# KnowYourDrive — user reviews

> 103 indexed App Store user reviews of KnowYourDrive by American Family Insurance, rated 4.68/5 from 10,110 ratings.

- Source: https://appshunter.io/ios/app/knowyourdrive/id1235726818/reviews
- App overview in markdown: https://appshunter.io/ios/app/knowyourdrive/id1235726818.md
- Rating breakdown: 5★ 8,021 · 4★ 1,483 · 3★ 310 · 2★ 90 · 1★ 206

## What do users think of KnowYourDrive?

Overall sentiment: neutral

**Pros**

- 👍 Motivates safer driving habits
- 🚀 Helps improve driving skills
- 💰 Provides discount for good driving
- 🔍 Provides detailed driving insights

**Cons**

- 🐛 Inaccurate speed and braking detection
- 🔍 Fails to accurately identify driver vs. passenger
- 🔋 Drains phone battery
- 🤔 Inconsistent discount changes

**Commonly reported bugs**

- Misidentifies distracted driving when using navigation
- Fails to record complete trips
- Inconsistent performance across devices

**Most requested features**

- Option to mark passenger trips
- Ability to appeal inaccurate data
- Improved speed limit detection
- Better integration with navigation apps

## Newest reviews (14 of 103)

### 3/5 — Stops working for no reason!

*2025-03-10, version 2.7.5*

My app will just stop working then I’ll get an email that says welcome back or your being dis enrolled. Pretty crazy!

### 4/5 — Does not calculate phone correctly

*2024-09-23, version 2.7.5*

Have to quit using phone 5 minutes before and after or it records it as boing used

### 3/5 — Review

*2024-06-26, version 2.7.5*

I like this app but when I’m not driving it still goes against my driving and I have to remember to go in and correct it. If I forget it counts against my driving score and that’s a bummer.

### 3/5 — Review

*2024-06-25, version 2.7.5*

I’m at 15% discount and now projected to 10%. I’m not sure why. The app is okay. However, it seems I’m not connected at times even though my settings are correct. My driving looks good in the app.

### 3/5 — Speeding is not me

*2024-04-13, version 2.7.4*

Any time I’m near bridges the app lags or something and ends up flagging me for speeding.

### 3/5 — Useful, but not perfect

*2024-03-19*

I appreciate the ability to gain a discount based on driving and to see how you drive, including the counter on distraction-free driving to give incentive to not use your phone while driving. However, I’d say the app is not perfect.
Some issues I’ve noticed:
1. The Projected Policy Discount has never worked (at least for me). It has always said “Calculating…” and I’ve used this app for well over a year. This is the main issue that is consistent and a bit frustrating.
2. When recording drives, I notice that it shows that I have frequent hard breaking. Now, I know that there are times that hard breaking does occur, but the frequency of them seems too often to be considered true. As a result, the hard breaking category is a much lower score than others, affecting the overall discount.
3. I know it’s not necessarily the app’s fault, but a lot of the recorded trips are all pieces of whole trip or, it’s only recorded near the end of a trip, when I’ve already driven miles beforehand.
In short, the inaccuracy of the app makes it hard to gain any more than a 10% policy discount, which is a bit disappointing when you’re trying to be a mindful driver and save some money.

**Developer response:** We appreciate your feedback about Know Your Drive app. We'll be sure to share your experience with our team. If you wish to send over additional details to be shared, please email us at knowyourdrive@amfam.com. Thank you!

### 3/5 — No your drive

*2024-03-13, version 2.7.4*

It would be Nicer if everybody use it don’t seem to get the discount implied this app inspires me to not pick up my phone and stay in my lane so that I thank you

### 3/5 — Review

*2024-03-08, version 2.7.4*

Can’t tell who is really driving !

### 2/5 — Continuously unenrolls you if you don’t drive often

*2024-03-05, version 2.7.4*

I travel abroad frequently and work remote so I don’t drive much, this app unenrolls you if you don’t drive daily, and you have to constantly request to be reenrolled in order to get the savings. Kind of creepy that they always need to know where you are and why you aren’t driving. This needs to be fixed

### 2/5 — This App Is A Big Come-On…

*2024-02-14*

The app is very arbitrary- and frustrating! I actually tried to stop using it since it is so annoying and I am not really comfortable being tracked ALL the time, but I CONTINUALLY got messages informing me that they could no longer track my drives, etc. and to do this and do that to fix it, even though I deleted the app! I tried again because I decided I wanted the discount (AmFam ain’t cheap); almost immediately my discount went from 20% to 10%, no explanation. It has not been restored. Today I noticed that once again my distraction-free driving was dinged, with an explanation of phone use in the car. I NEVER use my phone in the car…EVER! I was up to 183 distraction-free trips when suddenly—bam! Many trips are not recorded, or I am marked as the passenger even though I was the driver, and vice versa.  What a scam—I don’t believe ANYBODY really gets a good discount for long, because the app is set up to make sure that never happens. It is simply an excuse to operate a tracking device and that makes me kind of nervous. It is a real pain. I’m thinking about canceling again.

**Developer response:** Hi there. It's required that you stay logged into the app and open it periodically for it to continue getting a reading on your driving for the discount. If you believe some of your information isn't properly populating into the Know Your Drive app, please email us at knowyourdrive@amfam.com and we can look into this for you. Thanks for reaching out!

### 2/5 — Very inaccurate

*2024-02-08, version 2.7.4*

I suspect that this app just randomly assigns distraction and hard braking determinations. It seems there is no relationship to those assignments and the actual driving.

### 1/5 — Hate this app.

*2024-01-28, version 2.7.2*

I absolutely hate this app. It keeps telling me that my phone is not communicating with Amfam. It tells me to erase and reload this app at least twice a year. I do not drive due to health reasons but do maintain my drivers license if nothing else for my ID and also veterans discounts at the stores. It does show me as driving and sometimes also my wife and me both driving at the same time on the same route in the same vehicle. She always complains about having to take my phone and enter me as the passenger.  My wife and I are considering dropping Amfam simply because of trying to maintain this app.

### 2/5 — Not great

*2024-01-25, version 2.7.2*

The app can’t tell when you are a passenger 50% of the time, so if you don’t check it basically every day to remove the trips that weren’t you behind the wheel, you get docked for other people’s bad driving. Not a great solution for tracking good/bad driving behaviors.

### 1/5 — Terrible (and a scam) App

*2024-01-20, version 2.7.2*

This stupid app continues to show that I was driving distracted while my phone is stowed. Whether the phone is in a bag, a pocket, it doesn’t matter. Then, after you get to where you are going, don’t touch your phone for at least 10 minutes, or the freaking app will also mark you as driving distracted. I don’t know what incompetent group of people set up the algorithms for this app, but obviously it’s a scam for AmFam to say you could get a 20% discount based on your driving using this app. Total garbage.

## Most critical reviews (10 lowest-rated)

### 1/5 — Always Driving but I’m not

*2024-12-28, version 2.7.5*

Always records me as the driver even when I’m not driving. No help from the online help in resolving the issue. Driving my prices higher when it shouldn’t be. Horrible app.

### 1/5 — Completely useless and inaccurate

*2024-07-11, version 2.7.5*

This app records phone use even if the phone screen is off. 

It records speeding if you are transitioning from say a 50mph zone to a 40 mph zone even if you are in the process of slowing down during that transition. It records hard braking even if you are not braking hard. 

This app is wildly inaccurate and will never get you to a worthwhile discount on your policy.

### 1/5 — Bad data collection…

*2024-03-28, version 2.7.4*

This app just logged my last three trips as distracted before I left my driveway.   I really don’t like an app that repeatedly says things about my driving that just are not true.

### 1/5 — Not an accurate app

*2024-03-16, version 2.7.4*

While flying in an aircraft my phone constantly said I was hard breaking. How can this correctly give or collect data if it can’t even detect when I’m not on the planet…….Even when I am driving my car it’s says I’m distracted when I’m just using maps to get to and from work… I don’t brake hard beyond always stay two car lengths away and I don’t want to replace brakes so I always take my time and drive under speed limit…..

### 1/5 — Can not use gps

*2024-03-08, version 2.7.4*

I drive a lot for my job and every time I use gps it counts against me. I’ve contacted support their answer is simply don’t use gps. 🤷🏻‍♀️ When i get to my destination it says I’m still driving. It is not fast enough for being an app. I’m always on the go I do not have time to wait until the app decides I’m not driving anymore 10 minutes after i get to my destination. Hopefully it saves someone money.

### 1/5 — Too intrusive and needs attention all the time

*2024-02-28, version 2.7.4*

Won’t work on older IPhones, too intrusive and requires too much maintenance.

If I’m a passenger and playing on my phone, I need to remember to open the app and remove the drive or it’ll ding my discount. I’d rather have a device that I can install in my car that talks only to my home WiFi. 

They say you can save up to 20%, with at least a 2% savings regardless of driving habits. But is that worth your privacy and sanity? Not for me.

### 1/5 — Frustrating

*2024-02-23, version 2.7.4*

These apps are never accurate about speed, braking, etc. Your discount is based on inaccurate data. Plus these companies make money selling the anonymized data they collect about drivers. It’s not worth the frustration.

### 1/5 — Ugh

*2024-02-13, version 2.7.4*

If you work where you are in a vehicle off road or in emergency situations it counts as a drive. Even on places there are no roads or as a passenger. Dream on if you think you will get 20% or better rebate even if all your driving is in the green.

### 1/5 — It’s basically a scam

*2024-02-12*

When signing up for AmFam I did so because the rates were lower than what I was paying from another company. The thing is when talking to an agent or rep I wasn’t told after a year regardless of what my driving showed in the “Know Your Drive” app my rates were going to go up and that I wasn’t going to continue receiving that discount rate from the app for having a god driving record. So I went from a 10% discount to a 5% discount now to a 2% discount and I’m now paying more with AmFam than I was with the company I left them for!!! I don’t feel the “KYD” app serves any purpose because there isn’t a benefit to having it. The app doesn’t keep accurate data anyway it would reset just because you wouldn’t have to touch it but they say you can go into the app and delete a drive but if you know you haven’t done anything why do I need to check the app after every drive. It got to more more frustrating to have the app than not!!!

**Developer response:** Hi there. While your Know Your Drive discount may fluctuate over time depending on driving behavior, but your insurance premium will not increase due to participating in the program. Discounts like this one can only help. Please connect with your agent to review your policy to ensure your discounts are current. Visit https://amfam.ly/3CT4lhC to find your agent’s information or call 1-800-MYAMFAM (692-6326).

### 1/5 — Installation of app.

*2024-02-12, version 2.7.4*

I have installed and I go to the app daily. The thing is I don’t drive somewhere daily. 
I am retired and stay home a lot. 
Why does it tell me every other day I haven’t installed this. 
Tempted to just pitch the app.  !!!!!!

Waste of my time

Cindy Johnson

## Most praised reviews (10 highest-rated)

### 5/5 — Keeps me on my toes

*2024-10-28, version 2.7.5*

I want to be a safe driver and Know your drive is a great reminder of my goals. 
Barbara McFarland

### 5/5 — Positive Feedback

*2024-09-12, version 2.7.5*

I really really like using the Know Your Drive App.

### 5/5 — Nice reminder to drive responsibly.

*2024-04-29, version 2.7.5*

Like it!

### 5/5 — Great Service!

*2024-04-03, version 2.7.4*

This service has not only brought my attention to some bad driving habits it has also saved me money!

### 5/5 — Don’t switch apps

*2024-03-24, version 2.7.4*

The new one is no good

### 5/5 — Chef Douglas

*2024-03-02, version 2.7.4*

I love the app but when I got the phone one the phone stand and using Google Maps it’s saying I’m on the phone

### 5/5 — Am Fam

*2024-01-15, version 2.7.2*

I cannot think of a better insurance company. They might be a little more expensive but they do cover losses

### 5/5 — Hello, and Greeting:

*2024-01-15, version 2.7.2*

Thank you for sharing this website, help me a lot and give us discount to my car insurance, Excellent!

R,
Mr. V. Libranda

### 5/5 — American family is the best from the rest.. 2024..What

*2023-12-30, version 2.6.0*

👍

### 5/5 — Better driver !

*2023-12-29, version 2.6.0*

I have become a better driver with the phone locked . 
I don t even think of picking it up!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
