# ksak: Income & Expense Tracker — Multi Currency Money Manager > Clean and powerful money tracker for understanding personal finances across multiple currencies. (iPhone/iPad app by Raf Tadevosyan.) - Source: https://appshunter.io/ios/app/ksak-income-and-expense-tracker/id6758606583 (this page in markdown: same URL + `.md`) - Developer: [Raf Tadevosyan](https://appshunter.io/developer/1873905022) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 5.00/5 from 2 App Store ratings · 4 written reviews indexed - Age rating: 9+ - Requires: iOS 15.1 · 45 MB - Languages: American English - Released: 2026-02-20 - Data updated: 2026-08-16 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/ksak-income-and-expense-tracker/id6758606583/reviews.md ## What is ksak? ksak: Money Tracker That Makes Sense ksak is a clean and powerful money tracker built for people who want to understand their money without making finance feel complicated. Track income and expenses, manage multiple accounts, plan ahead, set budgets, create savings goals, understand your spending, and work with 145+ currencies in one beautifully simple app. ksak is made for real life. Personal money, travel money, freelance income, business expenses, savings, subscriptions, bills, and everything in between. Clear design. Flexible tools. No clutter. KEY FEATURES Simple Money Tracking Add income and expenses quickly with a clean, intuitive flow designed for everyday use. ksak helps you stay consistent without making money tracking feel like work. Multiple Accounts Organise your money your way. Create accounts for personal spending, savings, travel, business, side projects, or anything else you want to keep separate. 145+ Currencies Track money across 145+ currencies in one app. Perfect for travellers, freelancers, expats, digital nomads, and anyone managing money in more than one currency. Budgets Create budgets to stay aware of your spending and keep control of where your money goes. Savings Goals Set weekly or monthly savings goals and track your progress in a simple, visual way. Safe to Spend See what you can safely spend based on your balance, plans, budgets, and upcoming expenses. Expected Income and Expenses Plan ahead by adding future income and expenses. Confirm them when they happen and keep your cash flow clear. Recurring Transactions Create recurring income and expense templates for salary, rent, subscriptions, bills, and regular payments. Analytics and Spending Trends Understand your financial habits with clear analytics, category breakdowns, pie charts, and spending patterns that are easy to read. Custom Categories with Emojis Create your own income and expense categories with emoji icons, so your finances feel organised, visual, and personal. Currency Exchange and Transfers Convert between currencies, move money between accounts, and track exchanges using live or custom rates. Daily Tracking Streaks Build a simple money habit by logging your transactions every day and keeping your streak alive. Weekly and Monthly Recaps Get useful spending recaps that help you understand how your habits change over time. Works Offline Use ksak in local mode without creating an account. Optional cloud sync is available when you want to access your data across devices. Privacy First No ads. No data selling. No unnecessary noise. Your money data stays yours. Beautiful by Design ksak is designed to feel calm, premium, and easy to use every day, with a clean interface and full dark mode support. PREMIUM ksak Premium unlocks the full experience: • Multiple accounts • Unlimited transfers • Budgets • Savings goals • Expected income and expenses • Recurring transactions • Trend analytics • Advanced planning tools • Priority support Choose monthly, yearly, or lifetime access. WHY ksak Most finance apps either feel too complicated, too corporate, or too limited. ksak is different. It gives you the tools you need to understand your money clearly, without overwhelming you with features you do not need. It is simple enough for daily tracking. Flexible enough for real life. Powerful enough to help you plan ahead. ksak is a money tracker that actually makes sense. Download ksak and manage your money with more clarity, calm, and control. SUBSCRIPTION INFORMATION Premium is available as a monthly subscription, yearly subscription, or lifetime purchase. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription in your App Store account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://ksak.app/privacy ## Key features - Simple income and expense tracking - Multiple account management - Support for 145+ currencies - Budget creation and tracking - Savings goal setting - Analytics and spending trends - Offline functionality ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Premium | $9.99 | per month | | Premium | $44.99 | per year | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Premium Lifetime | $149.99 | one-time | ## Recent user reviews (4 of 4) All indexed reviews: https://appshunter.io/ios/app/ksak-income-and-expense-tracker/id6758606583/reviews.md ### 5/5 — Great App *2026-06-01* Clean design and very easy to use. I love the safety aspect of data being only in my local device ### 5/5 — Managing fortnightly pay *2026-04-12* I get paid fortnightly and always struggled to stretch it. Now I put in my pay and roughly map out bills and groceries. Seeing it laid out makes it feel more real. I still mess up sometimes but at least I know why instead of guessing. ### 5/5 — Holiday budget lifesaver *2026-04-11* Used it on a short trip up the coast to keep track of food, fuel and accom. Didn’t want to blow the whole budget in two days. I’d quickly log things while waiting for coffee. Was kinda eye opening seeing how much we spent on eating out lol. ### 5/5 — The best expense tracking app available *2026-03-25* Really clean and easy to use expense tracking app,,helps me stay on top of my spending without overcomplicating things… definitely recommend if you want something simple and effective ## Frequently asked questions about ksak ### What is ksak? ksak is a money tracking application designed to help users understand their finances without complexity. It allows for tracking income and expenses, managing multiple accounts, setting budgets, and creating savings goals. ### Does ksak have ads? Yes, ksak contains advertisements. The app is free to download and use, with optional in-app purchases for premium features. ### What are the premium features in ksak? ksak Premium unlocks features such as multiple accounts, unlimited transfers, budgets, savings goals, expected income and expenses, recurring transactions, trend analytics, and advanced planning tools. ### Can I use ksak offline? Yes, ksak works offline in local mode without requiring an account. Optional cloud sync is available for accessing data across multiple devices. ### How many currencies does ksak support? ksak supports tracking money across over 145 currencies, making it ideal for travelers, freelancers, and anyone managing finances in multiple currencies. ### What is the age rating for ksak? ksak has an age rating of 9+, indicating it is suitable for users aged 9 and above. ### How often is ksak updated? The latest version of ksak was released on April 28, 2026, with version 2.0.1. This suggests a recent update, indicating ongoing development and support. ### What devices is ksak available on? ksak is available on iPhone, iPad, and iPod devices, indicating compatibility with Apple's iOS ecosystem. ## Version history (last 5 releases) ### 2.0.1 — 2026-04-28 Improved modal responsiveness across iPhone and iPad sizes. Transaction, Budget, Savings Goal, and Balance Update sheets now resize more reliably on small screens like iPhone SE and larger iPad layouts. This update also improves keyboard behavior so form content stays visible while the numpad or keyboard is open. ### 2.0 — 2026-04-27 ksak 2.0 is here with a cleaner design, faster tracking, and smarter planning. New in this update: * Redesigned Home, Add Transaction, Analytics, Settings, and Account screens * New Budgets and Savings Goals * Weekly Safe to Spend * Exchange and Transfer are now inside Add Transaction * Faster interactions, smoother modals, and improved navigation * Bug fixes, stability improvements, and cleaner details across the app ### 1.9.5 — 2026-04-07 Bug fixes and performance improvements. ### 1.8.14 — 2026-04-02 Bug fixes and performance improvements. ### 1.8.12 — 2026-03-25 This update focuses on reliability and stronger data protection. • Safer sign-in sync for users with existing local data • Added recovery protection if sync is interrupted or fails ## More apps by Raf Tadevosyan - [120/80 Blood Pressure Log](https://appshunter.io/ios/app/12080-blood-pressure-log/id6761711637) All apps by Raf Tadevosyan: https://appshunter.io/developer/1873905022 ## Related topics [income and expense tracker](https://appshunter.io/ios/topics/income-and-expense-tracker) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-16.*