# kPaisa: Investments & Loans — Power your paisa

> Power your paisa (iPhone/iPad app by Kleio Innovation Labs Private Limited.)

- Source: https://appshunter.io/ios/app/kpaisa/id6443607134 (this page in markdown: same URL + `.md`)
- Developer: [Kleio Innovation Labs Private Limited](https://appshunter.io/developer/1605927928)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 14.0 · 153 MB
- Languages: English
- Released: 2023-03-05
- Data updated: 2025-10-08
- User reviews in markdown: https://appshunter.io/ios/app/kpaisa/id6443607134/reviews.md

## What is kPaisa?

Discover kPaisa – Your Ultimate Finance Companion 

Experience the future of finance with kPaisa – the one-stop solution for all your financial needs. Diversify your investments with Digital Gold, Mutual Funds, FMPP, and Liquid Funds. Take control of your finances with flexible loans, effortless bill payments, and more.

Key Features:
Diversify Investments: Beat inflation with carefully curated investment products.
 Rewards: Get rewarded every time you invest with kPaisa.
 Bill Payments: Pay bills and recharge with exclusive rewards and offers.
 Air Travel: Explore with best discounts and cheap rates.
 Spend Analysis: Track your expenses and take charge of your money.
 kLearn – A gamified learning platform designed to boost your financial knowledge and help you make smarter money decisions. Earn rewards while you learn!
 Rewards System – Now, get even more exciting rewards every time you invest, pay bills, or engage with kPaisa.
 kCoin – Earn kCoins every time you invest, pay bills, or complete tasks in kPaisa. Redeem them for exclusive rewards and offers!

 Get Instant Personal Loans
● Loan amount starting from 5K to 5 lac
● Repay loan within 3 – 36 months
● Interest rate: Starting 2% per month
● Annual percentage rate (APR) (per annum monthly reducing): Ranges between 16.75% to maximum 74%
● Loan Processing fee:  Up to 3% of the loan amount
Note: Personal Loans are only available to Indian citizens within the territory of India

Lending partners (NBFC):
●BHANIX FINANCE AND INVESTMENT LIMITED (CASHe): https://www.cashe.co.in/our-partners/

Example:
• Loan amount: ₹ 50,000
• Processing fee (2% of loan amount * 18% GST) : ₹ 1,180
• Total Loan amount: ₹ 51,180
• Interest: 24% p.a. (on reducing principal balance interest calculation)
• Tenure: 12 months
• Your EMI: ₹ 4,840
• Total Amount to be paid: ₹ 4,840 x 12 = ₹ 58,075
• Total interest paid: ₹ 58,075 - ₹ 51,180 = ₹ 6,895
• Total cost of loan: ₹ 6,895 + ₹ 1,180 = ₹ 8,075
• APR (Annual Percentage Rate) : 28.58%


Coming Soon: More financial services. We value your feedback – tell us what you want.

Join thousands of satisfied users and download kPaisa now to experience seamless finance. Your financial freedom begins here.

We love u 3000!!
- Team kPaisa


## Version history (last 5 releases)

### 3.8.5 — 2025-08-05

Release Notes - Version 3.8.5

Gold Section Revamped – Smoother and simpler gold investment experience
Loan Section Revamped – Easier loan application and tracking
Mutual Fund Updated – Improved layout for better investing decisions
UI Enhancements – Cleaner, more intuitive interface
Bug Fixes – Minor improvements and stability fixes

### 3.7.1 — 2025-04-15

Release Notes - Version 3.7.1:
Minor Bug Fixes: Improved stability with minor bug fixes.
UI Enhancements: Experience a more intuitive interface with UI enhancements

### 3.7.0 — 2025-04-10

Release Notes - Version 3.7.0

Introducing kLearn: A brand-new learning experience to enhance your financial knowledge.
Reward Revamped: Enjoy an improved rewards system for a better experience.
Passbook Section Revamped: Track transactions more efficiently with enhanced features.
Autopay & Reminder Section Revamped: Smarter payment management with new features.
Minor Bug Fixes: Improved stability with minor bug fixes.
UI Enhancements: Experience a more intuitive interface with UI enhancements.

### 3.6.3 — 2025-02-14

Release Notes - Version 3.6.3:
Minor Bug Fixes: Improved stability with minor bug fixes.
UI Enhancements: Experience a more intuitive interface with UI enhancements.

### 3.6.2 — 2025-01-20

Release Notes - Version 3.6.2:
Minor Bug Fixes: Improved stability with minor bug fixes.
UI Enhancements: Experience a more intuitive interface with UI enhancements.

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## More apps by Kleio Innovation Labs Private Limited

- [Fitlog-Your Personal Coach](https://appshunter.io/ios/app/fitlog/id1606126965)

All apps by Kleio Innovation Labs Private Limited: https://appshunter.io/developer/1605927928

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2025-10-08.*