# Kiwi Money: AI Track & Budget — Spending, Budgeting, Net Worth > Spending, Budgeting, Net Worth (iPhone/iPad app by Harrish Selvarajah.) - Source: https://appshunter.io/ios/app/kiwi-money-ai-track-and-budget/id6740585874 (this page in markdown: same URL + `.md`) - Developer: [Harrish Selvarajah](https://appshunter.io/developer/1790711891) - Category: Finance, Utilities - Price: Free with in-app purchases - Age rating: 17+ - Requires: iOS 17.0 · 113 MB - Languages: American English - Released: 2025-03-18 - Data updated: 2026-08-23 - User reviews in markdown: https://appshunter.io/ios/app/kiwi-money-ai-track-and-budget/id6740585874/reviews.md ## What is Kiwi Money? Kiwi Money is Sri Lanka's automatic expense tracker and money manager. We listen to your bank SMS alerts and instantly log every transaction — no manual typing, no spreadsheets, no forgotten expenses. Just open the app and see exactly where your money went. HOW IT WORKS Every time you pay with your card, your bank sends an SMS. Kiwi Money reads that alert and automatically logs the transaction — the amount, the merchant, and the category. Your expense tracking happens without you doing anything. WHAT YOU GET Automatic Expense Tracking — Every bank SMS is parsed and logged instantly. No manual data entry, ever. AI-Powered Categorisation — Fuel, groceries, dining, transport — Kiwi sorts every transaction into the right category automatically and gets smarter over time. Smart Budgeting — Set monthly limits by category. Budgets update in real time as you spend. Or let Kiwi generate budgets based on your past spending. Visual Insights — Clean charts showing daily, weekly, and monthly spending breakdowns. See trends, find savings, and understand where your money goes. All Balances in One Place — View every bank account and card balance without switching apps or logging into your bank. BUILT FOR SRI LANKAN BANKS We support SMS tracking for Commercial Bank, Sampath, HNB, BOC, Seylan, Nations Trust, NSB, DFCC, HSBC, Standard Chartered, Amana Bank, and more. Built to support 11+ Sri Lankan banks and growing. PRIVACY FIRST No bank logins. No access to personal messages. Your data is encrypted and we never sell it. You pay a subscription — that's how we make money. Nothing else. TRY FOR 14 DAYS Kiwi Plus gives you the full experience — unlimited tracking, advanced insights, budgeting tools, and priority support. Try it with a 14-day trial, then choose monthly, annual, or lifetime. Whether you're looking for an expense tracker, a money manager, or a budgeting app built for Sri Lanka, Kiwi Money does it all — automatically. Set it up once, and your finances track themselves. TERMS OF USE: https://www.kiwi-money.com/terms PRIVACY POLICY: https://www.kiwi-money.com/privacy ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Kiwi Money Lite | $2.49 | per 6 months | | Weekly Subscription | $0.99 | per 7 days | | Access to Kiwi money plus weekly | $0.99 | per 7 days | | Kiwi Plus for a year | $14.99 | per year | | Kiwi Plus for One week | $0.99 | per 7 days | | Weekly Subscription | $0.59 | per 7 days | | Access to Kiwi Money Plus | $1.49 | per month | | Access to Kiwi Money Plus | $14.99 | per year | | Monthly access to Kiwi Plus | $1.49 | per month | | Access to Kiwi Money Plus | $14.99 | per year | | Monthly Subscription | $1.49 | per month | | Yearly Subscription | $14.99 | per year | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Access to Kiwi Money Plus | $49.99 | one-time | | Lifetime Access for Kiwi Money Plus | $69.99 | one-time | | Access to Kiwi money plus | $39.99 | one-time | | Access to Kiwi money plus | $19.99 | one-time | | Access to Kiwi money plus | $9.99 | one-time | ## Version history (last 5 releases) ### 2.48.1+175 — 2026-08-21 Budgets got a big upgrade. - Recurring budgets — set weekly, monthly or yearly and they roll over on their own - Budget history — look back through past cycles and see exactly what you spent - Sub-category breakdown — open any category budget to see where the money actually went - Faster transaction entry — budget field and date picker are now right up front - Fixed deposits and unit trusts now show in their own currency Plus bug fixes and polish. ### 2.48.0+175 — 2026-08-19 Budgets got a big upgrade. - Recurring budgets — set weekly, monthly or yearly and they roll over on their own - Budget history — look back through past cycles and see exactly what you spent - Sub-category breakdown — open any category budget to see where the money actually went - Faster transaction entry — budget field and date picker are now right up front - Fixed deposits and unit trusts now show in their own currency Plus bug fixes and polish. ### 2.47.0+174 — 2026-08-11 Budgets got a big upgrade. - Recurring budgets — set weekly, monthly or yearly and they roll over on their own - Budget history — look back through past cycles and see exactly what you spent - Sub-category breakdown — open any category budget to see where the money actually went - Faster transaction entry — budget field and date picker are now right up front - Fixed deposits and unit trusts now show in their own currency Plus bug fixes and polish. ### 2.45.1+170 — 2026-08-03 Full support for iOS 27, including a smoother auto-tracking setup with new walkthrough videos. Budget totals now add themselves up as you allocate categories and subcategories. Chat with the founders on WhatsApp, right from the help section. ### 2.45.0+169 — 2026-07-19 Redesigned category editor with smart icon suggestions Budgets now show why a transaction was not added, with a one-tap fix Smoother budget screens with swipe back Bug fixes and privacy improvements ## Apps similar to Kiwi Money | App | Rating | Price | Category | | --- | --- | --- | --- | | [XAPP NDBW](https://appshunter.io/ios/app/xapp-ndbw/id6483791986) | 1.0 (1) | Free | Finance | | [FriMi](https://appshunter.io/ios/app/frimi/id1179695147) | 3.5 (8) | Free | Finance | | [ATrad Stock Trading](https://appshunter.io/ios/app/atrad-stock-trading/id1482388808) | 5.0 (1) | Free | Finance | | [AIA+ Sri Lanka](https://appshunter.io/ios/app/aia-plus-sri-lanka/id6764389846) | — | Free | Finance | | [CAL Online](https://appshunter.io/ios/app/cal-online/id1299612337) | 4.5 (2) | Free | Finance | | [First Capital Invest](https://appshunter.io/ios/app/first-capital-invest/id6504550520) | — | Free | Finance | ## Related topics [track spending bank](https://appshunter.io/ios/topics/track-spending-bank) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*