# Kobolytics — AI-Powered Personal finance > AI-powered personal finance app for Nigerian users to track spending and manage accounts. (iPhone/iPad app by CHIDERA VALENTINE ONAH.) - Source: https://appshunter.io/ios/app/kobolytics/id6757720703 (this page in markdown: same URL + `.md`) - Developer: [CHIDERA VALENTINE ONAH](https://appshunter.io/developer/1868452540) - Category: Finance, Business - Price: Free with in-app purchases - Rating: 5.00/5 from 2 App Store ratings - Age rating: 4+ - Requires: iOS 16.6 · 43 MB - Languages: English - Released: 2026-01-26 - Data updated: 2026-07-09 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/kobolytics/id6757720703/reviews.md ## What is Kobolytics? Kobolytics is a Nigerian personal finance app built for clarity and control. Link your bank accounts securely, see all transactions in one place, and understand your money with smart categories and reports. What you can do with Kobolytics Link multiple Nigerian bank accounts (read‑only) View a unified transaction timeline Auto‑categorize spending and correct categories Generate CSV/PDF reports for taxes or personal records Track balances, income, and spend at a glance Use the in‑app assistant for insights and help Privacy & Security Your bank credentials are never stored You can disconnect banks anytime Export or delete your data when you choose Kobolytics is designed to make your financial life simpler, clearer, and more secure. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kobolyticsapp.com/privacy ## Key features - Link Nigerian bank accounts - Unified transaction timeline - Auto-categorize spending - Generate CSV/PDF reports - Track balances, income, and spend - In-app AI assistant ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Kobolytics Annual - Premium | $19.99 | per year | | Kobolytics Premium Monthly | $1.99 | per month | ## Frequently asked questions about Kobolytics ### What is Kobolytics? Kobolytics is a personal finance app designed for Nigerian users. It helps you link your bank accounts, track spending, and gain insights into your financial habits through smart categorization and reports. ### Is Kobolytics secure? Yes, Kobolytics prioritizes security. Your bank credentials are never stored, and you can disconnect banks at any time. You also have control over exporting or deleting your data. ### What kind of reports can I generate with Kobolytics? You can generate CSV and PDF reports for your taxes or personal records. These reports provide a summary of your balances, income, and spending. ### Does Kobolytics have ads? No, Kobolytics does not contain advertisements. The app is designed to provide a clean and focused financial management experience without interruptions. ### What are the subscription options for Kobolytics? Kobolytics offers premium subscription plans. You can choose between a monthly plan for $1.99 or an annual plan for $19.99, unlocking additional features and benefits. ### What devices does Kobolytics support? Kobolytics is available on iPhone and iPad devices, offering a seamless experience across Apple's mobile ecosystem. ### How often is Kobolytics updated? The latest version of Kobolytics is 0.3.5, last updated on March 11, 2026. Updates typically focus on improving features, security, and user experience. ### What is the user sentiment for Kobolytics? Based on available data, Kobolytics has a high user sentiment, with a rating of 5.0 stars from 2 ratings, indicating a very positive reception from its early users. ## Version history (last 5 releases) ### 0.5.2 — 2026-07-09 Bug fixes and Improvements. ### 0.3.5 — 2026-03-11 Introducing Analytics: get a clearer view of your financial health with new insights and trend tracking. This update also improves bank account syncing reliability, strengthens account recovery and sign-in flows, and includes general performance improvements and bug fixes. ### 0.3.3 — 2026-02-21 - Improved sign-in/session state handling for a smoother login experience. - Improved bank account connection and sync reliability - General stability improvements and bug fixes. ### 0.3.2 — 2026-02-19 Implemented OIDC loading state and Improved error handling ### 0.3.1 — 2026-02-17 - Improved tax calculations with updated 2026+ policy support. - Added a tax review flow so users can classify ambiguous transactions. - Added digital asset tax treatment options in tax setup. - Upgraded report exports to include connected account context and saved tax snapshots. - Made reports easier to read with clearer labels and better currency formatting. ## Apps similar to Kobolytics | App | Rating | Price | Category | | --- | --- | --- | --- | | [PercentPay](https://appshunter.io/ios/app/percentpay/id6504793872) | — | Free | Finance | | [Importapay](https://appshunter.io/ios/app/importapay/id6752268757) | — | Free | Finance | | [Famly Coop](https://appshunter.io/ios/app/famly-coop/id6758213852) | — | Free | Finance | | [SlikPay Banking](https://appshunter.io/ios/app/slikpay-banking/id6745021699) | — | Free | Finance | | [TaxPaddy](https://appshunter.io/ios/app/taxpaddy/id6756550704) | — | Free | Finance | | [Fame Mfb](https://appshunter.io/ios/app/fame-mfb/id6766200026) | — | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-09.*