# KlutterAI – Budget Tracker — Expense Tracker, Money Manager > AI-powered budgeting and expense tracking app for effortless financial management. (iPhone/iPad app by EpsilonX, LLC.) - Source: https://appshunter.io/ios/app/klutterai-budget-tracker/id6754978348 (this page in markdown: same URL + `.md`) - Developer: [EpsilonX, LLC](https://appshunter.io/developer/1891802028) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings · 5 written reviews indexed - Age rating: 17+ - Requires: iOS 15.1 · 111 MB - Languages: American English - Released: 2026-02-05 - Data updated: 2026-09-07 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/klutterai-budget-tracker/id6754978348/reviews.md ## What is KlutterAI? Take control of your money with AI-powered budgeting and expense tracking. KlutterAI helps you understand where your money goes, manage budgets effortlessly, and build better financial habits — without spreadsheets or complicated tools. Designed for clarity and speed, KlutterAI keeps your finances organized while automatically capturing expenses and giving you clear insights into your spending. AI POWERED BUDGETING • Automatically analyze spending patterns • Smart budgeting suggestions • Personalized financial insights • Adaptive budgets based on real spending EXPENSE TRACKING • Log expenses quickly with amount, category, and date • Automatic categorization of transactions • Real-time spending insights • Split one transaction into multiple categories • Keep all expenses organized in a clean timeline AI RECEIPT & DOCUMENT SCANNING • Scan receipts and invoices with AI • Extract merchant, amount, and category automatically • No manual entry required • Capture expenses from physical documents instantly SMART AUTOMATION • Extract expenses from bank SMS automatically • Detect transactions from email receipts • Upload PDFs, images, or CSV files for AI analysis • Reduce manual expense entry completely FINANCIAL DASHBOARD • Clear overview of your finances • Monthly spending reports and trends • Visual breakdown of expenses by category • Track budget vs actual spending FULL CONTROL & CUSTOMIZATION • Create custom categories and tags • Edit, split, or reorganize transactions anytime • Manage budgets based on your lifestyle BUILT WITH PRIVACY IN MIND Your financial data stays secure. KlutterAI is designed with privacy in mind so you remain in control of what is connected and tracked. Looking for an alternative to Monarch Money, Copilot Finance, or Mint? KlutterAI gives you a smarter AI-powered way to manage money. Download KlutterAI today and start managing your money smarter. PRICING KlutterAI includes a lifetime free Basic plan so you can start tracking expenses and managing budgets at no cost. For advanced AI features and deeper automation, optional subscriptions are available. Plus Monthly: $9.99 per month Pro Plus Monthly: $29.99 per month Payment will be charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. You can manage or cancel your subscription anytime in your App Store account settings. Privacy Policy: https://klutter.ai/privacy-policy Terms of Use: https://klutter.ai/terms-of-use ## Key features - AI-powered budgeting and spending analysis - Automatic expense categorization - Receipt and document scanning with AI - Smart automation for bank SMS and email receipts - Financial dashboard with spending reports - Customizable categories and budgets ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Plus Monthly | $9.99 | per month | | Pro Plus Monthly | $29.99 | per month | ## Recent user reviews (5 of 5) All indexed reviews: https://appshunter.io/ios/app/klutterai-budget-tracker/id6754978348/reviews.md ### 5/5 — Game changer for budgeting! *2026-07-18* What really sets this app apart for me is the automated SMS capture method. Instead of having to open the app and manually log every single purchase, it automatically pulls and processes the transaction alerts directly from my messages. Combined with the AI receipt scanning, it completely eliminates manual data entry. It’s the first budgeting app that doesn't feel like a chore to maintain! ### 5/5 — Goodbye, manual spreadsheets! *2026-03-10* I’ve always struggled to keep up with expense tracking because I hate typing in every single coffee or bill. Klutter’s AI scanning is a total game-changer. I just upload the receipt and it handles the rest. The Gmail integration is also surprisingly smooth; it caught three recurring subscriptions I had totally forgotten about. It’s the first finance app that actually saves me time instead of adding a new chore to my list. ### 5/5 — Smart and helpful budgeting app *2026-03-09* After trying copilot.money for couple of years I finally switched to this app. Really loved therr SMS capturing feature and location based expense analysis. ### 5/5 — Best Expense Tracker app ever used *2026-02-26* I’ve been using this app for a while now and can say that this is the best finance tracker app out there. I’m using it for creating budgets, setting up financial goals and for extracting the invoices. This app gives gmail connect and extract the invoices directly from gmail which automates the entire flow very handy. Also, it has some very cool analytics widgets and search which i like the most. ### 5/5 — Finally, a Finance App That Thinks for You *2026-02-26* I’ve tried a few expense trackers, but KlutterAI genuinely feels different. Instead of manually logging everything, it actually automates the process!! From SMS alerts to screenshots and receipts. The AI-based categorisation is surprisingly accurate, and the predictive overspending alerts have already helped me stay within budget. What I love most is how clean and smooth the app feels. The dark theme and smart insights make it feel modern and intelligent. Highly recommend if you want something smarter than a basic expense management tool. ## Frequently asked questions about KlutterAI ### What is KlutterAI? KlutterAI is an AI-powered budgeting and expense tracking application designed to help users understand their spending, manage budgets, and build better financial habits without the need for spreadsheets. ### Does KlutterAI offer a free version? Yes, KlutterAI includes a lifetime free Basic plan that allows users to start tracking expenses and managing budgets at no cost. Optional subscriptions are available for advanced AI features and deeper automation. ### What are the subscription options for KlutterAI? KlutterAI offers optional subscriptions including 'Plus Monthly' for $9.99 per month and 'Pro Plus Monthly' for $29.99 per month. Both plans include a 7-day free trial. ### How does KlutterAI handle security and privacy? KlutterAI is built with privacy in mind, ensuring your financial data stays secure and you remain in control of what is connected and tracked. Specific details can be found in their Privacy Policy. ### What devices does KlutterAI support? KlutterAI is currently supported on iPhone and iPod devices, indicated by its compatibility with iOS. ### How often is KlutterAI updated? The latest version of KlutterAI is 1.3.8, and it was last updated on June 9, 2026. This suggests a relatively active development cycle. ### What is the age rating for KlutterAI? KlutterAI has an age rating of 17+, which is typical for finance applications that may handle sensitive financial information. ### Can I cancel my KlutterAI subscription? Yes, subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. You can manage or cancel your subscription anytime in your App Store account settings. ## Version history (last 5 releases) ### 1.4.1 — 2026-08-05 New Features First-Run Theme Choice - New users are now greeted with a **"Pick your vibe"** popup on the onboarding screen, letting them choose between **Dark** and **Pookie** right away — Pookie is pre-selected by default. Confirming applies the chosen theme immediately and swaps the app icon to match (native icon change on both iOS and Android). - The popup reappears every time an unverified user returns to onboarding (e.g. after closing the app mid-signup), mirroring how the intro slides themselves aren't marked "seen" until sign-in actually succeeds. - The app now defaults to **Pookie** out of the box (previously Dark) for any screen rendered before a preference is explicitly saved. App Preferences — Streamlined Theme Picker - The **App Theme** section in Profile → App Preferences now only offers **Dark** and **Pookie** as active choices. **Light** is shown with a "Coming Soon" badge (disabled, dimmed) and the old **Default** (match-device) option has been removed entirely. - New **Pookie** app icon option, with full native wiring — Xcode `ASSETCATALOG_COMPILER_ALTERNATE_APPICON_NAMES` build setting and the matching Android `activity-alias` — alongside the existing Light Matter / Aura / Stealth / Rainbow / Sigma icons. Pookie Theme — Full App Coverage This release completes the Pookie theme rollout started in v1.3.7, extending the soft pink/rose palette to every remaining corner of the app that was still rendering in hardcoded dark-purple. Highlights: - **Transactions** — search screen (orbit/sparkle graphic, filter icons, currency chip tooltip), filters & sorting modal (all left-nav and sort-option icons), selection-mode bottom sheet (Export/Delete, "Include attachments"), split-success screen, pending-transaction / split-detail view, source-selection modal, stat cards (Total Transactions / Auto Tagged). - **Budget** — Setup/Modify Budget screen (month picker, budget-amount ruler, spending-limit/rollover/recurring cards), Setup Budget categories screen (empty state, "Divide into categories" icon), "How Budget Status Works" info popup, and the equivalent screens inside the **LetUs** first-budget onboarding flow. - **Analytics** — Average Daily Spent card (bar chart, tooltip), Expense Levels empty state, Category Breakdown empty state, the AI-generated Forecast card (now using a dedicated `ForecastV2` background asset in Pookie mode). - **Profile & Support** — FAQ screen, Contact Us / Report an Issue, subscription badge and "Member since" pill, Premium feature lock overlay (used across every premium-gated surface in the app). - **AI Assistant** — the transaction "AI Analysis" chat modal now fully re-themes: bubbles, suggestion chips, thinking-dots animation, and the composer. - **Home & Navigation** — App Preferences theme-card layout (teddy icon now centers correctly and aligns with the other theme cards), category cards, quick-action carousel. Dozens of shared SVG icons that were previously baked with a fixed purple gradient now ship with a matching `_pookie` variant (calendar, filter/sort icons, lock badge, gems, sparkles, and more), selected automatically based on the active theme. - Bug Fixes - **Category cards not looking "highlighted" in Pookie mode** — a hardcoded dark overlay tint on the category color glow (tuned for the dark theme) was muddying every category's color into gray on Pookie's light background. The overlay is now skipped in Pookie mode so category colors render vividly again. - **Continue button showing a stray black border** in Pookie mode on the Budget screens. - **Invisible / low-contrast text** in several spots where a light-mode-appropriate token (`mutedText`, `cardBorder`, etc.) hadn't been wired up yet — Month picker pill, "Selected Source" modal, currency picker rows, and others. ### 1.4.0 — 2026-07-26 We're continuing to make Klutter faster, smarter, and more reliable. What's New Improved SMS transaction capture with significantly better reliability and duplicate detection. More secure authentication to better protect your account during background automation and app sessions. Smarter transaction processing that prevents duplicate imports and reduces unnecessary notifications. Faster auto-categorized reviews with smoother loading for large transaction histories. Fixed issues that could occasionally cause login or subscription screens to hang. Improved stability and performance across the app. Thanks for using Klutter! Keep the feedback coming we're building it with you. ### 1.3.9 — 2026-07-15 ### New Features #### Income & Expense Differentiation - Categories and subcategories now carry a **type** (income/expense), set via a compact toggle in Add Category / Add Subcategory. - **Category Detail screen** shows Income/Expense tabs, with a combined total when a category holds both types. - **Analytics — Spending Overview** now splits income vs. expense trends. - **Bulk selection** labels and totals adapt to what's selected (Expense/Income/Transaction). - Category/Subcategory pickers filter by type client-side — no extra network call when switching tabs. #### AI Assistant - Deleting a conversation now requires confirmation. - Message actions simplified to **Copy** and **Regenerate** (Share/Save removed). - Chat stream auto-recovers from an expired access token instead of failing the message. - Markdown rendering now supports headers, numbered lists, and LaTeX-style math, shown as plain readable text. #### Tag / Subcategory Detail Screen - Added an **Edit** action (alongside Export/Delete) when opened from the Categories tab. #### Search → Ask AI - Semantic Search replaced with an **"Ask AI"** banner that opens the AI Assistant chat directly. #### Offline-Safe Shortcut Automation - "Save Transaction" Shortcuts/Siri calls made with no internet are now queued and persisted to disk, auto-retrying on reconnect, app resume, or next launch (with capped retries so a stuck item can't grow forever). - New **KlutterAI Dev** Xcode scheme, plus a headless `SaveTransactionIntent` path for background SMS capture. --- ### Bug Fixes - **Modify Transaction — notes not saving** — adding notes to a transaction that previously had none was silently dropped from the update request; the change-detection check no longer requires existing notes to be present. - **Modify Transaction — Transaction ID not saving (review/pending flow)** — edits were compared against and submitted under the wrong field, so they never persisted; now uses the same field the value is read from. - **Analytics line chart not fully refreshing** — after new data arrived, only the data-point dots redrew, leaving the old line/area in place. The chart now remounts cleanly whenever the underlying values change. --- ### 1.3.8 — 2026-06-09 New Features Subscription Screen — Login from Upgrade - Demo-mode users who tap **Continue / Upgrade** on the subscription screen are no longer silently blocked. A multi-step authentication sheet slides up, letting them sign in with **Email + OTP** or **Apple ID** without leaving the purchase flow. - After successful login the sheet checks the user's existing plan: - If a plan is already active → the app navigates to Home. - If no active plan → the sheet dismisses and the purchase flow continues uninterrupted. - Apple Sign-In is available on iOS only; the option is hidden on Android. Budget / LetUs Onboarding — Allocation Validation - Tapping **Confirm** with no category amounts set now fires a toast *and* highlights every unset "Set amount" box with a red border and red inset glow, clearly pointing to which categories need values. The highlight clears automatically as soon as any amount is entered. --- Enhancements Quick Action Card — Full-Card Tap - The entire carousel card (image, button, and description) is now one tappable surface. Previously only the button triggered navigation. ### 1.3.7 — 2026-06-05 New Features - Category & subcategory creation from inside the expense picker (with return flow + premium gate) - "No results" empty state with Manage Categories CTA - Budget Category Screen redesign — empty state, picker modal, inline delete with confirmation - Same onboarding experience in LetUsBudget - Pookie theme (sakura pink) - Budget Status Info popup Enhancements - Validation border-highlights on all required fields (Expense, Category, Subcategory, Budget) - Category picker auto-refresh after create - Demo mode guards on subscriptions, budget, and plan selection - Home screen "Start adding expenses" tap target - Bottom tab & header theme-awareness for Pookie mode - Subcategory "Add New" chip color derived from category color Bug Fixes - Clarity SDK crash on launch (deferred import) - MonthlyBudget error state missing (useMemo dep array) - AddCategory refetch crash (uninitialized guard) - Premium popup not showing from category picker (lifted to parent) - LetUs category not refreshing after create Internal - Extracted BudgetCategoryList, EmptyCategoryState, CategoryPickerModal, BudgetStatusInfoPopup - useCategorySubmission onSuccess callback ## More apps by EpsilonX, LLC - [Beast: Gym Workout Tracker](https://appshunter.io/ios/app/beast-gym-workout-tracker/id6761855572) All apps by EpsilonX, LLC: https://appshunter.io/developer/1891802028 ## Related topics [zylo-control](https://appshunter.io/ios/topics/zylo-control) · [ai money manager](https://appshunter.io/ios/topics/ai-money-manager) · [smart karobar](https://appshunter.io/ios/topics/smart-karobar) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-07.*