# Kliq App

> Digital finance app for planning, saving, spending, and managing money with friends and family. (iPhone/iPad app by BPN Ödeme ve Elektronik Para Hizmetleri A.Ş..)

- Source: https://appshunter.io/ios/app/kliq-app/id6466425254 (this page in markdown: same URL + `.md`)
- Developer: [BPN Ödeme ve Elektronik Para Hizmetleri A.Ş.](https://appshunter.io/developer/1707367902)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 5.00/5 from 2 App Store ratings · 24 written reviews indexed
- Age rating: 12+
- Requires: iOS 16.6 · 157 MB
- Languages: American English, Turkish
- Released: 2023-11-27
- Data updated: 2026-08-27
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/kliq-app/id6466425254/reviews.md

## What is Kliq App?

Everything starts with a dream.
 Kliq, the wallet of your dreams, is here to help you reach those dreams.
 Plan, save, spend… and make your dreams come true.

 Kliq is a next-generation digital wallet that connects you to the world through Western Union, enables shopping with the Mastercard-branded Kliq Card, offers FAST money transfers, Request Payment, and FAST TR QR for next-generation payment experiences, and provides access to a physical service network via BPN agent locations—meeting the needs of both local and international users.

 It is designed to simplify your financial life with your family, friends, and social circle—allowing you to send money, request payments, spend, make payments, and manage your budget more freely.
·       Getting Started with Kliq is Easy.
Download the app, register in just a few steps, and start using it instantly.
 If you wish, you can upgrade your account via remote identity verification within the app or through BPN agent locations—unlock higher limits and enjoy greater financial freedom.
·       Western Union is Just a Kliq Away!
Kliq is the first digital wallet in Turkey to offer Western Union integration.
 You can securely send money to over 200 countries and regions within minutes, and receive funds sent to your name from abroad directly into your Kliq account.
 From Germany, France, the UK, and the USA to Pakistan, the Philippines, Azerbaijan, Uzbekistan, and many more—international transfers in USD, EUR, GBP, and other supported currencies are now as close as a Kliq.
·       Spend What You Have with Your Contactless Kliq Card.
Shop securely with your Mastercard-branded physical or virtual card.
 No debt—spend only what you have in your account.
 In-store or online… you’re always in control.
·       Instant Money Transfers, 24/7.
Send and receive money in seconds with the Central Bank of Turkey’s FAST infrastructure.
 Transfer money to IBANs or Kliq users quickly, easily, and instantly.
·    Send, Request, and Pay Instantly with FAST TR QR
Easily send money, request money, and make secure payments with FAST TR QR. Complete your transactions in seconds—quickly, securely, and seamlessly.
·    Request Payments Easily with FAST.
Request payments from your friends, family, or anyone else in seconds. Create, track, and complete your payment requests securely—all within Kliq.

·       Use BPN Agent Locations.
Carry out your transactions at over 2.000 BPN agent locations.
 Upgrade your account, top up/withdraw money, or instantly get your Kliq card.
·       Pay Your Bills with Ease.
Pay electricity, water, natural gas, internet, and phone bills effortlessly.
 With Kliq, financial transactions are much more practical.
·       Digital Game & Subscription Codes on Kliq.
Instantly purchase digital codes for popular gaming, subscription, and shopping platforms such as PUBG, Razer Gold, and League of Legends, and pay easily from your account.

 Ready to Explore?
 www.kliq.com.tr
 destek@kliq.com.tr
 0850 305 36 66

 Kliq is a brand of BPN Payment & E-Money Services Inc.

 BPN Payment & E-Money Services Inc. is authorized by the Central Bank of Turkey (TCMB) to issue electronic money within the framework of Law No. 6493 on “Payment and Securities Settlement Systems, Payment Services, and Electronic Money Institutions.”

## Key features

- Plan and save for financial goals
- Send and receive money 24/7
- Top up and withdraw funds easily
- Pay bills conveniently
- Shop with a secure digital card
- Budget smartly with family and friends

## Recent user reviews (10 of 24)

All indexed reviews: https://appshunter.io/ios/app/kliq-app/id6466425254/reviews.md

### 1/5 — Cannot Create an Account

*2026-08-21*

After putting your name and phone number to register, I keep getting an error and to try again or later.
Seriously I must have tried 50 or more times in the past week.
I know I’m not alone in this, because on a public forum there are at least 100 different people having the same problem. How about you fix this immediately!!!

**Developer response:** Değerli Kliq'li, yaşadığınız durum için üzgünüz. Sana yardımcı olmaktan memnuniyet duyarız. 💙 Konuyu detaylı inceleyebilmemiz için 0850 305 36 66 numaralı İletişim Merkezimizden bize ulaşabilir veya iletişim bilgilerinle birlikte destek@kliq.com.tr adresine e-posta gönderebilirsin. En kısa sürede destek olacağız.

### 1/5 — Not working

*2026-08-20*

SMS not working

**Developer response:** Değerli Kliq'li, yaşadığınız durum için üzgünüz. Sana yardımcı olmaktan memnuniyet duyarız. 💙 Konuyu detaylı inceleyebilmemiz için 0850 305 36 66 numaralı İletişim Merkezimizden bize ulaşabilir veya iletişim bilgilerinle birlikte destek@kliq.com.tr adresine e-posta gönderebilirsin. En kısa sürede destek olacağız.

### 1/5 — SMS verification failed

*2026-08-20*

No Option to sign up.

**Developer response:** Değerli Kliq'li, yaşadığınız durum için üzgünüz. Sana yardımcı olmaktan memnuniyet duyarız. 💙 Konuyu detaylı inceleyebilmemiz için 0850 305 36 66 numaralı İletişim Merkezimizden bize ulaşabilir veya iletişim bilgilerinle birlikte destek@kliq.com.tr adresine e-posta gönderebilirsin. En kısa sürede destek olacağız.

### 1/5 — SMS verification not working

*2026-08-18*

SMS verification not working, thus useless

**Developer response:** Değerli Kliq'li, yaşadığınız durum için üzgünüz. Sana yardımcı olmaktan memnuniyet duyarız. 💙 Konuyu detaylı inceleyebilmemiz için 0850 305 36 66 numaralı İletişim Merkezimizden bize ulaşabilir veya iletişim bilgilerinle birlikte destek@kliq.com.tr adresine e-posta gönderebilirsin. En kısa sürede destek olacağız.

### 5/5 — Güvenle kullan

*2025-08-18, version 1.24.0*

Kliq kartımı güvenle kullanıyorum. Teşekkürler kliq

### 5/5 — Mükemmel

*2025-07-30, version 1.24.0*

Çok güzel artık hep kullandığım kart teşekkürler

### 5/5 — Yurt dışı kullanımı

*2025-07-28, version 1.24.0*

Kliq kartımı rahatlık ve güvenle yurt dışında kullandım, para gönderdim aldım ve ödemelerimde hiçbir sorun yaşamadım. Aktif şekilde kullanmaya devam edeceğim

### 1/5 — Шлак

*2025-06-25, version 1.23.0*

Даже смс не приходят, чтобы войти в приложение.

### 1/5 — verification code

*2025-06-15, version 1.23.0*

They never send me the verification code, I keep waiting for the 3 minutes they give me and nothing, wait another 3 minutes and nothing, is this a joke??

### 5/5 — Foreign Friendly

*2025-05-19, version 1.22.0*

I visited for some money’s transactions BPN before and that's where I heard about Kliq. I became a user and now I can send and receive money more easily to my relatives in my country.

## Frequently asked questions about Kliq App

### What does Kliq App do?

Kliq is a digital finance app designed to help users plan, save, and spend money. It allows for easy, quick, and secure financial management, including budgeting with family and friends. Users can send and receive money, top up their accounts, pay bills, and shop online or in physical stores using a Kliq card.

### How do I become a Kliq customer?

Becoming a Kliq customer is simple. Download the app and register by providing your name, surname, email, and phone number. Your Kliq account will be ready for immediate use after registration.

### Can I top up and withdraw money with Kliq?

Yes, you can top up and withdraw money from your Kliq account 24/7. Funds can be added or withdrawn instantly from 2,500 BPN locations, via credit or debit cards, or through ATMs.

### How can I pay bills with Kliq?

Kliq makes paying bills easy, even without a bank account or card. You can pay all your bills for free through the app, simplifying the payment process.

### Is Kliq available on all devices?

The provided description does not specify compatibility with different operating systems (iOS or Android). However, it is a mobile application, implying it is designed for smartphones and tablets.

## Version history (last 5 releases)

### 1.32.1 — 2026-08-26

What's New?
  Made various improvements to provide a better Kliq experience.

### 1.32.0 — 2026-08-12

FAST Request Payment is Now Available on Kliq!
With the new FAST Request Payment feature, you can easily request money from friends, family, or anyone else and complete your transactions securely.
What's New?

Added the FAST Request Payment feature. 
Made various improvements to provide a better Kliq experience.

### 1.31.0 — 2026-07-25

FAST TR QR is now available in Kliq!
You can now easily send money, request money, and make payments using FAST TR QR.

What's New?
• Added support for sending money, requesting money, and making payments with FAST TR QR.
• We've made various improvements to give you an even better Kliq experience.

### 1.30.0 — 2026-07-14

What's New?

We improved the Western Union international money transfer experience.
With Open Banking, you can now access your Kliq account through other financial apps you authorize.
We made improvements to give you an even better Kliq experience.

### 1.29.1 — 2026-06-19

You can now convert incoming Western Union USD and EUR transfers into TRY right inside the app and deposit them directly into your Kliq account. A faster, easier, and completely digital experience awaits you!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*