# Kopo Kopo — Simple tools for your business > Kenyan business finance app for payments, loans, and transaction management. (iPhone/iPad app by Kopo Kopo Inc.) - Source: https://appshunter.io/ios/app/kopo-kopo/id6740404030 (this page in markdown: same URL + `.md`) - Developer: [Kopo Kopo Inc](https://appshunter.io/developer/1789768482) - Category: Business, Finance - Price: Free - Rating: 4.88/5 from 8 App Store ratings - Age rating: 4+ - Requires: iOS 15.0 · 46 MB - Languages: English - Released: 2025-02-12 - Data updated: 2026-08-22 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/kopo-kopo/id6740404030/reviews.md ## What is Kopo Kopo? Kopo Kopo makes it easy for Kenyan businesses to receive customer payments, make outgoing payments and access fast loans. The Kopo Kopo app is perfect for managing your business on the go! You can: - Accept Lipa na M-PESA via Buy Goods Till Number(s) We can provide one or multiple M-PESA Till Numbers for your business. Your customers pay no charges when paying to Kopo Kopo Till Numbers and funds are instantly credited to your Kopo Kopo account. As the business, you pay 0.55% to accept a Lipa na M-PESA payment, capped at KSh 200. Payments below KSh 200 are FREE. Say goodbye to cash-in-transit and leakage by joining the digital revolution! - Send money to bank and M-PESA accounts Withdraw money to your own account(s) or make outgoing business payments to bank accounts, M-PESA phone numbers, Paybills and Till Numbers @ KSh 50 per transfer. Sending KSh 10,000? The fee is just KSh 50. Sending KSh 1,000,000? The fee is still KSh 50 - easy Sign in to our web app to make bulk payments to bank accounts and M-PESA phone numbers. Most payments to bank and M-PESA credit to the recipient in real-time. - Add money to your Kopo Kopo account via bank, M-PESA STK Push and Paybill Add money to your Kopo Kopo account to repay loans faster and/or make outgoing business payments like payroll, supplier payments and more. - Access fast loans to keep your business moving Utilise our Overdraft and Cash Advance services to get quick access to funds. Overdrafts are available to all Kopo Kopo users when making outgoing payments to bank accounts and M-PESA phone numbers. Cash Advances are available to Kopo Kopo users that have accepted Lipa na M-PESA payments for at least two (2) months, with limits up to KSh 10,000,000 based on payment volume. Overdrafts and Cash Advances are automatically repaid every time you receive a customer payment - you don't need to worry about installments. - See all your payments in one place We provide detailed information about every incoming and outgoing payment within the app. You can also request comprehensive statements for accounting and reconciliation purposes. Experience peace of mind in the palm of your hand Learn more at www.kopokopo.co.ke and get in touch for any questions or assistance. ## Key features - Accept Lipa na M-PESA payments - Send money to bank and M-PESA - Add money via M-PESA STK Push - Access business loans (Overdraft/Cash Advance) - View payment history and statements - Manage business on the go ## Frequently asked questions about Kopo Kopo ### How does Kopo Kopo handle Lipa na M-PESA payments? Kopo Kopo provides M-PESA Till Numbers for your business. Customers pay no charges, and funds are instantly credited. Businesses pay a 0.55% fee, capped at KSh 200, with payments below KSh 200 being free. ### What are the fees for sending money with Kopo Kopo? Sending money to bank and M-PESA accounts, Paybills, and Till Numbers costs KSh 50 per transfer, regardless of the amount sent. This applies to both individual and bulk payments made via the web app. ### How can I access loans through Kopo Kopo? Kopo Kopo offers Overdrafts for all users making outgoing payments and Cash Advances for users who have accepted Lipa na M-PESA payments for at least two months. Loan limits can go up to KSh 10,000,000 based on payment volume. ### How are Kopo Kopo loans repaid? Overdrafts and Cash Advances are automatically repaid every time you receive a customer payment. This integrated repayment system means you don't need to worry about manual installments. ### What devices does Kopo Kopo support? Kopo Kopo is available on iPhone, iPad, and iPod devices, indicated by its support for iOS platforms. ### How often is Kopo Kopo updated? The latest version of Kopo Kopo is 7.12.2, and it was last updated on April 26, 2026. This suggests a regular update schedule to maintain and improve the application. ### Is Kopo Kopo suitable for accounting and reconciliation? Yes, Kopo Kopo provides detailed information for every incoming and outgoing payment within the app. You can also request comprehensive statements for accounting and reconciliation purposes. ### What is the age rating for Kopo Kopo? Kopo Kopo has an age rating of 4+, making it suitable for a wide range of users, including younger individuals managing business-related tasks. ## Version history (last 5 releases) ### 7.14.0 — 2026-06-15 Use Payment Links to easily collect payments via a shareable link. Get up to KSh 15M in cash advances. Increased Overdraft limit, allowing you to access up to KSh 100,000. Introduced the Cashier User role that lets your staff request, claim, and track M-PESA payments. Send payments automatically on schedule using Recurring Payments. ### 7.12.2 — 2026-04-26 Use Payment Links to easily collect payments via a shareable link. Get up to KSh 15M in cash advances. Increased Overdraft limit, allowing you to access up to KSh 100,000. Introduced the Cashier User role that lets your staff request, claim, and track M-PESA payments. Send payments automatically on schedule using Recurring Payments. ### 7.10.1 — 2026-01-16 Use Payment Links to easily collect payments via a shareable link. Get up to KSh 15M in cash advances. Increased Overdraft limit, allowing you to access up to KSh 100,000. Introduced the Cashier User role that lets your staff request, claim, and track M-PESA payments. Send payments automatically on schedule using Recurring Payments. ### 7.10.0 — 2026-01-12 Use Payment Links to easily collect payments via a shareable link. Get up to KSh 15M in cash advances. Increased Overdraft limit, allowing you to access up to KSh 100,000. Introduced the Cashier User role that lets your staff request, claim, and track M-PESA payments. Send payments automatically on schedule using Recurring Payments. ### 7.9.0 — 2025-11-12 Use Payment Links to easily collect payments via a shareable link. Get up to KSh 15M in cash advances. Increased Overdraft limit, allowing you to access up to KSh 100,000. Introduced the Cashier User role that lets your staff request, claim, and track M-PESA payments. Send payments automatically on schedule using Recurring Payments. ## Related topics [kenya loan](https://appshunter.io/ios/topics/kenya-loan) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-22.*