# Kollr — Will you make it to payday?

> Cash flow forecasting app for payday planning and bill tracking. (iPhone/iPad app by SAP & Associates LLC.)

- Source: https://appshunter.io/ios/app/kollr/id6760786588 (this page in markdown: same URL + `.md`)
- Developer: [SAP & Associates LLC](https://appshunter.io/developer/1886223754)
- Category: Finance, Productivity
- Price: Free with in-app purchases (on sale, was $2.99)
- Rating: 5.00/5 from 2 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 24 MB
- Languages: English
- Released: 2026-04-20
- Data updated: 2026-07-06
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/kollr/id6760786588/reviews.md

## What is Kollr?

Kollr is a cash flow forecasting app that answers one question: will you make it to payday?  Enter your bills, income, and recurring transactions. Kollr forecasts your bank balance forward — day by day — so you can make confident spending decisions before problems happen. Think of it as a bill tracker and paycheck planner rolled into one — without the bank login.

HOW IT WORKS
Set your current balance, add your scheduled bills and income, and Kollr does the rest. Your forecast updates instantly as you add or adjust transactions — giving you a clear picture from today through payday.

SAFE TO SPEND
See exactly how much you can spend right now without putting upcoming bills at risk. Kollr calculates your safe-to-spend amount based on everything coming up before your next paycheck.

VISUAL FORECAST
A color-coded sparkline and daily balance cards make tight days obvious at a glance. Healthy balances show in green; days that need attention shift toward yellow, orange, or red.

SMART ALERTS
Get notified before problems happen. Kollr warns you about low balance days, upcoming large bills, and danger dates — so you can act before overdrafts, not after.

REPORTS & INSIGHTS
Track recurring expense commitments, compare income vs. bills, find your days at risk, and identify your largest upcoming expenses.

YOUR DATA STAYS YOURS
Kollr never connects to your bank. No account numbers, no routing numbers, no financial credentials — ever. Your data is encrypted in transit and at rest. Full privacy policy at kollr.app/privacy.

FREE TO USE
Track up to 10 scheduled transactions, one bank account, a visual forecast, and predictive alerts — no trial, no credit card. Upgrade to Kollr Pro for unlimited transactions, multiple accounts, reports, and AI insights.

KEY FEATURES
- Paycheck-to-paycheck planner — see your full financial picture between pay periods
- Day-by-day cash flow forecast with color-coded severity
- Safe-to-spend calculation tied to your paycheck cycle
- Sparkline visualization of your projected cash flow
- Bill tracker with flexible recurrence options for income and expenses
- Low balance warnings, bill reminders, and danger date alerts
- Recurring expense audit and income vs. expenses reports
- Multiple account support (Pro)
- No bank connection required — fully manual, fully private

Privacy Policy: https://kollr.app/privacy
Terms of Use: https://kollr.app/privacy

## Key features

- Day-by-day cash flow forecast
- Safe-to-spend calculation
- Visual cash flow sparkline
- Bill and income tracker
- Low balance and danger date alerts
- No bank connection required

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Kollr Pro | $2.99 | per month |
| Kollr Pro | $29.99 | per year |


## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/kollr/id6760786588/reviews.md

### 5/5 — A Budget App That Doesn’t Feel Like Homework

*2026-05-16*

Adulting just got easier… well, at least the budgeting part did, thanks to Kollr. This easy-to-use app helps people who aren’t natural budgeters ease into managing their finances by adding a monthly income and other cash inflows, tracking cash outflows, and visually seeing monthly progress. I no longer feel the need to constantly check my bank account to track purchases elsewhere. The forecast and visual breakdowns make it really easy to understand where my money is going at a glance. 

This app feels made for people like me.

### 5/5 — Budgeting made simple!

*2026-05-14*

I’ve used other budgeting apps in the past, and none of them are quite as simple as this one. 

1) Add your paycheck. 
2) Deduct your bills.
3) What’s leftover is yours to spend.

This app allows me to see when my spending becomes too much, and it shows me exactly where I need to cut back to make it thru to the next paycheck without worrying about having no money for future payments. If I fall behind on logging my inflow/outflow (which is often), I can simply adjust the amount I have to work with to match what’s actually in my bank account TODAY. I’ve found this to be incredibly helpful while budgeting for a wedding with my fiancée, as well as planning for the much needed date night. This would’ve been a real help in college.

## Frequently asked questions about Kollr

### How does Kollr help me manage my money?

Kollr forecasts your bank balance day by day, showing you exactly how much you can spend safely before your next payday. It helps you visualize your cash flow and avoid potential overdrafts by tracking bills and income.

### Does Kollr connect to my bank account?

No, Kollr never connects to your bank. It operates entirely manually, requiring no account numbers, routing numbers, or financial credentials, ensuring your data remains private.

### What are the limitations of the free version of Kollr?

The free version of Kollr allows you to track up to 10 scheduled transactions and one bank account. You also get access to the visual forecast and predictive alerts.

### What features are included in Kollr Pro?

Kollr Pro offers unlimited transactions, support for multiple accounts, advanced reports, and AI insights. These features provide a more comprehensive view of your financial situation.

### How much does Kollr Pro cost?

Kollr Pro is available through a subscription model. You can choose between a monthly plan for $2.99 or an annual plan for $29.99.

### Does Kollr have ads?

Yes, Kollr contains advertisements. As a free app, it utilizes ads to support its development and maintenance.

### How often is Kollr updated?

Kollr was last updated on May 18, 2026, with version 1.07. This indicates a relatively active development cycle for the app.

### What devices is Kollr available on?

Kollr is currently supported on iPhone and iPod devices. It is designed for iOS users looking to manage their finances.

## Version history (last 3 releases)

### 1.07 — 2026-05-18

- Ongoing fixes and enhancements

### 1.05 — 2026-05-15

- Enhanced bill categories 
- Ongoing bug fixes and enhancements

### 1.0 — 2026-04-20

No release notes.

## More apps by SAP & Associates LLC

- [Overhead Flights](https://appshunter.io/ios/app/overhead-flights/id6770551301)

All apps by SAP & Associates LLC: https://appshunter.io/developer/1886223754

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-06.*