# Kredete Send Spend Save Credit — user reviews > 68 indexed App Store user reviews of Kredete Send Spend Save Credit by Kredete Inc, rated 4.10/5 from 95 ratings. - Source: https://appshunter.io/ios/app/kredete-send-spend-save-credit/id1660925127/reviews - App overview in markdown: https://appshunter.io/ios/app/kredete-send-spend-save-credit/id1660925127.md - Rating breakdown: 5★ 68 · 4★ 5 · 3★ 4 · 2★ 0 · 1★ 18 ## What do users think of Kredete Send Spend Save Credit? Overall sentiment: mixed **Pros** - 🚀 Fast transactions - 👍 Easy to use - 👍 Nice UX/UI - 🚀 Reliable - 👍 User-friendly interface - 💡 Innovative credit-building feature - 💡 Virtual card feature - 🚀 Fast platform with best rates - 👍 Smooth transactions - 🚀 Swift network - 👍 Seamless user interface - 💡 Game changer for immigrants - 👍 Easy to build credit **Cons** - 🐛 Funds locked - 🐛 App not working - 🐛 Cannot receive verification code - 🐛 Pending transactions for weeks - 🐛 Cannot use account for a month+ - 🐛 Unable to verify ID photos - 🐛 Not allowing login after update - 🐛 Cannot make transactions - 🐛 Money stocked on app - 🐛 Sign up issues (email/phone already in use) - ⚠️ Nigerian number required for non-Nigerians - ⚠️ Limited functionality for users outside Nigeria **Commonly reported bugs** - Funds locked for extended periods - App not working/uninstalling - Verification code not received - Transactions stuck in pending - Account inaccessible after update - ID verification failing - Unable to make transactions - Sign-up errors with existing email/phone number **Most requested features** - Allow users from other African countries to use the app - Improve verification process for non-Nigerian users ## Newest reviews (11 of 68) ### 3/5 — Card deposit *2026-07-13, version 4.2.7* Beautiful app by all standards…. a little work needed on card deposits. ### 5/5 — Godino *2025-04-12, version 3.1.0* The best cross boarder Fintech app so far. ### 5/5 — Good app *2025-04-10* Easy, reliable and fast…I highly recommend this app for safe transfers from wherever you are. I really enjoy the app, keep up the good work 👋 ### 5/5 — Kredete For life *2025-04-08* Kredete is doing an amazing job. Kredete makes transactions easier and faster. Kredete is faster, legitimate, legal, and reliable. I urge everyone to use Kredete and make Kredete there plug in any International and national transactions. Kredete all the ways… ### 5/5 — Fast and reliable *2025-04-07* This banking app is quick fast and reliable no issues and no complaints keep up the good work ### 5/5 — Rating *2025-04-06, version 3.1.0* Interesting App ### 5/5 — Ice *2025-04-05, version 3.1.0* I love this bank ### 5/5 — Very excellent project *2025-04-04* I’m really enjoying the app from the very first time i downloaded it ### 5/5 — Great *2025-04-04, version 3.1.0* Awesome app and easy to setup without any stress, I love Kredete ### 4/5 — USD *2025-04-04, version 3.1.0* Good us card payment ### 5/5 — Mr Emmanuel *2025-04-04, version 3.1.0* I love Kredete ## Most critical reviews (10 lowest-rated) ### 1/5 — Slow Operation *2026-07-28, version 4.2.7* Very Poor network and Poor Customer Care Services, slow in response, constant network issues. ### 1/5 — Scam *2026-07-05, version 4.2.7* Kredete has held my money, nearly 1k, for over a month with no resolution to return it to my account or send it to my fiancé. Error message after error message and extremely slow responses from their customer support. I would never recommend this app or banking to anyone. I have filed complaints with the financial agencies and banking institutions. ### 1/5 — Weekend Transactions *2026-05-09, version 4.1.1* Weekend Transactions are the worse. It takes days to go through which makes no sense ### 1/5 — Share your opinions *2026-03-08, version 4.0.11* I’m about to register the app and I don’t have any experience yet but hope to have good reviews ### 1/5 — Scam and Wack app hate their customer service *2025-06-10, version 3.1.6* Very bad app my funds has been locked there for a while I can’t use it now am installing the app it’s no longer working on my phone I advice not to use it ### 1/5 — USELESS *2025-06-04, version 3.1.5* Do not waste your time and energy with this app. ### 1/5 — Bad *2025-05-31, version 3.1.4* Can’t receive verification code for my number ### 1/5 — Pending transaction for weeks *2025-04-26, version 3.1.0* If I could give 0 stars I would have done it. This app is pure scam, they put your transaction on pending and never release it ### 1/5 — Pooor *2025-04-07, version 3.1.0* I haven’t been able to use my account for a month+ and each time you ask my to rate your application, I’m done rating and I’ll take it to Twitter to drag you ### 1/5 — They are scammers *2025-02-26* I add $400 to my wallet to transfer to my family for an emergency and it been over 2 months I can’t transfer the funds because they said their system is down till now my money has not been refunded ## Most praised reviews (10 highest-rated) ### 5/5 — Sharp but loosing trust *2026-06-07* They don’t delay payment but sometimes they do ### 5/5 — Great job on V4 *2025-12-21, version 4.0.1* Nice UX/UI ### 5/5 — Good app *2025-12-15, version 3.8.5* Fastest ### 5/5 — Great job on V4 *2025-11-30, version 3.8.4* Nice UX/UI ### 5/5 — Kredete Africa *2025-04-14, version 3.1.0* Fast and reliable ### 5/5 — Kredete *2025-04-14, version 3.1.0* Nice app ### 5/5 — It’s a nice app *2025-04-13, version 3.1.0* It’s easy to use ### 5/5 — Very Fast *2025-04-13* It’s the speed of the transaction for me and I so much love the interface. ### 5/5 — Solomon SEGUN *2025-04-12, version 3.1.0* Kredete is good to save money ### 5/5 — Nice App *2025-04-12, version 3.1.0* Easy to navigate. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*