# KMS Smart > AI-powered Indian welfare scheme discovery and income opportunity finder. (iPhone/iPad app by Manikanth Muthuvarapu.) - Source: https://appshunter.io/ios/app/kms-smart/id6760982133 (this page in markdown: same URL + `.md`) - Developer: [Manikanth Muthuvarapu](https://appshunter.io/developer/1886981931) - Category: Finance, Education - Price: Free with in-app purchases - Rating: 5.00/5 from 5 App Store ratings - Age rating: 4+ - Requires: iOS 15.1 · 30 MB - Languages: English - Released: 2026-04-14 - Data updated: 2026-07-24 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/kms-smart/id6760982133/reviews.md ## What is KMS Smart? DISCLAIMER: KnowMySchemes (KMS) is a private, independent platform. It is NOT an official government app and is NOT affiliated with, authorized by, or endorsed by any government entity or political party. DATA SOURCES: All scheme information is sourced from publicly available government portals, including but not limited to: MyScheme (myscheme.gov.in), India.gov.in, and various state-level department websites. Users should verify all details on official government websites before applying. KnowMySchemes — Welfare Intelligence for Citizens Discover welfare schemes personalized for YOU. KnowMySchemes uses advanced AI to help Indian citizens identify which welfare programs they may be eligible for based on their unique profile, occupation, and location. KMS SMART — AI IMPACT ANALYZER Use our AI-powered analyzer to understand potential benefits. Simply describe your profile in your own words — including occupation, location, and income — and get an instant report featuring: Potential eligibility for specific welfare schemes A personalized benefit score and estimated annual benefit amount Step-by-step guides on how to apply Income and earning opportunities relevant to your profile BROWSE 670+ SCHEMES Access a curated database of central and state welfare schemes across Agriculture, Education, Housing, Women Empowerment, Healthcare, and more. INCOME OPPORTUNITIES Proactively identify real earning opportunities based on your skills. Find export markets for farmers, skill programs for artisans, or business grants for entrepreneurs. LATEST POLICY UPDATES Stay informed with updates on welfare policy announcements and budget news relevant to your profile. LANGUAGE SUPPORT English Telugu Hindi kannada PRIVACY & SECURITY Secure OTP-based login 256-bit SSL encryption Fully compliant with the DPDP Act 2023. Your data is never sold. Website: www.knowmyschemes.com Support: support@knowmyschemes.com ## Key features - AI-powered scheme eligibility assessment - Personalized benefit score and estimates - Step-by-step application guides - Income and earning opportunity identification - Browse over 670 welfare schemes - Latest policy and budget updates - Multi-language support (English, Hindi, Telugu, Kannada) ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | KnowMySchemes Pro | $14.99 | one-time | ## Frequently asked questions about KMS Smart ### Is KMS Smart an official government app? No, KMS Smart is a private, independent platform and is not affiliated with, authorized by, or endorsed by any government entity. All scheme information is sourced from publicly available government portals. ### How does KMS Smart determine eligibility for schemes? KMS Smart uses advanced AI to analyze your profile, including occupation, location, and income, to identify potential eligibility for specific welfare schemes. You can describe your profile in your own words for an instant report. ### What kind of income opportunities does KMS Smart offer? KMS Smart helps you proactively identify real earning opportunities based on your skills. This includes finding export markets for farmers, skill programs for artisans, or business grants for entrepreneurs. ### What security measures does KMS Smart have in place? KMS Smart uses secure OTP-based login and 256-bit SSL encryption. It is fully compliant with the DPDP Act 2023, ensuring your data is never sold. ### What languages does KMS Smart support? KMS Smart supports English, Hindi, Telugu, and Kannada, making it accessible to a wider range of users across India. ### Does KMS Smart have ads? Yes, KMS Smart contains advertisements. As a free service, it relies on ads to support its operations. ### How often is KMS Smart updated? The app was last updated on May 13, 2026, with version 1.3.0. Users can expect regular updates to ensure access to the latest scheme information and policy changes. ### What is the rating of KMS Smart? KMS Smart has a perfect rating of 5.0 stars based on 5 ratings, indicating a high level of user satisfaction with its services. ## Version history (last 2 releases) ### 1.3.0 — 2026-05-13 We’ve opened the doors! You can now explore the power of KMS Smart without signing in first. Guest Mode Enabled: Browse all tabs—Schemes, Jobs, and News—freely. See what’s available before you commit. New Guided Home Page: We’ve added "Sneak Peeks" for every section. Understand exactly how our tools can help you right from the start. Smart Login: We won’t interrupt your flow. We only ask you to sign in when you’re ready to apply for a scheme or after you've spent some quality time exploring the data. Explore the app at your own pace. Your journey to success just got a lot smoother! ### 1.0 — 2026-04-15 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-24.*