# Kredo: Card Wallet PH — Credit Promos, Perks & Rewards

> Credit Promos, Perks & Rewards (iPhone/iPad app by Kredo Technologies OPC.)

- Source: https://appshunter.io/ios/app/kredo-card-wallet-ph/id6823618824 (this page in markdown: same URL + `.md`)
- Developer: [Kredo Technologies OPC](https://appshunter.io/developer/6806780322)
- Category: Finance, Shopping
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 18.0 · 20 MB
- Languages: American English
- Released: 2026-10-30
- Data updated: 2026-11-06

## What is Kredo?

Kredo keeps the credit cards you carry in one wallet and shows you the promos and perks each of them unlocks.

YOUR CARDS, ONE WALLET
• Add the cards you own from a catalog of Philippine credit cards.
• See each card's benefits, fees and requirements in one place.
• Compare cards side by side.

PROMOS FOR THE CARDS YOU HAVE
• Browse bank promos and see which of your cards qualify.
• Save the ones you want to come back to.

STAY ON TOP OF PAYMENTS
• Log payments and activity per card.
• Get a reminder before a payment is due.

FOR OFWs AND FILIPINOS ABROAD
• Keep your Philippine credit cards, their due dates and their promos with you wherever you work.
• Once downloaded, the card catalog and promos stay on your iPhone, so you can check them even when you're offline — handy for planning what to use on your next trip home.

PRIVATE BY DESIGN
• No account and no sign-in. Your wallet lives on your device (and, with Pro, in your own private iCloud).
• We don't collect your data.

PERKFOLIO PRO
Free includes up to 3 cards. Kredo Pro adds:
• Unlimited cards.
• Promos Near Me — a map of nearby branches with offers, and which of them your cards qualify for.
• Automatic backup of your wallet to your private iCloud. Restoring a backup is always free.

Kredo Pro is an auto-renewable subscription, billed monthly or yearly through your Apple ID. It renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel any time in your Apple ID's Subscriptions settings.

Kredo is not affiliated with any bank or card issuer. Promo terms are set by each bank; always check the bank's own terms before you spend.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://getkredo.app/perkfolio/privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Kredo Pro (Annual) | $19.99 | per year |
| Kredo Pro (Monthly) | $1.99 | per month |


## Is Kredo safe?

Not enough ratings yet to assess Kredo.

## Is Kredo legit?

Kredo: Card Wallet PH has limited verification signals. The AppsHunter Legitimacy Score for Kredo is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 2 releases)

### 1.0.1 — 2026-11-02

• Promos stay fresh: when new bank promos are published, Kredo picks them up the next time you open the app. Pull down on Promos to refresh any time.
• A quicker first launch that goes straight to your wallet.
• Fixes and improvements.

### 1.0 — 2026-10-30

No release notes.

## More apps by Kredo Technologies OPC

- [Walkie: Step Counter & Cat Pet](https://appshunter.io/ios/app/walkie-step-counter-and-cat-pet/id6816949726)

All apps by Kredo Technologies OPC: https://appshunter.io/developer/6806780322

## Related topics

[pasmo card](https://appshunter.io/ios/topics/pasmo-card)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-06.*