan app

*2026-06-04*

Super fast onboarding and instant disbursal. The app is completely paperless and very easy to navigate. The interest rates and processing fee are slightly premium, but the speed of getting cash during an emergency makes up for it. Repayment tracking in the app is also quite simple. Satisfied with the service so far.

**Developer response:** Dear User,
Thank you for your wonderful 5-star rating! We truly appreciate your support and trust in our services. Your feedback motivates us to serve you even better. We would be grateful if you could share your experience with your family and friends. Thank you for being with us!

### 4/5 — Overall review

*2026-03-24*

Kissht is the best loan app I’ve seen!! Like it quickly approved the loans and also gives the small loans that banks cannot give faster. And it also requires minimal paperwork and loan can be just approved with just KYC. But as some other apps these too have some fault like the interest is soo high and also some of the review says that costumer service is not good and may cause delay in the distribution of loans in

**Developer response:** Dear User,
Thank you for your wonderful 5-star rating! We truly appreciate your support and trust in our services. Your feedback motivates us to serve you even better. We would be grateful if you could share your experience with your family and friends. Thank you for being with us!

### 5/5 — Great aap for loan

*2026-09-03*

This app is fantastic! The interface is clean and easy to use, even for beginners. The verification process was completely digital, and the approval came in just a few minutes. The entire journey from application to money in my account was seamless and fast. Highly recommended for urgent financial needs!"

### 5/5 — My personal experience with this best Indian loan app

*2026-08-26*

I’ve had a great experience using the Kissht app. The application is easy to use, the process is simple and convenient, and the overall experience is smooth. The interface is user-friendly and makes managing everything hassle-free. Definitely a useful app for anyone looking for a convenient digital finance solution.

**Developer response:** Dear User,
Thank you for rating us 5 stars! Your support means a lot to us. We look forward to continuing to serve you better. If you’re happy with our service, please feel free to recommend us to others. Thank you!

### 5/5 — Loan

*2026-08-26*

This app I had a seamless experience using the Kissht app for a quick personal loan. The application process was entirely digital and took less than 10 minutes to complete with minimal documentation. Approval was fast, and the loan amount was credited directly to my bank account without any unnecessary delays.
The user interface is clean, intuitive, and easy to navigate. I also appreciate the transparent fee structure and flexible repayment options, which make managing monthly EMIs straightforward. Customer support was responsive when I had a quick question regarding my repayment schedule. If you are looking for a reliable, fast, and hassle-free instant credit option, Kissht is definitely worth checking out!

**Developer response:** Dear User,
Thank you for rating us 5 stars! Your support means a lot to us. We look forward to continuing to serve you better. If you’re happy with our service, please feel free to recommend us to others. Thank you!

### 5/5 — Lon

*2026-08-14*

This loan app I easy to use and the application process is quick and simple. The interface is user friendly and approved is fast compared to other apps. However, the interest rates are a bit high, so it's important to read all terms carefully before applying. Customer support is decent but could be more responsive.

**Developer response:** Dear User,
Thank you for rating us 5 stars! Your support means a lot to us. We look forward to continuing to serve you better. If you’re happy with our service, please feel free to recommend us to others. Thank you!

### 5/5 — Fantastic application

*2026-06-26*

Kissht is a known name in the Indian digital lending space and the app looks clean and easy to use. The loan application process is simple and mostly paperless, which makes it convenient for users who need quick funds in emergencies. The interface is user- friendly and the app performance feels smooth after recent updates.

However, users should be cautious before

taking a loan. The interest rates,

processing fees, and late payment

charges are not always clearly highlighted

upfront, so it is very important to read the

terms and conditions carefully before

accepting any offer. Like most instant

loan apps, it may ask for multiple

permissions, which could be a concern

for privacy-conscious users.

This app is suitable for short-term

financial needs if you are confident about

timely repayment. Missing EMIs can lead

to high penalties and additional charges.

Overall, Kissht is not a scam, but it is also

not a low-cost loan optio

**Developer response:** Dear User,
Thank you for your wonderful 5-star rating! We truly appreciate your support and trust in our services. Your feedback motivates us to serve you even better. We would be grateful if you could share your experience with your family and friends. Thank you for being with us!

### 5/5 — Best loan app

*2026-06-24*

The loan application process is simple and mostly paperless, which makes it convenient for users who need quick funds in emergencies. The interface is user-friendly and the app performance feels smooth after recent updates.
However,

**Developer response:** Dear User,
Thank you for your wonderful 5-star rating! We truly appreciate your support and trust in our services. Your feedback motivates us to serve you even better. We would be grateful if you could share your experience with your family and friends. Thank you for being with us!

### 5/5 — Reliable loan application

*2026-06-13*

Kissht is a very user-friendly app with a smooth interface and quick loan approval process. The EMI options are flexible, and the application process is simple and hassle-free. Customer support is responsive, making it a reliable choice for managing personal financing needs.

**Developer response:** Dear User,
Thank you for your wonderful 5-star rating! We truly appreciate your support and trust in our services. Your feedback motivates us to serve you even better. We would be grateful if you could share your experience with your family and friends. Thank you for being with us!

## Most praised reviews (3 highest-rated)

### 5/5 — Good

*2026-06-09*

I’ve been using Kissht for a while now and the experience has been really smooth. Loan approval was quick, process was 100% digital, and customer support was responsive when I had a query. Interest rates and EMI details are transparent with no hidden charges. The app is easy to use and payments are hassle-free. Good app for instant personal loans.

**Developer response:** Dear User,
Thank you for your wonderful 5-star rating! We truly appreciate your support and trust in our services. Your feedback motivates us to serve you even better. We would be grateful if you could share your experience with your family and friends. Thank you for being with us!

### 5/5 — Amazing app!!!

*2026-06-04*

I've had a good experience using Kisht App so far. The app is simple and easy to navigate, even for first-time users. The loan application process was straightforward, and I received updates at every step, which made the experience transparent. Customer support was responsive when I had questions. The interface is clean, and managing repayments is convenient through the app. Overall, it's a helpful option for people looking for a quick and hassle-free digital lending experience.

**Developer response:** Dear User,
Thank you for your wonderful 5-star rating! We truly appreciate your support and trust in our services. Your feedback motivates us to serve you even better. We would be grateful if you could share your experience with your family and friends. Thank you for being with us!

### 5/5 — Excellent Loan & EMI App!

*2026-05-29*

Kissht is a very helpful and reliable app for instant loans and EMI options. The application process is simple, approval is quick, and the app interface is smooth and easy to use. It helped me manage my expenses without any hassle. Customer support is also responsive and professional. Highly recommended for anyone looking for fast and convenient financial assistance.

**Developer response:** Dear User,
Thank you for rating us 5 stars! Your support means a lot to us. We look forward to continuing to serve you better. If you’re happy with our service, please feel free to recommend us to others. Thank you!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-06.*