# Ktema - Lend & Borrow Tracker — Money, Items & Due Reminders

> Money, Items & Due Reminders (iPhone/iPad app by Bhumik Dhrangadhriya.)

- Source: https://appshunter.io/ios/app/ktema-lend-and-borrow-tracker/id6802677916 (this page in markdown: same URL + `.md`)
- Developer: [Bhumik Dhrangadhriya](https://appshunter.io/developer/6802677918)
- Category: Finance, Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 15.0 · 23 MB
- Languages: American English
- Released: 2026-08-22
- Data updated: 2026-10-04

## What is Ktema?

Keep track of money and items you lend or borrow. Record partial payments, set reminders, and see what is still outstanding. Your records stay on your device; no account or cloud sync is required

Ktema is a private, offline-first app for keeping track of things you gave to someone or currently have from someone.

Track money, books, documents, electronics, household items, and anything else that matters. Set reminders, record partial payments, and quickly see what is overdue or coming up next.

Features:
• Track both Given and Received records
• Choose Money or Item for each record
• Add reminder dates for follow-up
• Record partial payments and payment history
• Reuse people across records
• Search, filter, and sort your records
• Keep everything stored locally on your device

Ktema does not require an account, does not depend on cloud sync for your records, and is designed to stay simple and private.

## Is Ktema safe?

Not enough ratings yet to assess Ktema.

## Is Ktema legit?

Ktema - Lend & Borrow Tracker has limited verification signals. The AppsHunter Legitimacy Score for Ktema is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 2 releases)

### 1.1 — 2026-10-03

Partially paid and completed records now show clearer status. Fixed currency display in empty summaries and overdue labels on paid records. Success and error messages are clearer and appear at the bottom.

### 1.0 — 2026-08-22

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-04.*