# Kora: Manual Expense Tracker — Budget smarter every day > Manual expense tracker for financial awareness and adaptive budgeting. (iPhone/iPad app by Vilma Valiente.) - Source: https://appshunter.io/ios/app/kora-manual-expense-tracker/id6737889671 (this page in markdown: same URL + `.md`) - Developer: [Vilma Valiente](https://appshunter.io/developer/1778421805) - Category: Finance, Utilities - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 26.0 · 53 MB - Languages: American English - Released: 2025-02-16 - Data updated: 2026-08-25 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/kora-manual-expense-tracker/id6737889671/reviews.md ## What is Kora? How much can I safely spend today? Kora helps you find out without linking your bank accounts. Track manually, build awareness, and take control with a budget that adapts daily. FINANCIAL AWARENESS THROUGH MANUAL TRACKING Kora requires manual tracking — and that's the point. When you log every transaction as it happens, you: + Know your true balance at any moment + Feel the impact of each purchase + Make conscious choices instead of autopilot decisions Manual tracking takes about30 seconds per transaction. But in those 30 seconds, you build the financial awareness that auto-sync apps can't provide. WHO IS KORA FOR? + Single users managing personal finances (not designed for couples/families) + People ready to build financial awareness through active engagement + Users who want a realistic budget that works with their life + Anyone who values privacy and data security [[[ KEY FEATURES ]]] SMART BUDGET + See exactly how much you can safely spend today + View tomorrow's budget preview based on today's spending + Track weekly spending to pace yourself throughout the month + Stay on track with realistic, adaptive budgets COMPREHENSIVE TRACKING + Log income, expenses, and transfers with ease + Track upcoming transactions (bills, savings, debt payments) + Set up recurring transactions for subscriptions and regular bills + Save frequently-used transactions as favorites for faster logging + Use voice input + AI to log transactions faster ACCOUNT MANAGEMENT + Mirror your real accounts without linking them: debit cards, credit cards, savings, debt, and lending + See your net worth calculated automatically + Track total assets and liabilities at a glance + Link transactions to specific accounts BUDGETING TOOLS + Set spending limits for categories and subcategories + See how much budget you have left for each category—today and this cycle + Spot overspending early with real-time tracking + Start your budget cycle on any day of the month + Supports 160+ currencies worldwide INSIGHTS & ANALYTICS + Expense breakdown by category + Top 10 expenses across all categories + Income vs. expenses for the last 12 months + Real-time balance breakdown (upcoming bills, total expenses, savings) PRIVACY-FIRST DESIGN + No bank account linking required + Your financial data stays on your device -------------------------- ACTIVE DEVELOPMENT + Kora Budgeting is actively maintained, with new features and improvements added over time. + Should you need any help or have some inquiries, feel free to reach out to me at support@korabudgeting.com. + Bug reports, inquiries, and feedback are reviewed promptly, with responses typically within 3-5 business days. -------------------------- SUBSCRIPTION TERMS Kora Budgeting offers an auto-renewing monthly and yearly subscription, as well as a one-time lifetime purchase for unlimited Premium access. Payment will be charged to your Apple ID account upon confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage your subscription and turn off auto-renewal by opening your device's Settings app, tapping your Apple ID name at the top, and selecting "Subscriptions". Any unused portion of a free trial, if offered, will be forfeited when you purchase a subscription. READ MORE ABOUT OUR TERMS & CONDITIONS HERE: Terms of Use: https://www.korabudgeting.com/terms-of-use Privacy policy: https://www.korabudgeting.com/privacy-policy End User License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - Manual transaction logging - Adaptive daily budgets - Income and expense tracking - Account mirroring without linking - Spending breakdown by category - Voice input for logging - Supports 160+ currencies ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Early Bird Premium - Monthly | $4.99 | per month | | Early Bird Premium - Yearly | $9.99 | per year | | Super Early Bird - Yearly | $9.99 | per year | | Friend | $0.99 | per month | | Supporter | $1.99 | per month | | Sponsor | $2.99 | per month | | Patron | $4.99 | per month | | Premium - Monthly | $9.99 | per month | | Premium - Yearly | $29.99 | per year | | Super Early Bird - Monthly | $1.99 | per month | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Early Bird Premium Lifetime | $19.99 | one-time | | Coffee | $1.99 | one-time | | Free Lifetime Premium | Free | one-time | | Valentines Special - Lifetime | $9.99 | one-time | | Premium - Lifetime | $49.99 | one-time | | Holiday Special - Lifetime | $9.99 | one-time | ## Frequently asked questions about Kora ### Does Kora have ads? Kora is ad-free, allowing for an uninterrupted user experience focused on financial tracking and budgeting. ### What are the subscription options for Kora? Kora offers monthly and yearly subscriptions, including 'Super Early Bird', 'Early Bird Premium', and 'Premium' tiers, with some plans providing a free trial period. A one-time lifetime purchase is also available for unlimited Premium access. ### How does Kora ensure user privacy? Kora is designed with a privacy-first approach, requiring no bank account linking. Your financial data stays securely on your device. ### What is the update frequency for Kora? Kora is actively maintained, with new features and improvements added over time. The latest version is 2.24.1, last updated on May 10, 2026. ### What devices does Kora support? Kora is available on iPhone and iPad devices. ### How can I get support for Kora? You can reach out to support@korabudgeting.com for help or inquiries. Bug reports and feedback are reviewed promptly, with responses typically within 3-5 business days. ### What is the age rating for Kora? Kora has an age rating of 4+, making it suitable for a wide range of users. ### Can Kora track finances in different currencies? Yes, Kora supports over 160 currencies worldwide, making it a versatile tool for international users. ## Version history (last 5 releases) ### 2.30.0 — 2026-08-22 • Added Savings Insights, so you can see a breakdown of how much you're saving over time. • Added a loading indicator while we detect your current location, so it's clear the app is working instead of looking stuck. • You can now set a specific time for recurring transactions, not just the date. • Fixed an issue where "Rate Kora" wouldn't take you to the App Store review page if you'd already left a rating. • Fixed the Rollover card not updating after you change your base currency. ### 2.29.2 — 2026-08-10 • Predefined debit account now correctly shows amounts in your chosen base currency, not just USD. • Other minor bug fixes. ### 2.29.1 — 2026-08-06 • Updated predefined categories and subcategories seed deduplication logic. • Improved Smart Budget calculations and explanations to correctly account for rollovers and savings withdrawals. • Fixed Start Week On not saving properly. • Some minor UI improvements. ### 2.29.0 — 2026-08-04 • Added a Free Lifetime Access gift as a guarantee that you can access the app for its lifetime. • Fixed some pesky bugs. ### 2.28.0 — 2026-08-01 • Added savings contribution plans for savings accounts. • Added suggested contribution amounts based on the goal amount, target date, and selected recurrence. • Updated savings previews to show whether the current contribution plan is on track or needs adjustment. • Added quick actions to set or adjust the contribution plan from the savings account preview. • Added a “Record contribution” action that opens a prefilled savings transfer. • Improved savings preview updates with smoother animations after contribution plan changes. • Added validation so incomplete contribution plans are not saved. • Some UI layout improvements. ## Apps similar to Kora | App | Rating | Price | Category | | --- | --- | --- | --- | | [PWI Swipe](https://appshunter.io/ios/app/pwi-swipe/id1295814371) | 4.0 (4) | Free | Finance | | [Smart Budget & Money Tracker](https://appshunter.io/ios/app/smart-budget-and-money-tracker/id6754591820) | — | $6.99 | Finance | | [PaM.NET Home Budget](https://appshunter.io/ios/app/pamnet-home-budget/id6741738740) | — | Free | Finance | | [Just Spending Tracker](https://appshunter.io/ios/app/just-spending-tracker/id6746749111) | — | Free | Finance | | [Sun4Life: Home & Money Tracker](https://appshunter.io/ios/app/sun4life-home-and-money-tracker/id6749660407) | 5.0 (1) | Free | Finance | | [SpendeePlus](https://appshunter.io/ios/app/spendeeplus/id6752611132) | — | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*