# Kiwipop - Payoff Credit Cards — Outsmart your credit card debt

> Gamified credit card bill payment and financial habit tracker. (iPhone/iPad app by Kiwipop, Inc..)

- Source: https://appshunter.io/ios/app/kiwipop-payoff-credit-cards/id6484501975 (this page in markdown: same URL + `.md`)
- Developer: [Kiwipop, Inc.](https://appshunter.io/developer/1740451326)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 4.80/5 from 330 App Store ratings · 20 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.0 · 67 MB
- Languages: American English
- Released: 2024-04-13
- Data updated: 2026-09-05
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/kiwipop-payoff-credit-cards/id6484501975/reviews.md

## What is Kiwipop?

Kiwipop puts all your credit cards in one place — every balance, due date, and interest rate at a glance — and lets you pay any of them straight from your bank in a couple of taps, with no fee. 

Switch on Round-Ups and your everyday purchases get rounded up to the next dollar, with the spare change sent automatically to the card you're trying to clear, so your debt shrinks on autopilot without you having to think about it.

Watch your credit score move as it does and whenever you're unsure — which card to use, whether you can afford something, when you'll actually be debt-free — Kiwi is there to talk it through.

Privacy Policy: https://www.kiwipop.co/privacy
Terms of Service: https://www.kiwipop.co/tos
EULA: http://www.apple.com/legal/itunes/appstore/dev/stdeula

## Key features

- Gamified bill payments
- Financial habit building
- Progress tracking
- Leaderboard competition
- Consolidated card management
- Effortless payments

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Kiwipop Membership | $19.99 | per month |
| Kiwipop Membership | $41.99 | per 6 months |
| Kiwipop Membership | $47.99 | per 6 months |
| Kiwipop Membership | $39.99 | per year |
| Kiwipop Membership | $12.99 | per month |
| Kiwipop Membership | $35.99 | per 6 months |
| Kiwipop Membership | $12.99 | per month |
| Kiwipop Membership | $59.99 | per year |
| Kiwipop Membership | $8.99 | per month |
| Kiwipop Membership | $119.99 | per year |
| Kiwipop Membership | $19.99 | per month |
| Kiwipop Membership | $5.99 | per month |
| Kiwipop Membership | $34.99 | per year |
| Kiwipop Membership | $7.99 | per month |
| Kiwipop Membership | $47.99 | per year |
| Kiwipop Membership | $34.99 | per year |
| Kiwipop Membership | $12.99 | per month |
| Kiwipop Membership | $47.99 | per year |
| Kiwipop Membership | $12.99 | per month |
| Kiwipop Membership (1 Month) | $12.99 | per month |


## Chart rankings

- #161 in Top Grossing · Finance (US App Store)

## What do users think of Kiwipop?

Overall sentiment: negative

**Pros**

- 👍 Great for organizing cards
- 👍 Shows balances and interest
- 👍 Clean design, no ads
- 👍 Helps with debt management
- 👍 Motivates small payments
- 👍 Works like magic, links cards instantly
- 👍 Best app for credit cards
- 👍 Easy to see everything at once

**Cons**

- 🐛 Can't see all credit cards
- 🐛 Unable to delete old credit cards
- 🐛 Credit card numbers don't match
- 🐛 App not showing all attached cards
- 🐛 No manual option for adding cards
- 🐛 Glitchy verification process
- 🐛 Unable to create an account (text message not received)
- 🐛 Not loading, cards not showing
- 🐛 Not all banks supported
- 🐛 Balances not updating accurately
- 🐛 App resets, looks like never signed up
- 🐛 Blank screen for cards tab
- 🐛 Authentication code timeout too short
- 🐛 App freezes when trying to delete account
- 🐛 Payments take 7 days
- 🐛 Cannot add cards
- 🐛 Cannot see credit cards after download
- 🐛 Invalid information error during setup

**Commonly reported bugs**

- Unable to delete old credit cards
- Credit card numbers on the app don't match
- App not showing all attached cards (authorized user issue)
- Glitchy verification process (expiration dates not clickable)
- Unable to receive text message for account creation
- App not loading, cards not showing
- App states 'information invalid' even with correct details
- Balances not updating accurately
- App resets after initial use, looks like never signed up
- Blank screen for cards tab
- Authentication code timeout too short (15 seconds)
- App freezes when trying to delete account
- Cannot see credit cards after download
- App keeps saying 'invalid' during setup

**Most requested features**

- Manual option for adding cards
- Disclosure of unsupported banks on the app

## Recent user reviews (10 of 20)

All indexed reviews: https://appshunter.io/ios/app/kiwipop-payoff-credit-cards/id6484501975/reviews.md

### 1/5 — Can’t see all credit cards

*2026-06-23*

So there was no way to delete old credit cards that you have closed out and every time you try to add one it’s not allowing you to and some of the credit card numbers on the app don’t match the ones that we don’t have trying to email customer service. Haven’t heard a response back at all.

### 1/5 — Can’t see all of my cards

*2026-06-01*

The only way to add cards is through Method, which tells me that I’ve attached 7 cards. The only ones the app is showing are the 3 cards that are in my name. The other 4 are in my husbands name but I’m an authorized user. Having a manual option for adding cards would be helpful. I’ve emailed for help but haven’t heard back. Canceling my trial.

### 5/5 — Love

*2026-05-26*

Great!!!

### 1/5 — Glitchy

*2026-05-01*

When trying to verify my Amex card it has me enter my expiration dates and there’s no way to click on the screen to add them. If this app is that glitchy I don’t have faith in it to handle my finances. Cancelling my free trial

### 2/5 — UNABLE TO USE

*2025-10-24*

I was unable to create an account because I kept trying to receive the text message but did not work 😔

### 5/5 — Fun app!

*2025-09-24*

Love this app!!

### 1/5 — Not loading

*2025-07-09*

Despite loading my information over and over , it won’t show my cards .

### 1/5 — Not all banks supported

*2025-06-29*

I tried several different times to link my cards but it kept saying “information invalid” even though my information was correct. I emailed support and never got a reply. I only figured out why it didn’t work by reading other reviews and realizing that my bank possibly wasn’t supported. I wish they would disclose this on their app so people don’t waste their time downloading it and trying over and over again.

### 4/5 — Not updating

*2025-06-28*

I love the app but I feel like its not updating my balances accurately.  Does is not update daily or is it a monthly update maybe. Still great to see my cards all in one place though

### 5/5 — Love it!

*2025-06-21*

i don’t usually leave reviews but this app’s been really helpful. i used to hate looking at my credit card balance but now i check it almost daily. it shows me how much i owe, what interest i’ll get charged, and reminds me to make small payments which actually works.

the design is clean and it’s not annoying like other finance apps. no weird ads or trying to sell me stuff every second. just simple and it works. if you’re trying to get your debt under control i’d recommend it.

## Frequently asked questions about Kiwipop

### What does Kiwipop do?

Kiwipop turns paying credit card bills into a game. It helps you build better financial habits through streaks and progress tracking, allows you to compete on leaderboards, and consolidates all your credit cards in one place for easy viewing and payments.

### How does Kiwipop help with financial habits?

The app encourages building better financial habits by incorporating weekly streaks and progress tracking. These features motivate users to consistently manage their finances, turning small, regular actions into significant financial wins over time.

### Is Kiwipop free to use?

The app is free to download and use, with the possibility of in-app purchases. While the core functionality of paying bills and tracking progress is available, certain features or enhancements might require purchase.

### Can I manage multiple credit cards with Kiwipop?

Yes, Kiwipop allows you to view all your credit cards in one convenient location. You can easily track balances and make payments for all your cards directly through the app.

### What are the benefits of using Kiwipop?

The primary benefits include making bill payments more fun and engaging, strengthening financial health through habit building, and providing a competitive element via leaderboards. It also simplifies managing multiple credit cards by consolidating them into a single interface.

## Version history (last 5 releases)

### 3.0.19 — 2026-09-02

Major bug fixes, performance improvements, and design updates. The app should now feel faster, smoother, and more fluid.

### 3.0.18 — 2026-08-16

Our biggest update yet is here. 

We completely redesigned Kiwipop to make paying down debt feel simpler, smarter, and less stressful.

- Introducing Roundups: Turn everyday purchases into automatic progress toward your debt—without having to think about it.

- Meet Kiwi: Your helpful finance companion, ready to answer questions, explain your cards, and help you make smarter money moves.

- A fresh new design: A faster, clearer, and more delightful Kiwipop experience from top to bottom.

### 3.0.17 — 2026-08-15

Our biggest update yet is here. 

We completely redesigned Kiwipop to make paying down debt feel simpler, smarter, and less stressful.

- Introducing Roundups: Turn everyday purchases into automatic progress toward your debt—without having to think about it.

- Meet Kiwi: Your helpful finance companion, ready to answer questions, explain your cards, and help you make smarter money moves.

- A fresh new design: A faster, clearer, and more delightful Kiwipop experience from top to bottom.

### 3.0.16 — 2026-08-07

Our biggest update yet is here. 

We completely redesigned Kiwipop to make paying down debt feel simpler, smarter, and less stressful.

- Introducing Roundups: Turn everyday purchases into automatic progress toward your debt—without having to think about it.

- Meet Kiwi: Your helpful finance companion, ready to answer questions, explain your cards, and help you make smarter money moves.

- A fresh new design: A faster, clearer, and more delightful Kiwipop experience from top to bottom.

### 3.0.15 — 2026-08-04

Our biggest update yet is here. 

We completely redesigned Kiwipop to make paying down debt feel simpler, smarter, and less stressful.

- Introducing Roundups: Turn everyday purchases into automatic progress toward your debt—without having to think about it.

- Meet Kiwi: Your helpful finance companion, ready to answer questions, explain your cards, and help you make smarter money moves.

- A fresh new design: A faster, clearer, and more delightful Kiwipop experience from top to bottom.

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## Related topics

[kiwipop](https://appshunter.io/ios/topics/kiwipop)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-05.*