# KSFE Pravasi Chit

> Financial savings scheme for non-resident Malayalees with insurance and pension. (iPhone/iPad app by KERALA STATE FINANCIAL ENTERPRISES LIMITED.)

- Source: https://appshunter.io/ios/app/ksfe-pravasi-chit/id1444545901 (this page in markdown: same URL + `.md`)
- Developer: [KERALA STATE FINANCIAL ENTERPRISES LIMITED](https://appshunter.io/developer/1444545900)
- Category: Finance
- Price: Free
- Rating: 4.40/5 from 9 App Store ratings · 37 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 81 MB
- Languages: American English
- Released: 2018-12-04
- Data updated: 2026-06-27
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/ksfe-pravasi-chit/id1444545901/reviews.md

## What is KSFE Pravasi Chit?

KSFE Pravasi Chitty is a unique financial savings scheme introduced for the welfare of Malayalees abroad(Currently, available in GCC and Europe)

It's many things, under a single scheme.

It is 

- a chitty scheme with insurance coverage and pension plan 
- an application that allows you to register, subscribe and pay installments from anywhere, anytime
- a fund-mobilization platform to solve Kerala's infrastructure problems

Pravasi Chit Features

Registration
Online Chit Selection
Online installment remittance
Automatic calculations and reports.
Manage your pending and monthly installments.
Make payments from anywhere
Online Auction
Proxy Management
Edit Annual Income Option
Safe, Secure and Transparent

## Key features

- Online registration and subscription
- Remote installment payments
- Insurance and pension integration
- Automatic financial calculations
- Online auction functionality
- Proxy management

## Recent user reviews (10 of 37)

All indexed reviews: https://appshunter.io/ios/app/ksfe-pravasi-chit/id1444545901/reviews.md

### 3/5 — App connectivity issue

*2026-06-11, version 14.0*

Showing connectivity issue from quite time , fix it please

### 5/5 — Anuroop

*2026-06-10, version 14.0*

Anuroop is excellent, poli saanam

### 1/5 — Chtti

*2026-01-30, version 13.0*

Very baad

### 1/5 — App issues

*2025-07-17, version 12.2*

Very complicated to open

### 4/5 — Good

*2025-03-07, version 12.0*

No bugs . Proper notifications.

### 5/5 — Outstanding Support from KSFE Staff!

*2025-01-30, version 11.3*

I recently joined the New chit under KSFE Pravasi Chit, and I must say, the support I received from the staff was truly exceptional. They were incredibly helpful, patient, and professional, guiding me through every step of the process with ease. Their dedication to customer service made the entire experience smooth and hassle-free.

A big thank you to KSFE and especially to  Arun J  for their incredible support! Highly recommend their services to anyone considering joining.

### 3/5 — App closing automatically

*2024-05-31, version 11.2*

When i click on default app will close automatically

### 1/5 — Too bad

*2024-02-08, version 11.2*

Too bad

### 1/5 — Never Recommend

*2024-01-12, version 11.1*

If you approach KSFE Pravasi chit, your money is dead until the chit period is completed ( with experiencing now) nor you never get interest too
Such a complicated people with no response or humanity to ease of it.
I have contacted the branch with requested FD and Grade certificate ( still I don’t know why grade certificate) . They won’t release the amount, they will make it complicated,  use some other ways with your money instead of feeding such kind people

### 4/5 — Opinion

*2023-09-24, version 10.0*

Very nice app, but please implement auction reminder alarm 🚨 in 20 minutes before..

## Frequently asked questions about KSFE Pravasi Chit

### What is KSFE Pravasi Chit?

KSFE Pravasi Chit is a unique financial savings scheme designed for the welfare of Malayalees living abroad, currently available in GCC and Europe. It integrates a chitty scheme with insurance coverage and a pension plan.

### Who can use KSFE Pravasi Chit?

This app is specifically designed for Malayalees residing in the GCC and Europe. It offers a convenient way to manage financial savings and investments remotely.

### What financial services does KSFE Pravasi Chit offer?

KSFE Pravasi Chit offers a chitty scheme, insurance coverage, and a pension plan. It also functions as a fund-mobilization platform for infrastructure projects in Kerala.

### How secure is KSFE Pravasi Chit?

The app is described as safe, secure, and transparent, providing users with peace of mind for their financial transactions and savings management.

### Can I make payments from anywhere using KSFE Pravasi Chit?

Yes, the application allows for online installment remittance from anywhere, anytime. You can manage your pending and monthly installments conveniently through the app.

### What are the key features of KSFE Pravasi Chit?

Key features include online registration, chit selection, installment remittance, automatic calculations and reports, online auction, and proxy management.

### Is KSFE Pravasi Chit available on multiple devices?

Yes, KSFE Pravasi Chit is available on iPhone, iPad, and iPod, making it accessible to a wide range of Apple users.

### How often is KSFE Pravasi Chit updated?

The latest version of KSFE Pravasi Chit is 14.0, which was last updated on February 26, 2026. This indicates a commitment to ongoing development and improvements.

## Version history (last 5 releases)

### 14.0 — 2026-02-26

This update includes major design changes and critical bug fixes, including improvements to Duo deposits, Alert messages, bank module and a revamped KYC upload experience for OCI, PIO, and NRK customers.

### 13.0 — 2025-07-23

This update includes following features :

1. KSFE DUO Deposit Scheme is being introduced for Pravasi Chitty customers through the Digital Business Centre. This innovative product allows Pravasi investors to deposit funds, from which monthly chit payments can be made directly. Additionally, the deposit earns interest, which is credited back to the deposit, enabling customers to enjoy compounded returns.
2. Registration page validations simplified
3. Whatsapp based OTP integrated in change email and mobile.

### 12.2 — 2025-05-21

This version of the app introduces a referral feature, allowing registered customers to invite their friends to join Pravasi Chit and earn benefits on their subscriptions.

### 12.1 — 2025-04-10

Update in the TDS module
Integration of Worldline payment gateway
Minor bug fixes and performance enhancements

### 12.0 — 2025-02-21

This update includes performance enhancements along with the following key improvements:

WhatsApp authentication has been added to registration and password recovery.
Payment gateway transactions have been optimized for better efficiency.
Terminated chits are now separately listed in chit-related activities, including installment and proxy registration.
Value-added features have been removed from app screens.
The bank module has been enhanced to manage invalidated bank accounts effectively.

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## More apps by KERALA STATE FINANCIAL ENTERPRISES LIMITED

- [KSFE Power](https://appshunter.io/ios/app/ksfe-power/id6466136644)

All apps by KERALA STATE FINANCIAL ENTERPRISES LIMITED: https://appshunter.io/developer/1444545900

## Related topics

[ksfe pravasi chit](https://appshunter.io/ios/topics/ksfe-pravasi-chit) · [ksfe power](https://appshunter.io/ios/topics/ksfe-power) · [ksfe](https://appshunter.io/ios/topics/ksfe) · [kerala bank](https://appshunter.io/ios/topics/kerala-bank)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-27.*
