# Know Your Runway — Expense tracker & bill planner > Financial forecasting app projecting cash flow and financial runway. (iPhone/iPad app by Kurt Schultz.) - Source: https://appshunter.io/ios/app/know-your-runway/id6791454881 (this page in markdown: same URL + `.md`) - Developer: [Kurt Schultz](https://appshunter.io/developer/6791454883) - Category: Finance, Productivity - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 17.0 · 11 MB - Languages: American English - Released: 2026-07-27 - Data updated: 2026-10-31 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/know-your-runway/id6791454881/reviews.md ## What is Know Your Runway? Know Your Runway helps you organise household money. Keep your figures together, then use Premium to see how decisions today could affect your future balance. START WITH YOUR OWN FIGURES Answer three short questions: your balance today, the income you receive after tax or no income, and your usual monthly spending. Add individual bills and more detail when you are ready. You can also explore fictional sample figures first. Creating an account does not start a trial. CHOOSE HOW MUCH DETAIL YOU SEE Everyday keeps the main tasks easy to find. Detailed adds more screens and planning controls. Both are included with every account. Switching keeps your figures and subscription. KEEP YOUR HOUSEHOLD MONEY TOGETHER Keep account balances, income and regular spending together. Import a CSV file downloaded from your bank and sort the transactions. Track a savings goal and record what you own and owe. Invite your partner to share the same household figures. Use the same account on iPhone and the web. PLAN AHEAD WITH PREMIUM Estimate your balance from one to forty years ahead. Try parental leave, fewer work days, time away from work, a large purchase or another change before deciding. Save, edit and compare What if plans. Change income, bills, single payments and loans in a plan. See the estimated balance for a date you choose and which months could leave you short. Adjust expected price rises, pay changes and savings returns. Compare what you spent with your budget and track more savings goals. Future balances are estimates based on the figures you enter and what you expect to change. They are not guarantees. MADE FOR YOUR IPHONE Choose light, dark or your device's appearance setting, with Vector, Ocean and Violet colours. You can protect access on this device with Face ID, Touch ID or your passcode. The home-screen widget shows selected household figures at a glance; future estimates require Premium. After your figures have loaded, you can view a dated saved summary without a connection. Changes and updates need a connection. Made in Perth, Western Australia. Choose your supported currency in the app. KYR uses information you enter or import. It does not connect to your bank, fetch transactions automatically or move money. It does not provide financial, tax or legal advice. PREMIUM SUBSCRIPTION Premium is optional, with monthly or annual subscriptions. Before you subscribe, the iPhone app shows the App Store price, how often you will be charged and any offer you qualify for. Subscriptions renew automatically unless cancelled. Starting account setup does not start a subscription or trial. Payment is charged to your Apple Account at confirmation of purchase, unless an eligible free trial applies. Your subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Your Apple Account is charged for renewal within 24 hours of that period ending. Manage or cancel your App Store subscription through your Apple Account. On iPhone, open Settings, tap your name, then Subscriptions. Terms of Use: https://knowyourrunway.app/terms Privacy Policy: https://knowyourrunway.app/privacy ## Key features - Cash-flow forecasting - Scenario planner - Spending analysis - Net-worth tracking - Household sharing - Home-screen widget - Face ID lock ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Premium Monthly | $5.99 | per month | | Premium Annual | $49.99 | per year | ## Is Know Your Runway safe? Not enough ratings yet to assess Know Your Runway. ## Is Know Your Runway legit? Know Your Runway has limited verification signals. The AppsHunter Legitimacy Score for Know Your Runway is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/know-your-runway/id6791454881/reviews.md ### 5/5 — Great app *2026-08-24* A really practical and easy to use budget app. I was worried about getting started with a budget, but this app took away the barriers. It created a budget based on my actual spending, which made the whole process much easier and less overwhelming. Now I can compare what I actually spend against my budget, make better choices and plan ahead. The scenario planner is a really useful feature too. It gave me much more clarity around some big financial decisions. I definitely recommend it. ### 5/5 — Great insights *2026-08-02* Perfect for managing my budget + forecasting different scenarios and their potential impact on my current and future finances. Highly recommended ## Frequently asked questions about Know Your Runway ### What is Know Your Runway? Know Your Runway is a finance app that projects your cash flow month by month to show your financial runway. It helps you plan for future income and expenses. ### Does Know Your Runway have ads? No, Know Your Runway does not contain advertisements. The app is free to use for basic tracking, with premium features available via subscription. ### What are the subscription costs for Know Your Runway? Know Your Runway offers a Premium Monthly subscription for $6.99 and a Premium Annual subscription for $59.99. Both plans include a one-month free trial. ### How do I cancel my Know Your Runway subscription? You can manage or cancel your subscription in your Apple Account settings after purchase. Ensure cancellation occurs at least 24 hours before the current period ends to avoid automatic renewal. ### What devices does Know Your Runway support? Know Your Runway is currently supported on iPhone. It also offers browser access for use on any computer. ### How often is Know Your Runway updated? The latest version of Know Your Runway is 1.1.2, last updated on August 16, 2026. Updates typically address features and reliability. ### Is Know Your Runway secure? Yes, Know Your Runway includes security features like Face ID lock and an app-switcher privacy cover to protect your financial data. ### What financial institutions does Know Your Runway support? The provided data does not specify which financial institutions Know Your Runway supports. Users can manually enter income, expenses, and balances. ## Version history (last 5 releases) ### 1.2.3 — 2026-10-18 A new floating menu uses Liquid Glass on iOS 26 and later, with clearer labels at larger text sizes. Navigation works more smoothly with search, editors and device locking. What if plans have improved income links, with clearer ways to review changes before applying them to your budget and undo them afterwards. ### 1.2.2 — 2026-10-12 New design with clearer Everyday and Detailed views and a matching home-screen widget. Easier ways to compare plans and future balances. Better navigation, large-text layouts and date fields. Expense rows use less space, with a visible menu and optional swipe shortcuts. Unsaved changes are better protected, and pages scroll more smoothly. ### 1.2.1 — 2026-10-08 Plan around when money actually moves. • Add optional paydays for monthly or fortnightly income, including month-end pay. • Forecasts take bill payment dates and the date of your logged balance into account. • Balance comparisons show the period being compared and explain when payment timing is estimated. • Home, Cash Flow and What if use the same timing rules for a more consistent outlook. ### 1.2.0 — 2026-10-05 KYR has a clearer way to plan your money, with Everyday and Detailed views. • Everyday brings Home, Money and What if together for day-to-day decisions. • Detailed keeps your budget, transactions, cash flow, scenarios, net worth and goals close at hand. • Explore sample finances before setting up your own numbers. • Account edits keep your drafts when saving fails, with clearer retry options. • Improved recovery after going offline, plus more reliable sign-in and password-reset links. • Updated iOS launch support, including a fix for opening KYR on iOS 27. ### 1.1.2 — 2026-08-16 Simple and Everything now explain themselves. Each screen introduces itself the first time you open it, and the choice between the two views comes with an explanation where you actually make it — not buried in settings. What-if answers are clearer too. When a decision opens a gap, you now see the month you're covered to and what the shortfall is, rather than a vague warning. Also: entering amounts is more forgiving, the Flight Deck waits for your data before telling you anything, and old or mistyped links land on a real page instead of quietly dumping you home. ## Apps similar to Know Your Runway | App | Rating | Price | Category | | --- | --- | --- | --- | | [simplsaver - budget better](https://appshunter.io/ios/app/simplsaver-budget-better/id6444831133) | 3.0 (2) | Free | Finance | | [Billiant: AI Bill Tracker](https://appshunter.io/ios/app/billiant-ai-bill-tracker/id1457021397) | 4.6 (365) | Free | Finance | | [BillOut - Bill Tracker](https://appshunter.io/ios/app/billout-bill-tracker/id1561575664) | 4.8 (299) | Free | Finance | | [Tax Calc Aussie](https://appshunter.io/ios/app/tax-calc-aussie/id914471581) | 4.3 (7) | Free | Finance | | [MyState Bank](https://appshunter.io/ios/app/mystate-bank/id6451414162) | 3.7 (3) | Free | Finance | | [Subscription Manager: Orbit](https://appshunter.io/ios/app/subscription-manager-orbit/id6692620188) | 4.7 (131) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-31.*