# Kopesha - Simamia Mikopo — Mikopo, wakopaji na ripoti > Mikopo, wakopaji na ripoti (iPhone/iPad app by Micky Ngailo.) - Source: https://appshunter.io/ios/app/kopesha-simamia-mikopo/id6797002048 (this page in markdown: same URL + `.md`) - Developer: [Micky Ngailo](https://appshunter.io/developer/1750066096) - Category: Business, Finance - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 15.1 · 52 MB - Languages: American English - Released: 2026-08-18 - Data updated: 2026-10-08 - User reviews in markdown: https://appshunter.io/ios/app/kopesha-simamia-mikopo/id6797002048/reviews.md ## What is Kopesha? Kopesha is loan management software for financial institutions in Tanzania. It is built for microfinance providers, SACCOS, VICOBA and similar lenders, so their records live in one place instead of paper ledgers and spreadsheets. BORROWER RECORDS Register a borrower once, then open their history any time — what they were lent, what they have paid, and what is left. Search by name or phone number in seconds. LOANS AND REPAYMENTS Write a loan with its repayment schedule. See active loans, loans close to their end date, and overdue ones. Take repayments and produce a receipt on the spot. REPORTS THAT FOOT See real profit for any period you choose — interest received, losses, capital lent out and capital returned. Every repayment is split between capital and interest in the loan's own ratio, so the figure you read is the real one, not an estimate. Export the underlying records to CSV for your books. SMS Send a borrower a payment reminder, an overdue notice or a receipt, straight from the app. STAFF AND PERMISSIONS Create accounts for your staff and choose exactly what each person may do: register borrowers, issue loans, take repayments, send SMS, read reports. Every action is recorded. PUBLIC PROFILE Publish your institution's profile so people looking for financial services can find you — name, location, phone number and the services you offer. A member of the public can ask you to call them, and the request arrives in the app. FOR THE PUBLIC Find registered financial institutions near you, see where their offices are, and ask them to call you. It is free, and the choice stays yours. SUBSCRIPTION — KOPESHA PRO Kopesha is free to download. Borrower records, loans, repayments, reports and SMS require a Kopesha Pro subscription, purchased inside the app. How to subscribe: open the menu, tap "Gharama na tozo" (Pricing), choose one of the three plans, then confirm the purchase with your Apple ID. Length and price of each plan, in Tanzania: - Kopesha Pro, 1 month — TSh 20,000 per month - Kopesha Pro, 6 months — TSh 99,000 per 6-month period - Kopesha Pro, 1 year — TSh 199,000 per year In every other country the price is shown inside the app, in your own App Store currency, before you confirm anything. Payment is charged to your Apple ID account when you confirm the purchase. The subscription renews automatically for another period of the same length, at the same price, unless auto-renew is turned off at least 24 hours before the end of the current period. Your account is charged for the renewal within 24 hours before the current period ends. You can manage the subscription and turn off auto-renew at any time in Settings on your device, under your name, then Subscriptions. If you cancel, you keep access until the period you have already paid for runs out. No free trial is offered. Privacy Policy: https://kopesha-app.159-195-137-83.sslip.io/faragha Terms of Use (EULA): https://kopesha-app.159-195-137-83.sslip.io/vigezo IMPORTANT Kopesha does not lend money, does not take loan applications and does not decide who receives credit. Kopesha is software that institutions use to manage their own lending, together with a public directory showing where those institutions are. The institutions themselves provide any credit, on their own terms, and are responsible for it. Available in Swahili and English. ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Kopesha Pro - Miezi 6 | $34.99 | per 6 months | | Kopesha Pro - Mwaka | $69.99 | per year | | Kopesha Pro - Mwezi | $6.99 | per month | ## Version history (last 5 releases) ### 1.3.1 — 2026-09-22 A small update. The optional short video a borrower can watch now switches adverts off for one hour. Installs that come from an advert are now counted correctly, which helps us reach more borrowers and lenders. Minor fixes. ### 1.3.0 — 2026-09-22 Loans now carry a repayment schedule: every installment, its date and what is left on it, on the loan page and in reminders. The loan form asks how many installments, how often and from when, and shows the schedule before you save. Attach photos and PDFs of collateral and agreements. A clearer start: choose whether you are looking for a loan or run a lending institution, and each door says which it is. Borrowers get a loan calculator, twelve guides as full pages, sharing, and an optional short video that switches adverts off for a day. ### 1.2.1 — 2026-09-20 Small maintenance update. The app now points at our own address, kopesha.tz, for support and information. No changes to how the app works. ### 1.2.0 — 2026-09-20 See every lender in full: what they lend for, how much, their terms and opening hours. Lenders nearest you now appear first. New borrower guides: what a loan really costs, how to choose a lender, and how loan frauds work. ### 1.0 — 2026-08-18 No release notes. ## More apps by Micky Ngailo - [Nikonekt - Fans & Influencers](https://appshunter.io/ios/app/nikonekt-fans-and-influencers/id6749335472) - [Nivishe - Ai Photo Editor](https://appshunter.io/ios/app/nivishe-ai-photo-editor/id6752540597) - [Ajira Tools](https://appshunter.io/ios/app/ajira-tools/id6758102180) - [Biashara Kiganjani](https://appshunter.io/ios/app/biashara-kiganjani/id6777196067) All apps by Micky Ngailo: https://appshunter.io/developer/1750066096 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-08.*