# KongaPay

> Nigeria's mobile wallet for payments, savings, business tools, and rewards. (iPhone/iPad app by Konga Online Shopping Limited.)

- Source: https://appshunter.io/ios/app/kongapay/id1105457515 (this page in markdown: same URL + `.md`)
- Developer: [Konga Online Shopping Limited](https://appshunter.io/developer/880918397)
- Category: Finance, Utilities
- Price: Free
- Rating: 4.40/5 from 151 App Store ratings · 25 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 107 MB
- Languages: American English
- Released: 2016-04-25
- Data updated: 2026-08-31
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/kongapay/id1105457515/reviews.md

## What is KongaPay?

KongaPay is Nigeria’s all-in-one mobile wallet designed to make payments simple, secure, and seamless from instant transfers to bill payments, savings, and business tools. KongaPay gives you total control of your money.


What You Can Do With KongaPay:
- Send & Receive Money Instantly: Transfer funds conveniently with high success rates and no failed transactions.
- Pay Bills, Subscriptions & More: Settle airtime, data, electricity, and cable bills all in one tap.
- Save with K-Save: Fix your income and grow your money effortlessly. Earning up to 24% per annum. 
- Loyalty Rewards: Earn 6% per annum on your wallet balance with no minimum balance.
- Shop & Pay on Konga.com with Discounts: Get frequent discounts when you pay with KongaPay on Konga.com. It's smart and secure shopping.
- Safe, Simple & Trusted: KongaPay is licensed by the Central Bank of Nigeria (CBN) and insured by 
- Go Pro Feature: Unlock tools made for small businesses, vendors, and freelancers: Request a POS terminal, create payment links to get paid via card, transfer, or USSD, track your inventory, and increase your daily transfer limits up to ₦25 million.


Why Users Love KongaPay:
. Fast and reliable transfers
. Secure POS access for businesses
. Easy-to-use interface for savings and spending
. 24/7 customer support
. Built for both personal and business needs


Download KongaPay today and take complete control of your personal and business finances in one app.

## Key features

- Instant money transfers
- Bill and subscription payments
- Savings with interest
- Loyalty rewards on balance
- Discounts on Konga.com
- Business tools for vendors

## Recent user reviews (10 of 25)

All indexed reviews: https://appshunter.io/ios/app/kongapay/id1105457515/reviews.md

### 5/5 — Amazing App

*2026-07-04, version 2.8.20*

I have really enjoyed my experience using Kongapay for transfers, savings and bill payments!

### 1/5 — App is trash

*2025-12-29*

This app is just a trash and an unsuccessful platform to join. No good customer relation with customer care. There background crew member and tech support are useless and trash not working on weekends. They don’t even have clues to solve issues. Please guys I warned you don’t download talkless of registration they will traumatize you break you and still leave you to suffer

### 1/5 — Transaction pin blocked

*2025-11-16*

I deposited my money inside your app but couldn’t withdraw it, anytime I tried withdrawing it keeps showing me that my transaction pin is incorrect which I know is correct, and you also told me to contact your support which I also did multiple times but they’re not even solving the problem. This app is a stressful honestly

### 1/5 — Unblock my account oo

*2025-10-04*

Y’all block my account with my money in it without any reason telling me inappropriate transactions Ontop my money I send receipts and everything y’all requested for yet didn’t unblock and inconvenient me while I got stranded with my urgent funds in the account

### 1/5 — Unable to login

*2025-07-19*

Why I'm unable to login and don't send default pin

### 1/5 — I can’t claim the pending transaction

*2025-07-12*

Please developers talk to your bank so I can be able to claim a transfer that is under my pending I need the funds for something important

### 5/5 — Quick transactions

*2025-06-19*

Got settled instantly .

### 1/5 — Still yet to receive my money

*2025-06-14*

It’s almost 24hours now and i have still yet to receive my money I really dissatisfied with ur customer support team 
I still haven’t received any message from them i need my funds ASAP so i can delete my account

### 4/5 — Too slow on receiving funds and send out

*2025-06-11*

I don’t know why they’re too slow about the transaction 
It’s not helpful you guys should be very fast while receive and sending out funds

### 5/5 — Great

*2024-11-05*

Fantabulous

## Frequently asked questions about KongaPay

### What is KongaPay?

KongaPay is Nigeria's all-in-one mobile wallet designed to make payments, transfers, and savings simple and secure. It offers features like instant money transfers, bill payments, and tools for businesses.

### What are the key features of KongaPay?

Key features include instant money transfers, the ability to pay bills and subscriptions, savings options with interest (K-Save and Loyalty Rewards), discounts on Konga.com, and advanced tools for small businesses like POS terminals and payment links.

### Is KongaPay free to use?

The app itself is free to download and use. While there are no upfront costs, some advanced business features or specific transactions might incur fees or be part of an in-app purchase model.

### Is KongaPay safe and licensed?

Yes, KongaPay is licensed by the Central Bank of Nigeria (CBN) and insured, ensuring a safe and trusted platform for managing your money.

### Who is KongaPay for?

KongaPay is built for both personal and business needs. It's ideal for individuals seeking a convenient way to manage their daily finances and for small businesses, vendors, and freelancers looking for tools to manage payments and inventory.

## Version history (last 5 releases)

### 2.8.24 — 2026-08-25

Improvements and Bug fixes

### 2.8.23 — 2026-08-06

Performance improvements to deliver a smoother and more reliable experience.

### 2.8.22 — 2026-07-30

Performance improvements and bug fixes.

### 2.8.21 — 2026-07-14

Performance improvements to deliver a smoother, more reliable experience.

### 2.8.20 — 2026-07-03

Bug fixes and performance improvements to deliver a smoother, more reliable experience.

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## More apps by Konga Online Shopping Limited

- [Konga](https://appshunter.io/ios/app/konga/id880918394)
- [Konga Super App](https://appshunter.io/ios/app/konga-super-app/id1605935644)

All apps by Konga Online Shopping Limited: https://appshunter.io/developer/880918397

## Related topics

[kongapay](https://appshunter.io/ios/topics/kongapay) · [konga](https://appshunter.io/ios/topics/konga) · [my baobab](https://appshunter.io/ios/topics/my-baobab)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*