# Kora: Expense & Budget Tracker — Money Manager & Spending Log

> Manual expense tracker for financial awareness and adaptive budgeting. (iPhone/iPad app by Vilma Valiente.)

- Source: https://appshunter.io/ios/app/kora-expense-and-budget-tracker/id6737889671 (this page in markdown: same URL + `.md`)
- Developer: [Vilma Valiente](https://appshunter.io/developer/1778421805)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 5.00/5 from 2 App Store ratings
- Age rating: 4+
- Requires: iOS 26.0 · 53 MB
- Languages: American English, Greek
- Released: 2025-02-16
- Data updated: 2026-10-28
- Monetization: freemium

## What is Kora?

"How much can I safely spend today?" Kora answers that every day, without linking your bank accounts. Log your spending by hand, watch your daily limit update, and stay in control with a budget that adapts to you.

SMART BUDGET: YOUR DAILY SPENDING LIMIT
Smart Budget works out how much you can spend today. It spreads your money across the days left in your cycle, after setting aside the bills, debt payments, and savings you've logged. It updates daily and adapts as you go: spend less today, get more tomorrow.
• See exactly how much you can safely spend today
• Credit card purchases count when you make them, not when the bill arrives
• Know at a glance if you're on track, near your limit, or overspent

NO BANK LINKING. YOUR DATA STAYS YOURS.
• No bank account connection required
• Your data is stored in your own iCloud, not on Kora's servers
• Never sold, shared, or used for ads

WHY MANUAL TRACKING WORKS
Kora is a manual expense tracker, and that's the point. Logging a transaction takes about 30 seconds, and in those seconds you:
• Know your true balance at any moment
• Feel the impact of each purchase
• Make conscious choices instead of autopilot ones
That's the awareness auto-sync apps can't give you.

BUDGETS THAT FIT YOUR LIFE
• Create multiple budgets for any date range, one-time (like a trip) or recurring
• Set limits for expense, savings, and debt categories and subcategories
• See what's left in each category, today and for the whole period

EXPENSE & INCOME TRACKING
• Track income, expenses, and transfers
• Set up recurring transactions for subscriptions and regular bills
• Save frequent transactions as favorites for faster logging
• Add a location to any transaction

ACCOUNTS & NET WORTH
• Mirror your real accounts without linking them: debit cards, credit cards, savings, debt, and lending
• See your net worth, total assets, and liabilities at a glance
• Link transactions to specific accounts
• Keep personal, work, and business finances separate with Spaces

INSIGHTS
• Spending breakdown by category
• Your top 10 expenses across all categories
• Income vs. expenses for the last 12 months
• Real-time balance breakdown: upcoming bills, expenses, and savings
• Savings tracker

ALSO
• 160+ currencies
• Available in English and Greek

WHO IS KORA FOR?
• Individuals managing their personal finances (Kora isn't designed for shared couple or family budgets)
• People who want to build money awareness by tracking actively
• Anyone who wants a realistic budget that fits their life
• Anyone who values privacy

ACTIVELY DEVELOPED
• Kora is actively maintained, with new features and improvements added regularly.
• Questions, bug reports, or ideas? Email me at support@korabudgeting.com. I read every message.

--------------------------

SUBSCRIPTION TERMS
Kora Budgeting offers auto-renewing monthly and yearly subscriptions, as well as a one-time lifetime purchase for unlimited Premium access.

Payment will be charged to your Apple ID account upon confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage your subscription and turn off auto-renewal by opening your device's Settings app, tapping your Apple ID name at the top, and selecting "Subscriptions". Any unused portion of a free trial, if offered, will be forfeited when you purchase a subscription.

Terms of Use: https://www.korabudgeting.com/terms-of-use
Privacy Policy: https://www.korabudgeting.com/privacy-policy
End User License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Manual transaction logging
- Adaptive daily budgets
- Income and expense tracking
- Account mirroring without linking
- Spending breakdown by category
- Voice input for logging
- Supports 160+ currencies

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Early Bird Premium - Monthly | $4.99 | per month |
| Early Bird Premium - Yearly | $9.99 | per year |
| Super Early Bird - Yearly | $9.99 | per year |
| Friend | $0.99 | per month |
| Supporter | $1.99 | per month |
| Sponsor | $2.99 | per month |
| Patron | $4.99 | per month |
| Premium - Monthly | $9.99 | per month |
| Premium - Yearly | $29.99 | per year |
| Super Early Bird - Monthly | $1.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Free Lifetime Access | Free | one-time |
| Generous Gift | $19.99 | one-time |
| Small Gift | $9.99 | one-time |
| Meal | $4.99 | one-time |
| Early Bird Premium Lifetime | $19.99 | one-time |
| Coffee | $1.99 | one-time |
| Valentines Special - Lifetime | $9.99 | one-time |
| Premium - Lifetime | $49.99 | one-time |
| Holiday Special - Lifetime | $9.99 | one-time |


## Is Kora safe?

Not enough ratings yet to assess Kora.

## Is Kora legit?

Kora: Expense & Budget Tracker appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Kora is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Frequently asked questions about Kora

### Does Kora have ads?

Kora is ad-free, allowing for an uninterrupted user experience focused on financial tracking and budgeting.

### What are the subscription options for Kora?

Kora offers monthly and yearly subscriptions, including 'Super Early Bird', 'Early Bird Premium', and 'Premium' tiers, with some plans providing a free trial period. A one-time lifetime purchase is also available for unlimited Premium access.

### How does Kora ensure user privacy?

Kora is designed with a privacy-first approach, requiring no bank account linking. Your financial data stays securely on your device.

### What is the update frequency for Kora?

Kora is actively maintained, with new features and improvements added over time. The latest version is 2.24.1, last updated on May 10, 2026.

### What devices does Kora support?

Kora is available on iPhone and iPad devices.

### How can I get support for Kora?

You can reach out to support@korabudgeting.com for help or inquiries. Bug reports and feedback are reviewed promptly, with responses typically within 3-5 business days.

### What is the age rating for Kora?

Kora has an age rating of 4+, making it suitable for a wide range of users.

### Can Kora track finances in different currencies?

Yes, Kora supports over 160 currencies worldwide, making it a versatile tool for international users.

## Version history (last 5 releases)

### 2.32.0 — 2026-10-27

• Fixed navigation blur for iOS 27.0+.
• Added Greek translation.
• Minor UI improvements.

### 2.31.0 — 2026-10-10

• Expanded Budgets beyond a single monthly plan. You can now create multiple one-time or recurring budgets with custom date ranges, assign transactions, and track spending, savings, and debt payments.
• Made Smart Budget independent from Budgets. It is now always available with or without an active budget.
• Improved Smart Budget accuracy at the end of each budget cycle and after an overspend, with clearer daily, weekly, and tomorrow budget estimates. And now reserves for upcoming credit card payments and debt repayments too.

### 2.30.0 — 2026-08-22

• Added Savings Insights, so you can see a breakdown of how much you're saving over time.
• Added a loading indicator while we detect your current location, so it's clear the app is working instead of looking stuck.
• You can now set a specific time for recurring transactions, not just the date.
• Fixed an issue where "Rate Kora" wouldn't take you to the App Store review page if you'd already left a rating.
• Fixed the Rollover card not updating after you change your base currency.

### 2.29.2 — 2026-08-10

• Predefined debit account now correctly shows amounts in your chosen base currency, not just USD.
• Other minor bug fixes.

### 2.29.1 — 2026-08-06

• Updated predefined categories and subcategories seed deduplication logic.
• Improved Smart Budget calculations and explanations to correctly account for rollovers and savings withdrawals.
• Fixed Start Week On not saving properly.
• Some minor UI improvements.

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| [Budget Tracker - iExpenses](https://appshunter.io/ios/app/budget-tracker-iexpenses/id6746374958) | — | Free | Finance |

## Related topics

[kora money](https://appshunter.io/ios/topics/kora-money)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-28.*