# KogoPAY > Mobile wallet for payments, transfers, currency exchange, and charitable giving. (iPhone/iPad app by Smile Money Limited.) - Source: https://appshunter.io/ios/app/kogopay/id1588093332 (this page in markdown: same URL + `.md`) - Developer: [Smile Money Limited](https://appshunter.io/developer/1565939019) - Category: Finance - Price: Free - Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 14.0 · 99 MB - Languages: American English - Released: 2021-11-24 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/kogopay/id1588093332/reviews.md ## What is KogoPAY? KogoPAY is a mobile wallet payment solution. We are a socially conscious fintech start up. Our aim is to create an ecosystem that helps build a fairer society. Download KogoPAY today, give back, and pay it forward. Our app is packed with features designed to make your life easier. Send and receive money from friends and family, pay bills, accept payments using QR codes and exchange currencies. Access your money easily on your phone, manage the way you send and spend at a glance. SEND AND RECEIVE MONEY With KogoPAY, it's so easy to send or receive money locally and internationally. The KogoPAY app keeps you up-to-date so that you know when the funds are received. EXCHANGE MONEY KogoPAY currency exchanges are quick and our commission charges are some of the most competitive in the market. REQUEST MONEY You can use the KogoPAY app to request money from other KogoPAY users. This makes the process of receiving money much quicker. QR CODE PAYMENTS We think about business, so KogoPAY makes it easy for people to pay you (your customers) by displaying QR codes at your fundraising event, festival, food market or your shop! TAILORED-MADE WALLET Your KogoPAY wallet can be tailored to your needs. Hold funds in multiple currencies and quickly transfer money between them. PAY IT FORWARD We also encourage our KogoPAY family members to give back to society via our 'Pay it Forward' initiative. This enables KogoPAY customers to pay for food or drinks for other people anywhere that they use our app. ## Key features - Send and receive money locally and internationally - Pay bills - Accept payments via QR codes - Exchange currencies with competitive commissions - Request money from other users - Multi-currency wallet - Pay it Forward charitable initiative ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/kogopay/id1588093332/reviews.md ### 5/5 — KogoPay *2022-12-19* Start Up company but Excellent Application comparing to other app, specially great customer service, good rate and fast transaction. ## Frequently asked questions about KogoPAY ### What is KogoPAY? KogoPAY is a mobile wallet payment solution designed to make sending and receiving money, paying bills, and exchanging currencies easier. It also includes a feature to 'Pay it Forward' for charitable contributions. ### Is KogoPAY free to use? Yes, KogoPAY is available for free. The app is listed as 'Free' and does not appear to have any upfront costs for users. ### What devices does KogoPAY support? KogoPAY is available on iOS devices, specifically iPhones, iPads, and iPods. ### How secure is KogoPAY? While specific security measures are not detailed, KogoPAY is a fintech startup focused on creating a secure payment ecosystem. Users can manage their funds and transactions directly on their phone. ### Can I exchange multiple currencies with KogoPAY? Yes, KogoPAY allows you to hold funds in multiple currencies within your tailored-made wallet. Currency exchanges are described as quick with competitive commission charges. ### How often is KogoPAY updated? The latest version of KogoPAY is 2.13.0, and it was last updated on June 12, 2024. This indicates regular updates to improve functionality and reliability. ### What is the 'Pay it Forward' feature in KogoPAY? The 'Pay it Forward' initiative encourages KogoPAY users to give back to society by allowing them to pay for food or drinks for others through the app. ### What is the user sentiment for KogoPAY? Based on the provided data, KogoPAY has a rating of 5.0 stars from 1 rating, suggesting a highly positive initial user experience. ## Version history (last 5 releases) ### 2.13.0 — 2024-06-12 Bugfixes and improvements ### 2.12.0 — 2024-03-28 - Bugfixes and improvements ### 2.11.0 — 2024-03-26 - Bugfixes and improvements ### 2.10.0 — 2023-11-16 NEW: Realtime Rates NEW: Instant payments to Thai Bank NEW: German language Bugfixes and improvements ### 2.9.1 — 2023-10-17 - Bug fixes and performance improvements. - Improved notifications. - Send money updates. ## Apps similar to KogoPAY | App | Rating | Price | Category | | --- | --- | --- | --- | | [Amaiz Mobile](https://appshunter.io/ios/app/amaiz-mobile/id1560376648) | — | Free | Finance | | [Buzzwallet](https://appshunter.io/ios/app/buzzwallet/id6451439557) | — | Free | Finance | | [Zwa - Cashless Giving](https://appshunter.io/ios/app/zwa-cashless-giving/id6449391523) | — | Free | Finance | | [TF Remittance](https://appshunter.io/ios/app/tf-remittance/id1539143007) | — | Free | Finance | | [Vultor Payments](https://appshunter.io/ios/app/vultor-payments/id1642735246) | 5.0 (1) | Free | Finance | | [Cowries Pay](https://appshunter.io/ios/app/cowries-pay/id1634137818) | — | Free | Finance | ## More apps by Smile Money Limited - [KogoPAY v3](https://appshunter.io/ios/app/kogopay-v3/id6511228229) All apps by Smile Money Limited: https://appshunter.io/developer/1565939019 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*