# Klivvr — Shop, spend, and earn

> All-in-one financial management app for credit, family, spending, and rewards. (iPhone/iPad app by Klivvr.)

- Source: https://appshunter.io/ios/app/klivvr/id1586109111 (this page in markdown: same URL + `.md`)
- Developer: [Klivvr](https://appshunter.io/developer/1579884673)
- Category: Finance
- Price: Free
- Rating: 3.70/5 from 53 App Store ratings · 41 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 244 MB
- Languages: American English, Arabic
- Released: 2022-11-01
- Data updated: 2026-08-27
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/klivvr/id1586109111/reviews.md

## What is Klivvr?

Klivvr is your all-in-one app for spending, credit, rewards, and family money management, giving you real control over your finances.
 
Buy now, pay later
Get an instant credit limit of up to 500,000 EGP and split your purchases into manageable installments.

- Flexible repayment plans up to 60 months
- Competitive interest rates, zero hidden charges
- Apply and get approved in minutes through the app
- Clear payment schedule, always visible in-app
 
Spend & send
Klivvr's prepaid card is built for seamless everyday spending

- Pay online, in-store, or withdraw cash from ATMs
- Earn K.Points on every transaction
- Redeem your K.Points for cashback
- Track your spending in real time with full control
 

Klivvr Family
One account, more flexibility, total control.

- Issue up to 5 cards for you and your family
- Set spending permissions per card
- Transfer money instantly between accounts
- Double the K.Points per transaction
- Enjoy reduced credit interest rates

K.Points & rewards
Every purchase earns you points. Unlock exclusive vouchers, discounts at top merchants, and cashback. The more you spend, the more you earn.
 
Klivvr is licensed and regulated by the Financial Regulatory Authority (FRA) and the Central Bank of Egypt (CBE). Your money and data are always protected with bank-grade security.

## Key features

- Buy now, pay later with flexible installments
- Family Plan with up to 4 extra cards
- Real-time transaction tracking
- Earn and redeem K Points for cash
- Spending challenges and gamification
- Exclusive offers and discounts

## Recent user reviews (10 of 41)

All indexed reviews: https://appshunter.io/ios/app/klivvr/id1586109111/reviews.md

### 1/5 — تحذير عروض وهميه و رسايل مزعجه في كل حته ❌

*2026-08-23*

عرض الايفون بنص تمنه في الحقيقه هتدفع اكتر من ضعف تمنه اقساط ثانيا هتقول خلاص امسح حسابي هيقولك مينفعش ورافضين حذف حسابي وبهدلوني رسايل sms و ايميلات حاجه منتهى القرف لا انصح بالتعامل نهائيا ❌ ❌

### 1/5 — عرض الايفون بنص السعر فيك لانك هتدفع الضعف اقساط 😡😡

*2026-07-09*

وعاوز احذف حسابي عشان بهدلوني spam في كل حته منتهى الإزعاج مش نافع وكلمت الدعم رفضو يحذفو حسابي مش مصدق بجد كميه سوء الإدارة دي! 😡😡

### 1/5 — Bad customer support and poor tech

*2026-06-28*

I applied for klivvr card and credit balance and went to one of the branches to be shocked that my data is not appearing on the front desk employee so she told me to call the Call Center and I did on the 16th of this month and the Agent picked up the phone was very rude unprofessional and promised that my issue will be sorted within two days which until now it’s not sorted and I called the Call Center today again to find out that this Agent that I called on the 16th didn’t issue a complaint and there is no actions taken towards solving my problem which is very disappointing and I just need my technical issue to be resolved. That’s all I asking for so very bad customer support.
I don’t recommend this

### 1/5 — عرض الايفون بنص السعر فيك لانك هتدفع الضعف اقساط

*2026-06-24*

وعاوز احذف حسابي عشان بهدلوني spam في كل حته منتهى الإزعاج مش نافع وكلمت الدعم رفضو يحذفو حسابي مش مصدق بجد كميه سوء الإدارة دي! 😡😡

### 1/5 — عرض الايفون بنص تمنه فيك هتدفع ضعــف تمنه اقساط😠😠

*2026-06-05*

وعاوز احذف حسابي عشان بهدلوني spam في كل حته منتهى الإزعاج مش نافع وكلمت الدعم رفضو يحذفو حسابي مش مصدق بجد كميه سوء الإدارة دي!🤦‍♂️

### 1/5 — عرض الايفون بنص تمنه فيك هتدفع ضعف تمنه اقساط  ! 😡🤦‍♂️

*2026-05-18*

وعاوز احذف حسابي عشان بهدلوني spam في كل حته منتهى الإزعاج مش نافع وكلمت الدعم رفضو يحذفو حسابي مش مصدق بجد كميه سوء الإدارة دي!🤦‍♂️

### 1/5 — عرض الايفون بنص تمنه فيك هتدفع ضعف تمنه اقساط  😡🤦‍♂️

*2026-05-16, version 1.30.155*

وعاوز احذف حسابي عشان بهدلوني spam في كل حته منتهى الإزعاج مش نافع وكلمت الدعم رفضو يحذفو حسابي مش مصدق بجد كميه سوء الإدارة دي!🤦‍♂️

### 1/5 — عرض الايفون بنص تمنه فيك هتدفع ضعف تمنه اقساااط 😡

*2026-05-10*

وعاوز احذف حسابي عشان بهدلوني spam في كل حته منتهى الإزعاج مش نافع وكلمت الدعم رفضو يحذفو حسابي مش مصدق بجد كميه سوء الإدارة دي!🤦‍♂️

### 1/5 — عرض الايفون بنص تمنه فيك هتدفع ضعف تمنه قسط! 😡

*2026-04-19, version 1.30.150*

وعاوز احذف حسابي عشان بهدلوني spam في كل حته منتهى الإزعاج مش نافع وكلمت الدعم رفضو يحذفو حسابي مش مصدق بجد كميه سوء الإدارة دي!🤦‍♂️

### 1/5 — عرض الايفون بنص تمنه فيك هتدفع ضعف تمنه قسط! 😡

*2026-04-01*

وعاوز احذف حسابي عشان بهدلوني spam في كل حته منتهى الإزعاج مش نافع وكلمت الدعم رفضو يحذفو حسابي مش مصدق بجد كميه سوء الإدارة دي!

## Frequently asked questions about Klivvr

### What does Klivvr do?

Klivvr is a financial management app that allows you to manage credit limits with flexible installments, track everyday spending, set up family budgets, and earn rewards. It provides a centralized platform to control your finances.

### What are the key features of Klivvr?

Key features include applying for a credit limit with instant approval, paying over flexible installment plans, managing a Family Plan with up to four extra cards for family members, tracking all transactions in real-time, earning K Points on purchases, and participating in spending challenges.

### Is Klivvr free to use?

The app itself is free to download and use. While the description doesn't explicitly detail all in-app purchase models, it mentions earning and redeeming K Points, and participating in challenges, suggesting potential in-app value or premium features.

### How can I add money to my Klivvr account?

You can add money to your Klivvr account using InstaPay, Fawry, or an external bank card. The app allows you to top up your balance anytime and anywhere, ensuring you have funds readily available for spending.

### What are the benefits of the Family Plan?

The Family Plan allows you to get up to 4 extra cards for family members. You can transfer money instantly between cards with zero fees, assign different permission types to family members, and manage all cards from one app, giving them freedom while you maintain control.

## Version history (last 5 releases)

### 1.30.164 — 2026-08-23

Meet K.ai: Your new intelligent financial assistant is here. Ask questions, understand your spending, and get instant insights and personalized answers.
Bug fixes and improvements: We've squashed a few bugs and made things run smoother

### 1.30.163 — 2026-08-13

Meet K.ai: Your new intelligent financial assistant is here. Ask questions, understand your spending, and get instant insights and personalized answers.
Bug fixes and improvements: We've squashed a few bugs and made things run smoother

### 1.30.162 — 2026-07-21

Meet K.ai: Your new intelligent financial assistant is here. Ask questions, understand your spending, and get instant insights and personalized answers.
Bug fixes and improvements: We've squashed a few bugs and made things run smoother

### 1.30.161 — 2026-07-09

Meet K.ai: Your new intelligent financial assistant is here. Ask questions, understand your spending, and get instant insights and personalized answers.
Bug fixes and improvements: We've squashed a few bugs and made things run smoother

### 1.30.160 — 2026-06-24

Meet K.ai: Your new intelligent financial assistant is here. Ask questions, understand your spending, and get instant insights and personalized answers.
Bug fixes and improvements: We've squashed a few bugs and made things run smoother

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*