# Klover - Instant Cash Advance — user reviews > 2,114 indexed App Store user reviews of Klover by Klover Holdings, Inc., rated 4.80/5 from 372,419 ratings. - Source: https://appshunter.io/ios/app/klover-instant-cash-advance/id1471211372/reviews - App overview in markdown: https://appshunter.io/ios/app/klover-instant-cash-advance/id1471211372.md - Rating breakdown: 5★ 331,599 · 4★ 17,761 · 3★ 7,666 · 2★ 3,213 · 1★ 12,180 ## What do users think of Klover? Overall sentiment: neutral **Pros** - 🚀 Quick and easy setup - 💰 Helpful for financial emergencies - 👍 Transparent and fair model - 🤝 Reliable and efficient - 💳 Seamless bank account integration **Cons** - 🔍 Confusing point system - ⏱️ Slow customer support response times - 🤔 Inconsistent advance amounts - 💰 High fees for instant transfers - 🐛 Technical issues with receipt scanning and surveys **Commonly reported bugs** - Account verification issues - Inconsistent point tracking - Advance repayment date mismatch **Most requested features** - Allow repayment date changes - Improve point-earning opportunities - Provide more advance amount transparency - Enhance customer support channels ## Newest reviews (11 of 2,114) ### 2/5 — Not legit *2026-08-24, version 2026.12.0* Won’t give you a cash advance unless you complete their offers on their page waste of time and they start you off at a tiny amount. ### 3/5 — long wait *2026-08-24, version 2026.12.0* takes to long for points to kick in ### 2/5 — Never offers $750 *2026-08-23, version 2026.12.0* App is okay but terrible that you have to do all these offers to get a good loan amount. They never update your points. I always have to contact them to ask about my points. And they don’t have customer service to respond right away. Other companies offer loans after repayment. Klover makes you wait 5 days. There’s definitely better apps out there. ### 3/5 — . *2026-08-21, version 2026.12.0* Its a cool app but I been trying to link my debit card for like 3-4 days so I can get my advance but I donk why its not working ### 5/5 — Excellent services *2026-08-19, version 2026.12.0* LiFE SAVING ### 5/5 — Quick cash when needed *2026-08-19, version 2026.12.0* Was able to get a quick loan. With very few issues… fees a bit high but it’s accessible… ### 5/5 — Thank you *2026-08-19, version 2026.12.0* Always there when I need you ### 2/5 — Fees *2026-08-18, version 2026.11.0* The extra $14 you’re charged is not worth it but when you need funds quickly it is what it is ### 5/5 — So helpful *2026-08-17, version 2026.11.0* Great app. Got $100 right away ### 5/5 — I love this app *2026-08-17, version 2026.11.0* I love this app I really needed some extra money plus all the points are legit and there’s a lot of transparency. I really recommend it to everyone. ### 5/5 — Cash back *2026-08-16, version 2026.11.0* Great app I can get up to 700 up front ## Most critical reviews (10 lowest-rated) ### 1/5 — worst lending app ever *2026-08-23, version 2026.12.0* i get $900 from Money Lion where you only pay every 2 weeks with paycheck, tilt gives me $400 similarly every two weeks, Earnin’ $250, Brigit $100. This app initially said $400 then i check later it is now $300 i check again they now only want to give me $125.00… oh also you only have 5 days to pay it back! worst lending app ever! ### 1/5 — Becoming unusable. *2026-08-22, version 2026.12.0* They will unlink your debit card from your account without warning or reason then make you wait several days before you can link it again. Not worth the trouble. Points are almost impossible to obtain, they add “deals” to other apps after you’ve already been using the other app so it’s no way to get those thousands of points in the offer. Quizzes will bug out after you’ve finished them so you don’t get the promised points or you somehow don’t qualify for the quizzes with larger point amounts. Has a subscription option that does absolutely nothing for you nor does it have anything to do with the cash advance which they don’t tell you until after you subscribe. ### 1/5 — Fake news *2026-08-22, version 2026.12.0* Klover won’t do anything in minutes. Accounts stayed on verifying bank info for months and never changed never heard anything from them they just want to charge you the monthly fee. ### 1/5 — The most unreliable app there is! *2026-08-21, version 2026.12.0* I have used Klover many times and appreciate the quick deposits. But they all have that for a fee. On the day payment is due it comes right out with no issues but then if you need a little it takes them days to get to your real withdrawl options. And it changes every 12 hours. Its ridiculous you cant rely on a certain amount. I’ve never missed a payment so this is not sour grapes. Use Moneylion much more reliable. ### 1/5 — Don’t do nothing it advised *2026-08-21, version 2026.12.0* Horrible ### 1/5 — Can’t connect debit card *2026-08-20, version 2026.12.0* I have tried for over a year now to connect my debit card. I can’t. No matter which bank account I use so it must be something blocked with my phone number but no one will take the time to actually help me. They just keep telling me to delete and readd my bank account. I’ve done that probably 500 times. I’m made a new account under a new email address and used a different bank and still can’t link my debit card. It’s ridiculous at this point!!!! ### 1/5 — Scam *2026-08-20, version 2026.12.0* The platform offers up to 750 before payday, but then after you sign up and link your bank account you learned that you have to earn points to be able to even get a five dollar advance. You only earned those points by going to third parties that are in the application. You’re better off just going somewhere else directly…. Don’t waste your time. The response they gave is also not true. ### 1/5 — Bullllll *2026-08-18, version 2026.11.0* Took my points and never gave me my advance. Deleting and never using again. ### 1/5 — It was great, until it wasn’t! *2026-08-17, version 2026.11.0* This app was a lifesaver, until a month or two ago, suddenly you needed all these “points” for a cash advance. Absolute SCAM. Now you have to basically sell your info to their partner websites to get any sort of advance. Do not use this app, it will leave you high and dry. ### 1/5 — DEBIT CARD WILL NOT VERIFY *2026-08-16, version 2026.11.0* I have Been trying to verify my debit card with clover for months and it has never worked. Please fix this issue.!!! ## Most praised reviews (10 highest-rated) ### 5/5 — East peasy *2026-08-22, version 2026.12.0* Great ### 5/5 — Totally legit, life saver *2026-08-22, version 2026.12.0* Klover gave me $100 just for connecting my bank account. They let you decide when you can pay it back with no late fees. The best part, you can play games to get points and get a bigger advance JUST TO PLAY GAMES. Request an advance and get your money instantly. I never leave reviews but Klover really helped me out today so I figured I’d return the favor. Thanks Klover ! ### 5/5 — FAST FUNDING ! *2026-08-22, version 2026.12.0* Get the money u need quick and easy to receive ! ### 5/5 — Great app *2026-08-22, version 2026.12.0* This could be very very useful and helpful . And the games are actually pretty fun if I can find the time. Worth it ### 5/5 — Great service *2026-08-21, version 2026.12.0* Is a great service many options for advance as well as you know options for learning about finance so I do appreciate the service ### 5/5 — Klover *2026-08-21, version 2026.12.0* Klover is King of financial help apps. They make it easy for you to borrow your own money ahead of time . With time & trusted pay backs your ability to borrow more is easy . Helping you pull through some of those tough times when money is tight . Im so thankful at how fast their app receives payment and the turnaround to borrow again is super fast , faster than all other apps making covering your expenses very convenient & a life saver . Thank you Klover your the absolute best service out there! ### 5/5 — Change account *2026-08-21, version 2026.12.0* Poder usar otros tipos de juegos que sean compatibles con su app ### 5/5 — Big help *2026-08-21, version 2026.12.0* Helped me when things came out of bank that were not supposed to ### 5/5 — Love The High Limits To Borrow *2026-08-21, version 2026.12.0* I love having access to higher limits greater than $500. I also like the idea that once it’s paid I can borrow again instantly! ### 5/5 — Great Klover *2026-08-20, version 2026.12.0* Authentic company that everyone must rely on --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*