# Kuku Expense & Budget Tracker — Budget & Expense with AI

> AI-powered expense tracker, budget planner, and subscription manager with multi-currency support. (iPhone/iPad app by Shanghai Linjie Zhiyong Technology Development Co., Ltd.)

- Source: https://appshunter.io/ios/app/kuku-expense-and-budget-tracker/id6745927866 (this page in markdown: same URL + `.md`)
- Developer: [Shanghai Linjie Zhiyong Technology Development Co., Ltd](https://appshunter.io/developer/1814539129)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 17.0 · 88 MB
- Languages: American English, Chinese (Simplified, China)
- Released: 2025-08-20
- Data updated: 2026-06-04
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/kuku-expense-and-budget-tracker/id6745927866/reviews.md

## What is Kuku Expense & Budget Tracker?

[AI-Powered Expense Tracker] Auto-categorize transactions in 1 second with voice, photo, or text input
Ad-free • No financial products • No data selling - Pure expense tracking experience
Exclusive subscription tracker + Smart budget planner + Multi-currency support

Simple, beautiful, and trustworthy. Kuku makes personal finance effortless on iPhone and iPad.

Smart AI categorization, budget management, and subscription tracking - Kuku helps you take control of your finances. Our AI automatically recognizes and categorizes every transaction, with all data securely stored on your device.

Why Kuku is different: We're truly on your side. Unlike banks and free apps that profit from credit card sales or selling your data, Kuku uses a subscription model. This means no annoying ads, no privacy violations, just pure financial management. Contact us anytime with questions or feature requests!

KEY FEATURES:
• AI Smart Tracking: Say it, snap it, or type it - AI handles the rest
• Subscription Manager: Never forget Netflix, Spotify, or gym memberships again
• Budget Planner: Set monthly budgets and track spending in real-time
• Multi-Currency: Travel abroad? Automatic exchange rates for 150+ currencies
• Expense Tracker: Clear income & expense records, know where every penny goes
• Premium Support: Dedicated team ready to help on your financial journey

Why Choose Kuku:
• True AI automation - No manual categorization needed
• 100% ad-free - Focus on your finances without distractions
• Subscription tracking - Unique feature to manage recurring payments
• Lightning fast - Add expenses in under 3 seconds
• Privacy first - Local storage, your data stays yours
• Regular updates - Continuously improved based on user feedback

Perfect for:
• Minimalists who want simple, efficient expense tracking
• Subscription power users managing multiple services
• Privacy-conscious users who value data security
• International travelers needing multi-currency support
• Anyone building better spending habits and budget discipline

Join millions of users taking control of their financial future with Kuku!

SMART EXPENSE TRACKING FEATURES:
• Voice input for hands-free expense tracking
• Receipt scanning with AI recognition
• Automatic categorization with machine learning
• Custom categories and tags
• Recurring transaction detection
• Split bills and shared expenses
• Export to CSV/Excel
• Widgets for quick access
• Dark mode support
• Biometric security

BUDGET & SAVINGS TOOLS:
• Monthly/weekly/daily budget limits
• Category-specific budgets
• Savings goals with progress tracking
• Spending insights and trends
• Bill reminders and due dates
• Financial reports and analytics

Start your free journey to financial clarity today!

Learn more: https://www.classmelon.com/en
Terms of Service: https://www.classmelon.com/en/terms
Privacy Policy: https://www.classmelon.com/en/privacy

## Key features

- AI Smart Transaction Categorization
- Subscription Management
- Smart Budget Planner
- Multi-Currency Support
- Voice and Photo Expense Input
- Local Data Storage
- Ad-Free Experience

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly VIP Membership | $0.99 | per month |
| Yearly VIP Membership | $9.99 | per year |



## Frequently asked questions about Kuku Expense & Budget Tracker

### What is Kuku's primary function?

Kuku is an AI-powered expense tracker and budget planner designed to help users effortlessly manage their personal finances. It automatically categorizes transactions, tracks subscriptions, and provides insights into spending habits.

### How does Kuku's AI categorization work?

Kuku's AI can automatically categorize transactions in about 1 second using voice, photo, or text input. This eliminates the need for manual categorization and speeds up the expense tracking process.

### Does Kuku have ads?

No, Kuku is 100% ad-free. The app emphasizes a pure expense tracking experience without distractions from advertisements.

### What subscription plans does Kuku offer?

Kuku offers a 'Monthly VIP Membership' for $0.99 and a 'Yearly VIP Membership' for $9.99. These plans likely unlock premium features or remove limitations.

### Is Kuku available on Android devices?

Based on the provided data, Kuku is currently available on iPhone and iPad. Support for Android devices is not specified.

### How does Kuku handle user data privacy?

Kuku prioritizes privacy by storing all user data securely on the device itself. It explicitly states that it does not sell user data or offer financial products.

### What is the update frequency for Kuku?

Kuku is continuously improved based on user feedback and receives regular updates. The latest version is 1.10, last updated on October 30, 2025.

### Can Kuku track expenses in different currencies?

Yes, Kuku supports multi-currency tracking with automatic exchange rates for over 150 currencies, making it ideal for international travelers.

## Version history (last 5 releases)

### 1.10 — 2025-10-30

New:

- Added bulk edit for currency and accounts
- Added currency filter to transactions view

Fix:

- Fixed shortcuts background not showing

### 1.9 — 2025-10-28

New Features:

- Add your accounts to recurring transactions

Fix:

- Chart issues

### 1.8 — 2025-10-23

New Features:
- Create and manage multiple financial accounts including bank accounts, credit cards, and cash with customizable groups.
- Interactive balance history charts with multiple time periods and manual balance adjustments.
- Transfer money between accounts with automatic exchange rate handling and transaction integration.

### 1.7 — 2025-09-30

New:

- Import: added multiple import sources including MiaoMiao, Cookie, and MoneyThings.
- Privacy: enhanced stealth mode.

### 1.6 — 2025-09-23

Fixes:

- Fixed various issues with iOS 26 compatibility.

## More apps by Shanghai Linjie Zhiyong Technology Development Co., Ltd

- [Recall - Read Later & RSS](https://appshunter.io/ios/app/recall-read-later-and-rss/id6757792724)

All apps by Shanghai Linjie Zhiyong Technology Development Co., Ltd: https://appshunter.io/developer/1814539129

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-04.*
