# KOBA — Smart car insurance > Smart, usage-based car insurance for EVs and other vehicles. (iPhone/iPad app by Ride-Protect Pty Ltd.) - Source: https://appshunter.io/ios/app/koba/id1570212860 (this page in markdown: same URL + `.md`) - Developer: [Ride-Protect Pty Ltd](https://appshunter.io/developer/1819642209) - Category: Finance - Price: Free - Age rating: 4+ - Requires: iOS 13.4 · 13 MB - Languages: English - Released: 2021-11-10 - Data updated: 2026-06-01 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/koba/id1570212860/reviews.md ## What is KOBA? / How it works KOBA’s smart car insurance means your insurance is personalised according to how you use your car. Using smart tech, we sync to your car to create a connected experience. You get comprehensive car insurance, just...smarter. / When you join our EV comprehensive policy KOBA offers comprehensive insurance designed specifically for EVs, beginning with Tesla vehicles. KOBA uses Tesla vehicle data to offer connected insurance to you. Once you sign up, you'll need to log into your Tesla account to give vehicle data access to KOBA, automatically connecting our insurance to your car. / When you join our pay-per-KM comprehensive policy We’ll send you a KOBA Rider - a matchbox size module - that easily plugs into your car through the OBD (Onboard Diagnostics) port. This receives real-time driving and GPS data, communicating to your app to recognise when the vehicle is driving. The KOBA Rider securely measures your KM driven and powers our app in real-time. / When you join our Car sharing owner-use comprehensive policy KOBA offers car share owners pay-per-KM insurance when they’re using their car. Synced with Uber Carshare’s Instant Keys GPS device, our integrated tech automatically switches between KOBA and Uber Carshare to distinguish when your car is used for personal use, communicating to your app accordingly. You must be signed up to Uber Carshare's Instant Keys technology for this policy. / What do I get once I log in? Our smartphone app shows you your trips, costs and policy info; letting you: - Measure your km travelled and cost per trip - See your trips and billing history - Pay monthly, with automatic online payments - Access your policy information online - Notify us of a claim online - Review account information - Contact our Australia-based team To sign up, visit www.kobainsurance.com.au ## Key features - Personalized insurance based on driving habits - Comprehensive EV insurance (Tesla compatible) - Pay-per-kilometer insurance option - Car sharing owner insurance - Track kilometers and cost per trip - View trips and billing history - Online payments and policy access ## Recent user reviews (4 of 4) All indexed reviews: https://appshunter.io/ios/app/koba/id1570212860/reviews.md ### 1/5 — Can't log in *2022-10-01, version 1.2.1* Have downloaded, deleted and downloaded again numerous times and the cant get past the log in screen. Useless. ### 2/5 — Need to step up app game if you want to call yourself insuretech *2022-09-14, version 1.2.1* Apps not user friendly at all. Keeps logging out, many bugs, all to just provide some basic functionality—shouldn’t be that hard. ### 1/5 — Newcastle, NSW *2022-08-19, version 1.2* Reset password doesn’t work ### 2/5 — App continually logs you out *2022-07-22, version 1.2* Good app and good company but…lately the app has been logging me out of each section of the app. Having to repeatedly login to use the app is frustrating. ## Frequently asked questions about KOBA ### How does KOBA personalize car insurance? KOBA uses smart technology to sync with your car, collecting data on how you use it. This data helps create personalized insurance premiums tailored to your driving habits and vehicle usage. ### What types of vehicles does KOBA offer insurance for? KOBA offers comprehensive insurance specifically designed for EVs, starting with Tesla vehicles. They also provide options for traditional vehicles, including pay-per-kilometer and car-sharing policies. ### How is driving data collected for KOBA insurance? For EVs, KOBA connects to your Tesla account for vehicle data access. For other vehicles, a KOBA Rider module plugs into your car's OBD port to collect real-time driving and GPS data. ### Can I manage my policy and claims through the KOBA app? Yes, the KOBA smartphone app allows you to view your trips, costs, and policy information. You can also notify them of a claim online and access your billing history. ### Is KOBA insurance available in my country? Based on the provided information, KOBA's team is Australia-based, suggesting it primarily operates in Australia. It's recommended to visit their website for country-specific availability. ### Does KOBA have ads? No, the application does not contain advertisements. The provided data indicates that the app is ad-free. ### What are the pricing details for KOBA insurance? The KOBA app is free to download and use. The insurance policies themselves are priced based on your individual usage and driving data, with monthly payment options available. ### How often is the KOBA app updated? The latest version of the KOBA app is 2.0.1, which was last updated on March 28, 2024. This indicates a relatively frequent update schedule. ## Version history (last 5 releases) ### 2.0.1 — 2024-03-28 Improved UI updates ### 1.2.5 — 2023-08-02 Minor improvements ### 1.2.4 — 2023-01-27 Enhanced login feature ### 1.2.3 — 2022-11-09 Uber Carshare onboarding flow updates ### 1.2.2 — 2022-10-11 Fixed login "Lost connection" bug. ## Apps similar to KOBA | App | Rating | Price | Category | | --- | --- | --- | --- | | [Navexa Portfolio Tracker](https://appshunter.io/ios/app/navexa-portfolio-tracker/id1505172636) | — | Free | Finance | | [Intelligent Investor](https://appshunter.io/ios/app/intelligent-investor/id1552659829) | — | Free | Finance | | [NRMA Insurance](https://appshunter.io/ios/app/nrma-insurance/id667318376) | 3.8 (10) | Free | Finance | | [Up — Simplify Money](https://appshunter.io/ios/app/up-simplify-money/id1350717115) | 4.7 (179) | Free | Finance | | [Payoneer - Business Payments](https://appshunter.io/ios/app/payoneer-business-payments/id663338402) | 4.5 (5,149) | Free | Finance | | [Debit & Credit](https://appshunter.io/ios/app/debit-and-credit/id882637543) | 4.8 (197) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*