# Krungthai NEXT

> Comprehensive mobile banking for transactions, loans, savings, and personalized financial management. (iPhone/iPad app by Krung Thai Bank.)

- Source: https://appshunter.io/ios/app/krungthai-next/id436753378 (this page in markdown: same URL + `.md`)
- Developer: [Krung Thai Bank](https://appshunter.io/developer/383583054)
- Category: Finance
- Price: Free
- Rating: 3.50/5 from 196 App Store ratings · 88 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 318 MB
- Languages: American English, Thai
- Released: 2011-05-17
- Data updated: 2026-08-10
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/krungthai-next/id436753378/reviews.md

## What is Krungthai NEXT?

Krungthai NEXT is a mobile application that keeps you on top of your finances. Enjoy a smart lifestyle with our new app!

Simpler, faster and more secured:
• Register with face verification. No need to worry about forgetting your username or password!
• Transfer, top up, pay bills, withdraw money and apply for a loan with no hassle.
• Schedule your transactions up to 24 months in advance.
• Personalize your home screen on Quick Menu, Favorite and Profile Picture to match your preference.

Smart lifestyle:
• Use Smart Banner to receive your payment reminders and news. This helps you avoid late fees, save time and stay ahead of the game.
• Enable Smart Transaction to get suggested transactions, completing them faster than ever.
• Enjoy your privileged campaigns on Smart Promotion, catering to your taste.

And many more:
• Open NEXT savings accounts with a high-interest rate.
• Spend your Krungthai Travel Cards with the best foreign exchange rates.
• Buy insurance and check your insurance policy anywhere and anytime.
• Credit limit personal loan up to 1,000,000 THB
• Interest rate 11 - 24 % annually for valued customers who always pay on the due date (No additional fee to be charged)
• Installment plan from 12-60 months
          Example of installment payment 
          When customers has been approved personal loan 50,000 THB with 12 months installment plan at 11% of interest rate
          Customer required to pay 4,500 TH per month (both initial amount and monthly interest fee) and in total customer needs to pay 52,979 THB (50,000 THB for 
          initial amount and 2,979 THB for interest)
• Track your KTC card usage, available balance and reward points.

About Krungthai NEXT:
• Website : www.krungthai.com 
• Facebook : https://www.facebook.com/krungthaibank
• Contact Center : 02-111-1111
• Address : 35 Nana Nua Building Sukhumvit Road, Khlong Toei Nua, Watthana , Bangkok ,Thailand 10110

Krungthai NEXT - Live Life to the NEXT
Download now!

## Key features

- Face verification for secure login
- Hassle-free money transfers and bill payments
- Loan applications and credit limit management
- High-interest savings accounts
- Personalized home screen and transaction suggestions
- Smart reminders and promotions
- Travel card with competitive exchange rates

## What do users think of Krungthai NEXT?

Overall sentiment: negative

**Pros**

- ✅ Convenient daily transactions and money transfers
- ⚡ Quick and easy for basic banking operations
- 🏦 Reliable for regular bill payments
- 📱 Functional app for everyday banking needs

**Cons**

- 🐛 Frequent crashes and app freezes
- ⏱️ Extremely slow loading times
- 🔐 Excessive identity verification requirements
- 📵 Cannot function on WiFi-only devices
- 🌍 Severely limited for overseas users
- 😤 Forced app updates during active use
- 🚫 Face recognition consistently fails
- 🔒 Restrictive screenshot blocking
- 📱 Incompatible with eSIM and dual-SIM devices
- 💰 Foreign accounts limited to 1,000 baht transfers
- 🌐 Thai names not supported for recipients
- 📵 Frequent service unavailability
- 🔴 Poor performance on newer devices
- 📢 Excessive advertisements and upsells
- 🌍 Cannot access app when traveling internationally
- ⚠️ Requires cellular data only, no WiFi support
- 🔧 Difficult setup and registration process

**Commonly reported bugs**

- Face scan fails repeatedly during registration
- App crashes on iPhone 11 Pro Max and newer models
- Login screen hangs indefinitely
- Service unavailable errors during peak times
- Face detection always returns error
- Cannot process transactions with error code 10003
- App freezes on startup with logo
- PIN entry not working on iOS 11+
- Forced verification required after app updates
- Face recognition incompatible with passport scanning
- App incompatible with certain antivirus software
- Cannot register with eSIM numbers
- QR code payment functionality breaks after phone upgrade
- Fund checking feature broken after updates
- Transaction details not displaying properly

**Most requested features**

- Authenticator app instead of SMS codes for overseas users
- Support for Thai names in recipient fields
- Accessibility improvements for disabled users (font size adaptation)
- Touch ID/biometric sign-in option
- Numeric keypad layout for OTP and amount input
- English language option in app interface
- Better fund movement reporting with historical data
- NAV pricing and capital gain/loss information
- Improved Travel Card functionality for international use
- Ability to take screenshots of transactions
- WiFi connectivity support
- Offline mode capability

## Recent user reviews (10 of 88)

All indexed reviews: https://appshunter.io/ios/app/krungthai-next/id436753378/reviews.md

### 3/5 — Barely functional

*2026-06-08, version 26.4.1*

This app works for the purpose of using the scan to pay for things and send money. But, get ready to be constantly booted off the platform. The security settings are so tight that something as simple as switching from WiFi to mobile data too often will activate a security feature that basically interprets that activity as belonging to a different user. Only way to fix it is an in person visit to the  bank.

### 1/5 — useless

*2026-05-21, version 26.4.1*

always freezing, when i go back to thailand i will close this account

### 1/5 — How many times do I need to verify my identity?

*2026-01-23, version 15.12.3*

It seems with every update I need to return to a branch to verify my identity AGAIN. Complete time sucker. Avoid this bank if you can.

### 1/5 — Supremely frustrating

*2025-12-05, version 15.11.1*

Randomly stops working with no notice in some updates, forced to spend hours in line at understaffed branches to verify identity to regain access to account. Happened 3 times so far. Very inconvenient.

### 1/5 — Warning new security prodigals  for money transfers

*2025-10-24, version 15.9.1*

On about Oct 2025 there was a change in security procedures for this App with transferring money or paying by QR Code.  Foreign accounts are restricted/limited to 1,000 baht transfer or QR code.  I recently upgraded my phone and during the change the new security was applied when logging into new device.  Going back to old phone would not fix the problem.  
The fix ended up changing bank.  To be able to pay by QR code or transfer more than 1,000 per incident.  Be careful when changing/upgrading phones as this will happen to foreign bank account owners.   

My passport was issued in 2017.  Placing on top of the reader/scanner did not work I was nicely told I could no longer transfer out more than 1,000 baht.

### 1/5 — Embarrassment

*2025-09-01, version 15.8.1*

This is an embarrassment to call this a working app. I get errors often, unavailable please try later. That is a perfect error to get when you are trying to buy grocery and a line is formed behind. Fix this piece of garbage. Maybe the developers and IT department needs to be replaced. What is awful is that this app probably gets the best reviews of all the Thai banks. Sad, sad, sad.

### 2/5 — No Thai names and update during use

*2025-08-20, version 15.7.5*

Recipients cannot have Thai names. This is a remarkable limitation for a Thai bank. 

App updates are forced during app use. I have never encountered an app that does so.

### 5/5 — Forgot my passcode

*2025-08-16, version 15.7.5*

Forget my passcode

### 1/5 — ไม่เคยมีบัตรมาก่อน ทำไมสมัครในแอพไม่ได้

*2025-05-17, version 15.4.1*

ต้องเปิดบัญชีออนไลน์ยังไง

### 1/5 — Getting Worse

*2025-04-08*

I use to think this app was ok and passable, now it bogs down and slow load get errors while I’m standing in line to make payments. Whatever they are doing to tweak this, stop, it’s bad enough. It’s a clown show. Just awful, customer service is no help. My phone service, is good, the cache is clear and my phone is newest model and operating system is fast.  They are out of excuses for terrible app.

## Frequently asked questions about Krungthai NEXT

### What does Krungthai NEXT do?

Krungthai NEXT is a mobile banking application designed to help users manage their finances efficiently. It allows for secure transactions, bill payments, loan applications, and access to savings accounts and travel cards.

### What are the key features of Krungthai NEXT?

Key features include secure face verification for login, easy money transfers, bill payments, loan applications up to 1,000,000 THB, high-interest savings accounts, personalized home screens, smart transaction suggestions, and payment reminders.

### Is Krungthai NEXT free to use?

The application itself is free to download and use. While there are no direct fees for basic banking services, in-app purchases or specific financial products like loans may have associated costs, interest rates, or fees as detailed in the app's terms.

### What kind of loans can I apply for?

You can apply for a credit limit personal loan up to 1,000,000 THB with an annual interest rate of 11-24%. Installment plans are available from 12 to 60 months.

### How does the app help with managing payments?

The app offers a Smart Banner feature to receive payment reminders, helping users avoid late fees. It also provides Smart Transaction suggestions to complete payments faster and allows scheduling transactions up to 24 months in advance.

## Version history (last 5 releases)

### 26.7.1 — 2026-08-05

For an enhanced experience, please update our app for better performance, increased intelligence, and enhanced security. Click to get the latest version!

### 26.6.1 — 2026-07-08

For an enhanced experience, please update our app for better performance, increased intelligence, and enhanced security. Click to get the latest version!

### 26.5.1 — 2026-06-23

For an enhanced experience, please update our app for better performance, increased intelligence, and enhanced security. Click to get the latest version!

### 26.4.1 — 2026-05-06

For an enhanced experience, please update our app for better performance, increased intelligence, and enhanced security. Click to get the latest version!

### 26.3.3 — 2026-04-01

For an enhanced experience, please update our app for better performance, increased intelligence, and enhanced security. Click to get the latest version!

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## More apps by Krung Thai Bank

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All apps by Krung Thai Bank: https://appshunter.io/developer/383583054

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-10.*