# Kitsap Credit Union

> Mobile banking app for managing accounts, paying bills, and finding ATMs. (iPhone/iPad app by Kitsap Credit Union.)

- Source: https://appshunter.io/ios/app/kitsap-credit-union/id456947309 (this page in markdown: same URL + `.md`)
- Developer: [Kitsap Credit Union](https://appshunter.io/developer/456947312)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.73/5 from 6,392 App Store ratings · 96 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 128 MB
- Languages: English, Chinese
- Released: 2011-08-18
- Data updated: 2026-09-09
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/kitsap-credit-union/id456947309/reviews.md

## What is Kitsap Credit Union?

Kitsap Credit Union’s Mobile App makes it easy for you to bank on the go.
Do your banking right from your iPhone and iPad! 
You can manage your accounts, pay bills, find ATMs and more!

Bank with confidence - Kitsap Credit Union’s Mobile App allows you to manage accounts from your mobile device...anytime, anywhere. 
Now it’s easy to do banking 24/7, right from your iPhone and iPad.

It’s fast, secure and free. With Kitsap Credit Union Mobile, you can:

• Check available balances & transaction history
• Pay bills and credit cards
• Transfer money between Kitsap Credit Union accounts
• Find the nearest Kitsap Credit Union branches and ATMs
• Send us a message

To use Kitsap Credit Union Mobile, you must be a Kitsap Credit Union member and enrolled in our online banking service. To sign up, visit www.kitsapcu.org

## Key features

- Check account balances and transaction history
- Pay bills and credit cards
- Transfer money between accounts
- Find branches and ATMs
- Send secure messages

## What do users think of Kitsap Credit Union?

Overall sentiment: negative

**Pros**

- 👍 Easy to use
- 🚀 Convenient mobile banking
- 🔒 Secure login with fingerprint
- 💡 Useful features like check deposit

**Cons**

- 🐛 Frequent crashes and bugs
- 🔍 Confusing navigation and UI
- 💸 Predatory overdraft fees
- ⚠️ Unreliable app updates and maintenance

**Commonly reported bugs**

- Mobile check deposit not working
- App freezing on certain screens
- Login issues and account access problems
- Compatibility problems with new iOS versions

**Most requested features**

- Dark mode option
- Instant transfers between accounts
- Improved mobile check deposit experience
- Better integration between app and website

## Recent user reviews (10 of 96)

All indexed reviews: https://appshunter.io/ios/app/kitsap-credit-union/id456947309/reviews.md

### 1/5 — Can’t ever make a payment online the app

*2026-08-17, version 2026.04*

Worst bank ever, making a car payment is almost impossible, but when I call to tell them the app is useless they tell me it’s a ME issue that I must have some wifi issue or using the wrong device??? So I have to call to make the car payment AND THEY CHARGE ME MORE BC I PAY OVER THE PHONE LIKE DO YALL WANT THE MONEY OR NOT?! ridiculous!!! I’m waiting for the day we can refinance with another bank because it should not be this stressful to make monthly payment or get a hold of someone.

### 4/5 — Card viewable

*2026-07-11, version 2026.04*

I misplaced my card in the house and I believe it’s best Kitsap should have an option to view card information in the app like the others banks.

### 5/5 — Review

*2026-06-15, version 2025.10.01*

I don’t want to rate and review the app every time I open it

### 4/5 — Too much!

*2026-06-13, version 2025.10.01*

I was having a good time banking on here, until every time I log on you asked me to rate you. I rate you and then you asked me to write a review which I choose to skip, so then you ask me next time I logon to review you again. I don’t like it.

### 1/5 — I like the old app better

*2026-04-28, version 2025.7.2.1*

Check deposit not working on iPhones for a couple months now.

### 5/5 — Good app

*2026-03-18, version 2025.7.2.1*

I like the app and all the features.  I would give five stars but the alerts about offers that won’t go away no matter what you do drive me nuts!!

### 1/5 — Annoying

*2026-03-09, version 2025.7.2.1*

Notification feed won’t refresh after viewing it… I would click and get off, swipe down to refresh, and restart my phone and yet it still shows up I have 3 notifications unopened even after viewing them!

### 5/5 — Superb App!

*2026-03-07, version 2025.7.2.1*

Ya all are stone cold righteous banker dudezzzz!  Keep it rockin'!!! 😎

### 1/5 — Encrapificated

*2026-03-05, version 2025.7.2.1*

Update: their live service chat now has a moronic generative AI bot to push past which takes a lot to get it to give you a real person. And then the real person doesn’t help you with anything. 

The app was great. Then they decided to change it like 5 times. Now it’s clunky, buggy, and what’s worse, it has notification badges 24/7. And they are just advertisements. Trying to sell you stuff. And even if you view it, it doesn’t clear the notification badge. Permanent advertisement harassment. I hate it.

### 1/5 — Turned my simple business login to difficult

*2026-03-01, version 2025.7.2.1*

Thanks developers!  You really messed this up.  Now when I start the app and use touch id to login, i go into the last login i used and HALF THE TIME its not the business/personal login i need… i have to click several times to find logout, logout, then i get the opportunity to select my other user (business v.s. personal account).  It was much easier before, simply selecting personal or business icons. SHEESH

## Frequently asked questions about Kitsap Credit Union

### What can I do with the Kitsap Credit Union Mobile App?

The app allows you to manage your accounts by checking balances and transaction history, pay bills and credit cards, transfer money between your Kitsap Credit Union accounts, find the nearest branches and ATMs, and send messages to the credit union. It provides a comprehensive mobile banking experience.

### Is the Kitsap Credit Union Mobile App free to use?

Yes, the app is described as fast, secure, and free to use. There are no charges associated with downloading or using the core banking features of the Kitsap Credit Union Mobile App.

### Who can use the Kitsap Credit Union Mobile App?

To use the Kitsap Credit Union Mobile App, you must be a member of Kitsap Credit Union and already enrolled in their online banking service. If you are not yet enrolled, you can sign up by visiting their official website.

### What devices are compatible with the Kitsap Credit Union Mobile App?

The app is designed for use on iPhones and iPads, allowing members to bank conveniently from their Apple mobile devices. It provides a seamless banking experience on these platforms.

### How do I find ATMs or branches using the app?

The app includes a feature to help you locate the nearest Kitsap Credit Union branches and ATMs. This is useful for when you need to access physical services or cash on the go.

## Version history (last 5 releases)

### 2026.04 — 2026-07-07

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.10.01 — 2026-05-05

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.7.2.1 — 2025-09-15

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.5.0.1 — 2025-07-08

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.0203.1 — 2025-04-17

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

## Apps similar to Kitsap Credit Union

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Sound Credit Union Mobile](https://appshunter.io/ios/app/sound-credit-union-mobile/id1337160161) | 4.7 (8,571) | Free | Finance |
| [TwinStar Mobile Banking](https://appshunter.io/ios/app/twinstar-mobile-banking/id1029606805) | 4.2 (6,096) | Free | Finance |
| [MyPCU](https://appshunter.io/ios/app/mypcu/id1533966676) | 4.7 (588) | Free | Finance |
| [WSECU Mobile Banking](https://appshunter.io/ios/app/wsecu-mobile-banking/id1444958910) | 4.1 (1,022) | Free | Finance |
| [Harborstone Mobile](https://appshunter.io/ios/app/harborstone-mobile/id418248045) | 4.8 (4,360) | Free | Finance |
| [Kitsap Bank Mobile App](https://appshunter.io/ios/app/kitsap-bank-mobile-app/id566076514) | 4.4 (121) | Free | Finance |

## More apps by Kitsap Credit Union

- [Kitsap CU Business Banking](https://appshunter.io/ios/app/kitsap-cu-business-banking/id1197506684)

All apps by Kitsap Credit Union: https://appshunter.io/developer/456947312

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-09.*