# KRONO - Money Manager — Everything Financial.One Place > Everything Financial.One Place (iPhone/iPad app by KRONO AS.) - Source: https://appshunter.io/ios/app/krono-money-manager/id6759933822 (this page in markdown: same URL + `.md`) - Developer: [KRONO AS](https://appshunter.io/developer/1881733638) - Category: Finance, Productivity - Price: Free - Age rating: 4+ - Requires: iOS 18.0 · 44 MB - Languages: American English - Released: 2026-08-17 - Data updated: 2026-09-17 - User reviews in markdown: https://appshunter.io/ios/app/krono-money-manager/id6759933822/reviews.md ## What is KRONO? Personal finance that stays calm. One number tells you what is safe to spend. Your money, understood in seconds. SAFE TO SPEND Krono works out what you can actually spend today — after bills, loans, insurance and everything else already promised to someone else. One calm number on your Dashboard, updated as life happens. BUDGETS THAT FOLLOW YOUR PAY PERIOD Most people are not paid on the 1st. In Krono your budget period can start on any day, so your month matches your salary. Categories, recurring costs and insurance premiums follow their real billing cycle — yearly, half-yearly and quarterly bills count in the period they are actually charged. NET WORTH, LOANS & MORE Everything you own and owe in one place. Accounts, savings, property and investments on one side; mortgages, loans and credit on the other. Watch the gap grow month by month and see exactly when a loan is paid off. BANK SYNC & EASY IMPORT Connect your bank where it is available, or stay fully manual. Import CSV statements with a guided wizard that matches the columns for you, detects duplicates and learns how you categorize merchants. Add expenses in seconds with Quick Add, ask Siri, or set up a Shortcuts automation that records every Apple Pay tap for you. THE ENGINE Forecast the coming months, run what-if scenarios, simulate a raise and see a Monte Carlo projection of where your finances are heading. Every chart is interactive — tap any bar or point for the exact numbers behind it. EVERYWHERE YOU LIVE Home Screen and Lock Screen widgets, an Apple Watch app with complications, monthly reports with PDF export, a Financial Health Score, a life event planner, and household sharing that keeps budgets, accounts and transactions in sync over your own iCloud. PRIVATE BY DESIGN Your financial data stays on your device unless you choose to connect an external service. Household sharing syncs privately through your own iCloud account. No ads, no data selling. KRONO PRO SUBSCRIPTION Access to Krono requires an active Krono Pro subscription. Subscription options: • Monthly subscription • Yearly subscription • 14-day free trial may be available for eligible users Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current billing period. You can manage and cancel subscriptions through your Apple ID account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://krono.info/privacy ## Version history (last 5 releases) ### 6.0.2 — 2026-09-06 A CALMER KRONO • New Editorial look — deep navy, soft cream text and one quiet accent — is now the default. If you picked a theme yourself, it is kept exactly as it was • Every main tab now opens with one big, calm number: Safe to Spend, left to spend, net worth, remaining debt, income and period spending • Quieter section headers, softer cards, and a decluttered Dashboard with insights in a swipeable carousel FASTER ENTRIES • The Quick Add + button is now on by default on the Dashboard in regions without bank sync — turn it off anytime in Settings • New step-by-step guide for recording every Apple Pay tap automatically with the Shortcuts app CLEARER HELP • About This App now matches your region: manual accounts, guided import and automations are explained where bank sync is not available • Stability and performance improvements ### 6.0.0 — 2026-08-24 TRANSACTIONS & IMPORT • New import wizard: bring in transactions from CSV bank statements with smart column matching and automatic categorization • Duplicate detection finds transactions that appear twice — for example a bank sync and a manual entry — and lets you merge them with one tap • The app learns how you categorize merchants and applies it to new transactions automatically • Mark accounts as favorites to keep them at the top BUDGET • Tap any category in the budget summary to open its full details • Loans, mortgages and insurance rows open a comparison of your last 4 periods • Insurance premiums now follow their real billing cycle: yearly, half-yearly and quarterly premiums count only in the period they are actually charged — at the full amount • Safe to Spend uses the same real billing dates for upcoming insurance costs ENGINE • Every chart is now interactive — tap any bar or point to see the exact numbers behind it: cash flow, net worth projection, scenarios, Monte Carlo simulation and the income simulator ACCURACY • Full audit of the calculations across the entire app: Budget, Trends, Income, Loans, Net Worth, Dashboard and widgets now follow one shared set of rules • Refunds are netted against spending, transfers are never counted as income or expenses, and hidden transactions are excluded everywhere • Widgets now show exactly the same numbers as the app DESIGN & IMPROVEMENTS • Trends: the calendar view is now called "Cost in Month" (or "Cost in Period" when you use a custom budget period) • Clearer wording when your budget period starts on a custom day • Stability and performance improvements ### 5.6.0 — 2026-08-17 LOANS & MORTGAGES • Record term changes on any loan — shorten or extend the term and the payment plan re-amortizes from that date • Change the payment due day, with the full history kept on a timeline • New amortization schedule with monthly and yearly views — tap a year to expand its months • Choose any loan term from 1 to 50 years • Combined payment plan showing all your loans amortizing together BUDGET • Period recap: get a spending summary when your budget period ends, or tap the period label anytime • Plan ahead: set budgets up to 3 periods into the future • Income and trend charts now follow your custom budget period OVERVIEW • New optional dashboard tiles: Net Worth Trend, Debt Overview, Emergency Fund, Protect, and Planned Events • New net worth analysis with a waterfall chart showing exactly what drove the change DESIGN & IMPROVEMENTS • Cleaner, more consistent controls and unified debt cards throughout the app • Simplified free trial page • More accurate Safe to Spend and budget period calculations • Stability and performance improvement ### 5.5.1 — 2026-07-30 CUSTOM BUDGET MONTH • Choose which day your budget month starts (1–28), for example from payday to payday • Budgets, Safe to Spend, trends, transactions, notifications, and widgets now follow the same budget period • Clear budget period labels throughout the app FAMILY SHARING • Budget month and all shared financial settings now sync automatically across household members • Personal preferences such as the home screen, tiles, language, appearance, and notifications remain unique to each device • Improved synchronization of shared settings and conflict resolution IMPROVEMENTS • More accurate Safe to Spend and budget calculations throughout the selected period • Improved planning, widgets, and notifications based on your chosen budget month • General stability, synchronization, and performance improvements ### 5.5.0 — 2026-07-06 FAMILY SHARING • Share your finances with a household member — budgets, net worth, loans, accounts, planner and transactions stay in sync on both iPhones • Invite with a private link; the owner's data is shared automatically when a member joins • Instant iCloud sync with protection against simultaneous edits — you can see when your household member is making changes • Offline mode: changes made without a connection merge and share automatically when you reconnect, with a confirmation once you're caught up • Activity feed showing recent household changes • New Sync Now button to refresh on demand DESIGN & USABILITY • Customizable bottom menu with your own More section • Save button now at the top of settings pages • Improved number entry and clearer input fields • Better readability, larger touch targets and accessibility improvements FIXES • Fixed a launch issue for signed-in users • Fixed bottom menu alignment with long labels • Sync reliability and performance improvements ## Related topics [money manager app](https://appshunter.io/ios/topics/money-manager-app) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-17.*