# KOO钱包--美国纽交所上市公司旗下品牌 > Consumer finance platform for young adults offering loans and flexible repayment. (iPhone/iPad app by Fujian Zhiyun Financing Guarantee Co., Ltd..) - Source: https://appshunter.io/ios/app/koo/id1516780182 (this page in markdown: same URL + `.md`) - Developer: [Fujian Zhiyun Financing Guarantee Co., Ltd.](https://appshunter.io/developer/1721315407) - Category: Finance - Price: Free - Rating: 2.91/5 from 1,412 App Store ratings · 20 written reviews indexed - Age rating: 4+ - Requires: iOS 12.0 · 68 MB - Languages: English - Released: 2020-06-19 - Data updated: 2026-08-22 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/koo/id1516780182/reviews.md ## What is KOO钱包? 【我们是谁】 KOO钱包是美国纽交所上市公司旗下的金融服务平台，依托于集团科技赋能的大数据风控能力，致力为年轻人提供便捷、可信赖的消费金融服务。 【服务特色】 【最高20万】低费率、快速到账。 【持牌机构】合规放款、可靠安全。 【灵活便捷】分期灵活、还款便捷。 更多惊喜福利，就在KOO钱包，年轻就是要KOO！ 【联系我们】 官方网站：https://www.koofenqi.com/ 客服热线：400-015-1686 微信公众号：KOO钱包 ## Key features - Up to 200,000 credit limit - Low fees and fast disbursement - Licensed financial institution - Flexible installment plans - Convenient repayment options ## Recent user reviews (10 of 20) All indexed reviews: https://appshunter.io/ios/app/koo/id1516780182/reviews.md ### 5/5 — 用了几个月 *2025-03-19* 业务上门给我办理的，一开始玩也比较抵触，后面开得额度也挺惊喜，对比了一下网商的利息他们这个便宜很多 ### 5/5 — Koo钱包 *2024-12-08* 借款流程简单便捷，审核速度快，资金到账及时。客服也很专业，解答问题耐心细致。在我急需资金的时候帮了大忙，而且利率合理，还款方式灵活。强烈推荐给有资金需求的朋友们，值得信赖！ ### 5/5 — 有活动的时候利息很低 *2024-12-08* KOO钱包很好用，让我省掉很多麻烦，有时候还会送利息券很人性化，希望以后能给我提升额度，那样就更好了。 ### 5/5 — 真厉害 *2024-12-06* 放款快，时不时还给提升额度。是我们老百姓日常消费的好平台，控制花销的话是一个很方便的软件，利息良心 ### 5/5 — 借钱首选钱包 *2024-12-05* 虽然说一次最低五百起步但是如果你真正有困难的话或许…他真的能帮到你一把 记得还款各位 ### 5/5 — 正规挺好的 *2024-12-04* 在我最困难的时候银行不给我贷款，利息也高，我这个很方便啊，还循环使用，业务员讲的也很清楚 ### 5/5 — 还款计划挺清楚的，提醒也很及时 *2024-12-04* 借款之后会看到还款计划，很清楚，什么时候还钱还多少都很清楚。有一次忘记了还会有人提醒，很快就把钱还上了，很方便！ ### 1/5 — 太坑人 *2023-09-05* 业务员只往好的说，帮我注册的时候一顿乱点，注意事项根本不提，不知道别人的信息会不会泄漏，幸亏他叫我绑定银行卡，我不去按他的做，没有绑定，仔细了解这个软件，结果发现太多坑，天下果然没有白费的午餐，什么违约金的都搞出来，业务员只字未提，大家用钱的时候慎重 ### 1/5 — 骗子，借款还是要到知名度高的银行办理，千万不要相信这些坑批 *2023-04-09* 垃圾平台，千万不要在上面借款，业务员完全是靠坑蒙拐骗，私自给你办理借款，你的信息在支付宝里面她要的东西什么都有，她说给你看看有多少额度，实则已经在帮你办理借款了，事先什么都不说清楚，就给你办了，都不用你提供银行卡，身份证，支付宝里面就可以直接提出来，给你办理以后才跟你说提前还款有手续费，利息高得要命，所以大家千万不要理会他们，进门直接赶走 ### 5/5 — 还不错 *2022-10-10* 业务员上门推荐的，简单提交了一些资料就申请通过了，额度有十几万，从此缺钱不求人！ ## Frequently asked questions about KOO钱包 ### What is KOO钱包? KOO钱包 is a financial service platform backed by a US-listed company, offering consumer finance solutions. It aims to provide young adults with convenient and trustworthy services, leveraging big data risk control. ### What are the loan limits and fees for KOO钱包? KOO钱包 offers a credit limit of up to 200,000 with low fees. Specific fee structures are detailed within the app, and the platform emphasizes fast disbursement of funds. ### Is KOO钱包 a secure and licensed platform? Yes, KOO钱包 operates as a licensed institution, ensuring compliant lending practices and reliability. The platform highlights its backing by a publicly traded company and its advanced data risk control capabilities. ### How flexible are the repayment options with KOO钱包? KOO钱包 provides flexible installment plans and convenient repayment options. This allows users to manage their finances more easily according to their individual needs. ### What devices does KOO钱包 support? KOO钱包 is available on iPhone and iPod devices. It is designed to offer its financial services to users on these Apple platforms. ### How often is KOO钱包 updated? The latest version of KOO钱包 is 5.3.0, last updated on June 10, 2026. This indicates a recent update, suggesting ongoing development and maintenance. ### What is the user sentiment for KOO钱包? KOO钱包 has an average rating of 2.9 stars from 1,412 ratings. This suggests a mixed user reception, with some users expressing dissatisfaction. ### Does KOO钱包 have ads? Yes, KOO钱包 contains advertisements. As a free application, it utilizes ads to support its services. ## Version history (last 5 releases) ### 5.3.0 — 2026-06-10 【优化】借款流程优化，申请更安全 【修复】已知问题修复，体验更舒适 ### 5.2.0 — 2026-04-20 【优化】借款流程优化，申请更安全 【修复】已知问题修复，体验更舒适 ### 5.1.1 — 2025-10-22 【优化】借款流程优化，申请更安全 【修复】已知问题修复，体验更舒适 ### 5.1.0 — 2025-09-09 【优化】借款流程优化，申请更安全 【修复】已知问题修复，体验更舒适 ### 4.9.0 — 2025-03-04 【优化】借款流程优化，申请更安全 【修复】已知问题修复，体验更舒适 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-22.*