# Kozly AI: Finance & Budget — Budget, Invest & AI Assistant > All-in-one wealth tracker and portfolio manager for modern investors. (iPhone/iPad app by Burak KOZLUCA.) - Source: https://appshunter.io/ios/app/kozly-ai-finance-and-budget/id6761429311 (this page in markdown: same URL + `.md`) - Developer: [Burak KOZLUCA](https://appshunter.io/developer/1889570260) - Category: Finance, Lifestyle - Price: Free - Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 45 MB - Languages: American English - Released: 2026-04-12 - Data updated: 2026-07-27 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/kozly-ai-finance-and-budget/id6761429311/reviews.md ## What is Kozly AI? Kozly: Your Smartest Way to Master Wealth & Investments Take full control of your financial future with Kozly, the all-in-one wealth tracker and portfolio manager designed for modern investors. Whether you're tracking daily expenses or managing a complex investment portfolio, Kozly provides the clarity and tools you need to achieve financial freedom. Kozly isn’t just an expense tracker—it’s a powerful financial command center that brings your gold, crypto, stock, and cash assets together in one seamless, beautiful experience. KEY FEATURES SMART WEALTH TRACKING Get a 360-degree view of your net worth. Monitor your assets, liabilities, and overall wealth growth with easy-to-read charts and real-time updates. POWERFUL INVESTMENT PORTFOLIO Manage all your investments in one place. Stocks: Track your favorite stocks with real-time price updates. Crypto: Seamlessly monitor your digital assets across top cryptocurrencies. Gold & Precious Metals: Keep an eye on your physical wealth and local gold prices. INSIGHTFUL EXPENSE ANALYTICS Where does your money go? Kozly categorizes your spending automatically and provides deep insights through advanced analytics, helping you save more and spend smarter. ALL-IN-ONE WALLET MANAGEMENT Manage multiple bank accounts and cash wallets. Track every transaction with precision and stay on top of your upcoming payments and recurring expenses. PERSONALIZED EXPERIENCE Your finances, your rules. Customize your account settings, choose your preferred currency, and set up your profile to match your financial goals. WHY CHOOSE Kozly? Premium UI/UX: Experience a dark, sleek, and intuitive interface designed for a premium financial experience. AI-Powered Entry: Add transactions quickly with smart suggestions and category prediction. Privacy First: Your data is yours. We use state-of-the-art security to ensure your financial information stays private and secure. Multi-Platform Sync: Access your financial data whenever and wherever you need it. STAY ON TOP OF YOUR FINANCES TODAY Join thousands of users who are already mastering their money with Kozly. Whether you are a beginner looking to save or a pro managing a diverse portfolio, Kozly is the partner you’ve been looking for. Download Kozly now and start building your legacy! ## Key features - Smart wealth tracking - Investment portfolio management - Insightful expense analytics - All-in-one wallet management - AI-powered transaction entry - Multi-platform sync ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/kozly-ai-finance-and-budget/id6761429311/reviews.md ### 5/5 — Best *2026-05-25* Best finance app I've used The AI input alone is worth it — just type what you spent and it figures out the rest. Portfolio tracking for stocks, crypto and gold all in one place is a huge plus. Clean UI, works offline, and the bank sync via Plaid is seamless. Highly recommend ## Frequently asked questions about Kozly AI ### What is Kozly AI? Kozly AI is a finance and budget app designed to help users master their wealth and investments. It offers features for tracking assets, managing portfolios, and analyzing spending habits. ### Is Kozly AI free to use? Yes, Kozly AI is available for free. It is supported by its developer and does not require any payment to access its core features. ### What types of assets can I track with Kozly AI? Kozly AI allows you to track a wide range of assets including gold, crypto, stocks, and cash. It provides a consolidated view of your net worth across these different asset classes. ### How does Kozly AI help with budgeting? Kozly AI provides insightful expense analytics by automatically categorizing your spending. This helps you understand where your money goes, enabling you to save more and spend smarter. ### What devices does Kozly AI support? Kozly AI is available on iPhone and iPad devices. It also supports iPod touch, ensuring you can manage your finances across multiple Apple devices. ### How secure is my financial data with Kozly AI? Kozly AI prioritizes privacy and security, using state-of-the-art security measures to ensure your financial information remains private and secure. Your data is yours. ### How often is Kozly AI updated? Kozly AI was last updated on June 11, 2026, with version 1.2.6. This indicates a commitment to ongoing development and improvements for the app. ### What is the age rating for Kozly AI? Kozly AI has an age rating of 4+, making it suitable for a wide range of users. This suggests the content and features are appropriate for younger audiences as well. ## Version history (last 5 releases) ### 1.3.7 — 2026-07-20 AI financial analysis: get a one-tap summary of your month with insights and personalized saving suggestions Just ask in plain language — "where did my money go this month?" — and get a real answer New "Explain with AI" button on the Analytics tab, for the exact month you're viewing When adding investments with AI, you can now change the asset and its type before saving ### 1.3.0 — 2026-07-09 - Asset detail screen with quick buy/sell from holdings - Live market prices & stock symbol resolution in AI confirmations - Live transcription for voice input (no waveform) - Frequent actions cards from your transaction history - Asset sales tracked as income in main ledger - Voice transactions use correct time (not midnight) - Insufficient holdings alert prevents overselling ### 1.2.6 — 2026-06-11 Bug fixes and performance improvements ### 1.2.2 — 2026-06-10 Introduced Kozly AI — your personal finance assistant powered by AI Upgraded AI assistant interface for a cleaner, more intuitive experience Added premium subscription — unlock unlimited AI access and advanced features Improved investment screen with a redesigned price chart Refreshed manual data entry screens Smoother onboarding experience Full localization improvements across the app ### 1.1.0 — 2026-05-02 Performance improvements and UI enhancements for a smoother experience. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-27.*