# Klutch Card — The Customizable Credit Card > Customizable smart credit card app for financial control and security. (iPhone/iPad app by Klutch Technologies Inc..) - Source: https://appshunter.io/ios/app/klutch-card/id1563986090 (this page in markdown: same URL + `.md`) - Developer: [Klutch Technologies Inc.](https://appshunter.io/developer/1563986092) - Category: Finance - Price: Free - Rating: 5.00/5 from 1 App Store ratings · 21 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 47 MB - Languages: English - Released: 2021-07-07 - Data updated: 2026-07-28 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/klutch-card/id1563986090/reviews.md ## What is Klutch Card? Klutch is the first smart credit card that puts information, control and customization in your hands. Use the Klutch App to automate your finances and life, save and spend smarter. Install the features you like to make Klutch work for you. New features are added every month. TRACK & CONTROL YOUR FINANCES - Create monthly budgets - Quickly analyze spending based on your custom categories - Track your balance and limits at a glance - Manage and cancel unwanted subscriptions PROTECT YOURSELF WITH UNLIMITED CARDS - Create cards for categories and merchants - Shield your true financial information with single-use cards to protect you from card theft and fraud - Easily lock, unlock and close Klutch cards with one click - Pay with enhanced security and privacy anywhere (in person and online) CUSTOMIZE YOUR EXPERIENCE - Automatically update your Google Sheets with our real time integration - Save time with customized rules using If/Then statements - Control how and when you pay off your balance - Set customized spending limits to prevent overcharging and hidden charges Klutch Credit Card - No Annual Fee - 1% Cash Back + up to 6% Cash Back on selected transactions* - Up to 24% APR - No foreign transaction fees - Flexible spending limit Klutch is a financial technology company. Banking services provided by Evolve Bank and Trust. 650+ credit score and other considerations required for credit approval. *Klutch runs limited-time promotions with additional cash back on eligible purchases made using your Klutch Card. Select offers will receive the standard 1% cash back automatically plus the bonus cash back on eligible purchases during the offer period. Please see individual offers for specific terms. ## Key features - Automate finances and life - Create monthly budgets - Analyze spending by custom categories - Manage and cancel subscriptions - Create cards for categories/merchants - Single-use cards for fraud protection - Lock, unlock, and close cards - Real-time Google Sheets integration ## Recent user reviews (10 of 21) All indexed reviews: https://appshunter.io/ios/app/klutch-card/id1563986090/reviews.md ### 4/5 — Super good concept *2025-11-15* Amazing idea, takes an absolute eternity to transfer money to the cash card ### 1/5 — App is a ways off *2025-10-24* You need to work on the app guys. It gives white screen on first open every time. It also took over a week for funds to deposit from my bank. ### 1/5 — Do NOT waste your time and credit inquiries *2025-10-16* I was excited when I saw this but this whole business is scam... first I have 30K in amex 25K in capital one 18K in chase and this guys game me 2k limit I was like thats fine but after I approved and all this company have so awful way of doing business... Most of the thing they claim like VCC and all is not there well its there but nobody accepts their card so whats point of wasting credit for some trash stuffs ... other rhan that they have mini app which they charge fee to use and no where to be found how to cancle ... whats a scam company ### 1/5 — Not ready… feels years away and making some bad choices *2025-07-08* I was very excited because I thought there was/is lot of potential. In use it feels cobbled together at best. App experience is clumsy and lacking features; no context or instructions provided for the features that are here… for example a single use or single merchant card allows you to set a limit, but you have to choose how often that limit refreshes (daily, weekly, monthly, or yearly)… there is no option to not reset the limit… feels counter to the point of a single use card. You can’t add notes to a card to record how you used it, what you set it up for, etc. UI feels unpolished and far from complete. Probably worst of all, they insist there is only one payment option and it’s through a 3rd party payment system called Plaid that requires you log into your bank account(s) via Plaid. Plaid is forced to disclose that they will have access to your balances for your accounts within whichever banking institution you connect, your contact info, routing and account numbers, etc. Totally unacceptable… how is this true of a credit card that is supposed to be about privacy and security? I’m very disappointed and can’t recommend at all. ### 1/5 — Never received my refund *2025-04-21* The app was working great until I had an issue with a retailer. The retailer issued me a refund back to my active klutch card and they have given me confirmation transaction id numbers however Klutch support told me to wait and it’s been around a year of me still waiting ### 1/5 — App denied *2024-05-23* My Appication was denied due to a credit freeze by mistake I lifted it and I was told that they don’t have a option to reapply … bad company ### 1/5 — Declined payment *2024-05-15* I have submitted a payment and I see it was withdrawn from my checking account. But system shows payment declined. Not worth it, can ruin your credit! ### 5/5 — Finally a card with an API *2024-01-28* This card is really cool, they give you all your transaction data wherever you want and you can make whatever you want with it. ### 5/5 — Great card and the system of the future *2024-01-10* Love the flexibility of all of the mini apps. There so much you can do already and I’m excited for all the mini apps that are coming. ### 1/5 — No Support *2023-09-26* Been trying to contact support for weeks with no luck. Please avoid giving important information to this company. They cannot be trusted. **Developer response:** Hi, you can easily reach our support by emailing: support@klutchcard.com. ## Frequently asked questions about Klutch Card ### What are the key security features of Klutch Card? Klutch Card allows you to create virtual cards for specific merchants or categories, and offers single-use cards to protect your primary financial information from theft and fraud. You can also easily lock, unlock, or close any Klutch card with a single click. ### How does Klutch Card help with budgeting and spending? You can create custom monthly budgets and quickly analyze your spending based on your own defined categories. The app provides a clear overview of your balance and limits, helping you stay on track. ### Can I manage my subscriptions with Klutch Card? Yes, the app allows you to easily track and cancel unwanted subscriptions. This feature helps you avoid unnecessary charges and maintain better control over your recurring expenses. ### What are the cash back rewards for Klutch Card? Klutch Card offers 1% cash back on all transactions, with the potential to earn up to 6% cash back on selected transactions through limited-time promotions. Specific terms apply to bonus cash back offers. ### Is there an annual fee for the Klutch Card? No, the Klutch Card has no annual fee. This makes it a cost-effective option for managing your finances and earning rewards. ### What are the APR details for Klutch Card? The Annual Percentage Rate (APR) for the Klutch Card can be up to 24%. It's important to review the specific terms and conditions related to APR for your account. ### Does Klutch Card have foreign transaction fees? No, Klutch Card does not charge any foreign transaction fees. This is beneficial for users who travel or make purchases in different currencies. ### How often is Klutch Card updated? New features are added every month, indicating a frequent update schedule. The app was last updated on March 13, 2026, with version 2.8.8. ## Version history (last 5 releases) ### 2.8.11 — 2026-06-17 Added the ability to rate and review from the app. ### 2.8.8 — 2026-03-13 fixes deep linking bug ### 2.8.7 — 2026-02-28 bugfixes ### 2.8.6 — 2026-02-27 minor improvements and bugfixes ### 2.8.4 — 2025-11-12 bugfixes ## Apps similar to Klutch Card | App | Rating | Price | Category | | --- | --- | --- | --- | | [HexaCard](https://appshunter.io/ios/app/hexacard/id6473668247) | 4.1 (14) | Free | Finance | | [Edens360](https://appshunter.io/ios/app/edens360/id1609707431) | 1.0 (2) | Free | Finance | | [OmniMoney by Boost Mobile](https://appshunter.io/ios/app/omnimoney-by-boost-mobile/id1603488754) | 4.6 (41) | Free | Finance | | [Andi - from Fidelity Bank](https://appshunter.io/ios/app/andi-from-fidelity-bank/id6448390338) | 5.0 (2) | Free | Finance | | [Facile Bank](https://appshunter.io/ios/app/facile-bank/id1484100487) | 3.8 (5) | Free | Finance | | [GetAugie](https://appshunter.io/ios/app/getaugie/id1659621632) | 4.1 (9) | Free | Finance | ## Related topics [klutch card](https://appshunter.io/ios/topics/klutch-card) · [klutch](https://appshunter.io/ios/topics/klutch) · [farm equipment](https://appshunter.io/ios/topics/farm-equipment) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-28.*