# KlaDot โ€” Digital Bank for Startups > Digital banking for startups, SMEs, and individuals with multicurrency accounts and Visa debit cards. (iPhone/iPad app by KlaDot Inc.) - Source: https://appshunter.io/ios/app/kladot/id1669259913 (this page in markdown: same URL + `.md`) - Developer: [KlaDot Inc](https://appshunter.io/developer/1669259915) - Category: Finance - Price: Free - Rating: 4.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 13.0 ยท 22 MB - Languages: English - Released: 2023-04-09 - Data updated: 2026-06-13 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/kladot/id1669259913/reviews.md ## What is KlaDot? Digital Banking for Startups, SMEs, and Individual US bank accounts with Visa debit cards and multicurrency wallets for individuals & businesses. US Bank accounts and Visa Debit Cards for Businesses and consumers by assigning Bank account numbers Visa Debit Cards for funds collection, disbursements, payments, and settlement locally or via international transfers. We are offering our users an opportunity to Invoice and accept payments from Local and international customers in their preferred currency and facilitating payouts and payIn. Doing local and international business just got easier with KlaDot. It allows consumers and small and medium business owners to open multi-currency bank accounts and Visa Debit cards and start receiving payments, track their sales and expenses, send digital receipts and invoices, recover debts, etc. KlaDot is a financial technology company, not a bank. Banking services are provided by Sponsoring Banks, Members of FDIC. Access your accounts, manage payments, check your statements, and more. 24 hours a day. We keep your personal and financial details secure with high-level encryption and the latest biometric recognition technology. KlaDot's operational model includes the following: 1. B2C Assigning multicurrency wallets and US bank accounts with physical & virtual visa debit cards directly to Consumers to Facilitate collections and payouts either for Salary purposes or to pay for subscriptions, etc. 2. B2B Assigning multicurrency wallets and US bank accounts with physical & virtual visa debit cards to other Businesses to facilitate collections from customers or payouts to suppliers and vendors they work with. 3.B2B2C Assigning multicurrency wallets and US bank accounts with physical and virtual visa debit cards to other FinTechs or Payment Processors to re-issue these accounts to their direct customers or enterprise businesses who require subaccounts to manage expense management Travel, Logistics, etc. U.S. bank Account and Multi-Currency Virtual Wallets for individuals & businesses. A bank account that gets you paid faster Open a bank account for a consumer or business Digital Wallet You can fund the wallet in many ways Receive payments from anyone Pays bills on the go Make FREE transfers to KlaDot users Recover debts 3X faster with the KlaDot. Send payment reminders to your debtors Track all transactions Move money, Pay Someone, Add or Receive Funds, make Payment Request, and Transfer Between Accounts. Manage your debit cards and spending. Sending and receiving ACH Payments Sending and receiving domestic and international Wire and SWIFT transfers Institutional FX rates African businesses, consumers, or Gig economy workers can receive payment from customers and companies in the USA, Canada, Europe, and the UK Physical & virtual visa debit cards for individuals & businesses. Physical Cards are accepted around the world on 55,000 ATMs and in 200 countries. Virtual Debit Cards Access local currencies at ATMs in over 200 countries Connect with Apple, Google & Samsung Pay to make contactless payments easily With one Visa Debit card, infinite possibilities Shop securely in the U.S. and worldwide KlaDot Visa debit cards have unsurpassed acceptance globally. Pay with your smartphone or watch Manage your debit cards and spending. Safe and secure Consumers, Startups, small business owners, freelancers, or creators can use KlaDot to manage their accounts or business and finances. KlaDot is FREE, safe, and reliable. No hidden subscription fee ## Key features - US bank accounts for individuals and businesses - Multicurrency wallets - Physical and virtual Visa debit cards - Invoice and accept payments - Track sales and expenses - Send digital receipts - Recover debts ## Frequently asked questions about KlaDot ### What is KlaDot? KlaDot is a digital banking platform that offers US bank accounts and Visa debit cards for individuals and businesses. It provides multicurrency wallets to facilitate local and international transactions, invoicing, and payment collection. ### Is KlaDot a bank? KlaDot is a financial technology company, not a bank. Banking services are provided by Sponsoring Banks, Members of FDIC. ### What types of accounts can I open with KlaDot? You can open multicurrency wallets and US bank accounts with physical and virtual Visa debit cards. These are available for consumers (B2C), businesses (B2B), and can be re-issued by FinTechs to their customers (B2B2C). ### Can I make international transfers with KlaDot? Yes, KlaDot supports both domestic and international wire and SWIFT transfers. It also offers institutional FX rates for transactions. ### How secure is KlaDot? KlaDot prioritizes security by using high-level encryption and the latest biometric recognition technology to protect your personal and financial details. ### What devices does KlaDot support? KlaDot is available on iPhone, iPad, and iPod devices. ### How often is KlaDot updated? The latest version of KlaDot is 1.0, and it was last updated on April 10, 2023. ### What is the user rating for KlaDot? KlaDot has a rating of 4.0 stars based on 1 rating. ## Version history (last 1 release) ### 1.0 โ€” 2023-04-10 No release notes. ## Apps similar to KlaDot | App | Rating | Price | Category | | --- | --- | --- | --- | | [Percapita](https://appshunter.io/ios/app/percapita/id1617975560) | 4.9 (36) | Free | Finance | | [Alza: spend, save, send abroad](https://appshunter.io/ios/app/alza-spend-save-send-abroad/id1624532578) | 4.3 (36) | Free | Finance | | [American eWallet](https://appshunter.io/ios/app/american-ewallet/id1664982598) | 2.0 (4) | Free | Finance | | [One Pay Wallet](https://appshunter.io/ios/app/one-pay-wallet/id1661528541) | โ€” | Free | Finance | | [Maast: Business Banking](https://appshunter.io/ios/app/maast-business-banking/id6446198464) | 5.0 (3) | Free | Finance | | [Otterz](https://appshunter.io/ios/app/otterz/id6444387482) | 5.0 (2) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-13.*