# KuKuPera — KuKupera_cash loans online > Online unsecured cash loans for Filipinos with flexible repayment terms. (iPhone/iPad app by Micron Lending Inc..) - Source: https://appshunter.io/ios/app/kukupera/id1663400559 (this page in markdown: same URL + `.md`) - Developer: [Micron Lending Inc.](https://appshunter.io/developer/1663400561) - Category: Finance - Price: Free - Rating: 1.00/5 from 2 App Store ratings · 1 written reviews indexed - Age rating: 17+ - Requires: iOS 11.0 · 40 MB - Languages: English, Chinese - Released: 2023-01-30 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/kukupera/id1663400559/reviews.md ## What is KuKuPera? App Description Long term: 91-180 days, the specific period must be determined by credit evaluation; Interest rates: Loan interest rate: up to 29%/year（APR） Service fee: 0.1% For example, your loan amount is PHP10,000 ,Term:91 days interest is:( 10,000 * 29%)/365*91= PHP723, Service fee is :10,000*0.1%=PHP10 repayment amount = PHP10,000+interest fee PHP723+Service fee PHP10=PHP10,733 Kukupera is a quality financial services platform for Filipinos.Kukupera, a cash loan platform dedicated to unsecured online loans with peso. a) A Philippine citizen who has attained age 18 years old. b) A person who has at least one government issued ID. c) Issued ID and a valid mobile phone number. Kukupera Process 1. Download the Kukupera application. 2. Register a personal account in the app. 3. Choose your loan amount and loan period. 4. Fill in personal information. 5. Loan review and cash disbursement. Privacy and permissions: To make sure you are qualified for the loan, we need you to provide your personal information including complete name, email address, ID, company ID, home address, monthly income, contact number, social accounts, etc. The information you provide will only be used for loan review purposes and will not be leaked, and the information will never be used for other purposes. If you do not have a successful loan, we will not keep any information. We will scan your government-issued ID and other information to verify your identity and creditworthiness. To ensure that we can contact your contact persons in emergency, we need to access your contacts You can refuse to provide your information, but you can't get your loan in that situation. To verify your identity, we require the following app permissions: Location Access - To auto-verify your address. Contactlist Access - To easily nominate your contact references. Camera Access - To scan your IDs to complete ID verification using facial recognition technology We take privacy very seriously and your personal information will never be shared without your direct and explicit permission. Kukupera protects the privacy of all consumers and we do not provide any consumer information to any party without your consent. At this application, your information is safe. We provide comprehensive protection for your information security and make clear recommendations in terms and conditions. COMPANY NAME:Micron Lending Inc COMPANY REG. NO.: 2022110074378-30 CERTIFICATE OF AUTHORITY NO.: L-22-0297-17 Please contact our customer service: Company address: CITY OF MAKATI,NCR,FOURTH DISTRICT,NATIONAL CAPITAL REGION,1225 E-mail address: cs@micronlending.com Working hours：9:00 to 18:00 Monday to Saturday ## Key features - Unsecured online loans - Flexible loan terms (91-180 days) - Simple application process - ID and personal information verification - Cash disbursement ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/kukupera/id1663400559/reviews.md ### 1/5 — NOT RECOMMEND NEGATIVE ZERO RATE *2023-05-19, version 1.1.0* WORSTS LOAN EXPERIENCE EVER!! HUGE DEDUCTION WORSTS COSTUMER SERVICE TALKED TO ONE OF THE STAFF AND TOLD THEM ABOUT THE ISSUE BUT CANNOT EVEN UNDERSTAND WHAT IS THE SITUATION!! NIGHTMARE EXPERIENCE I DO NOT RECOMMEND THIS PLUS AGENTS HERE UNEDUCATED!!! ## Frequently asked questions about KuKuPera ### What are the eligibility requirements for KuKuPera? To be eligible for KuKuPera, you must be a Philippine citizen, at least 18 years old, possess at least one government-issued ID, and have a valid mobile phone number. You will need to provide this ID and personal information for verification. ### What is the interest rate and service fee for KuKuPera loans? The loan interest rate can be up to 29% per year (APR), with a service fee of 0.1%. For example, a PHP 10,000 loan over 91 days would incur approximately PHP 723 in interest and PHP 10 in service fees. ### How long does the loan review and disbursement process take with KuKuPera? The provided description does not specify the exact duration for loan review and cash disbursement. However, the process involves downloading the app, registering, choosing loan details, filling in information, and then loan review and disbursement. ### What kind of personal information does KuKuPera collect and why? KuKuPera collects personal information such as name, email, ID details, address, income, contact numbers, and social accounts for loan review and identity verification. This data is used solely for loan assessment and is not shared without explicit permission. ### What app permissions does KuKuPera require? KuKuPera requires permissions for Location Access (to verify address), Contactlist Access (to nominate references), and Camera Access (to scan IDs for verification using facial recognition technology). ### Is my personal information safe with KuKuPera? KuKuPera states that it takes privacy very seriously and your personal information will never be shared without your direct and explicit permission. They provide comprehensive protection for your information security. ### What is the update frequency for KuKuPera? The app was last updated on May 2, 2023, indicating a recent update. The initial release date was January 30, 2023, suggesting a development cycle that includes regular improvements. ### What devices is KuKuPera available on? KuKuPera is available on iPhone, iPad, and iPod devices. It is designed for iOS users. ## Version history (last 5 releases) ### 1.1.0 — 2023-05-02 Fix bugs ### 1.0.9 — 2023-04-26 Fix bugs ### 1.0.8 — 2023-04-22 App ID information and any other information can be filled in at will. Currently, the test account has not verified the authenticity of the information. If you cannot complete the process, please refer to this link recording screen：https://youtu.be/cQ555cBR8bA ### 1.0.7 — 2023-04-06 App ID information and any other information can be filled in at will. Currently, the test account has not verified the authenticity of the information. If you cannot complete the process, please refer to this link recording screen：https://youtu.be/cQ555cBR8bA ### 1.0.6 — 2023-03-17 App ID information and any other information can be filled in at will. Currently, the test account has not verified the authenticity of the information. If you cannot complete the process, please refer to this link recording screen：https://youtu.be/cQ555cBR8bA ## Apps similar to KuKuPera | App | Rating | Price | Category | | --- | --- | --- | --- | | [PalawanPay](https://appshunter.io/ios/app/palawanpay/id1612022476) | 4.1 (53) | Free | Finance | | [KRAKONS Wallet](https://appshunter.io/ios/app/krakons-wallet/id1524413440) | — | Free | Finance | | [Continental Bank](https://appshunter.io/ios/app/continental-bank/id1527526340) | 4.2 (5) | Free | Finance | | [FORUS Wallet](https://appshunter.io/ios/app/forus-wallet/id1528295780) | — | Free | Finance | | [HOP Remit - Send Money Abroad](https://appshunter.io/ios/app/hop-remit-send-money-abroad/id1526102800) | 4.0 (4) | Free | Finance | | [Bancovinet](https://appshunter.io/ios/app/bancovinet/id1524741720) | 5.0 (1) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*