# Kulu Individual > Secure mobile financial transactions for individuals, agents, merchants, and businesses. (iPhone/iPad app by Viditec.) - Source: https://appshunter.io/ios/app/kulu-individual/id6550927844 (this page in markdown: same URL + `.md`) - Developer: [Viditec](https://appshunter.io/developer/1726173719) - Category: Finance - Price: Free - Rating: 4.70/5 from 6 App Store ratings · 1 written reviews indexed - Age rating: 17+ - Requires: iOS 13.0 · 224 MB - Languages: American English, French (France) - Released: 2025-01-09 - Data updated: 2026-08-16 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/kulu-individual/id6550927844/reviews.md ## What is Kulu Individual? Kulu is a Fintech App that enables multiple innovative transactions and is designed for various segments such as individuals, agents, merchants, businesses, and many more. Kulu provides high security standards to all segments and prevents scams, fraud, anti-money laundering and complies to all AML & CFT standards. The Application targets Individuals FOR INDIVIDUALS The main transactions which can be performed by Individuals are: - Cash-In: Deposit money into your Kulu wallet at any Kulu Agent which you can locate through Kulu Agents’ map. - Money Transfers: Transfer money instantly to your loved ones. With Kulu, you can send money to any mobile phone number registered or not. - Merchant Payments: Buy goods and services with ease from the merchant of your choice. Scan any QR code and make payments to moto-taxis, grocery stores, gas stations, restaurants, small shops, pharmacies, etc. You can also pay your business partners, suppliers and online vendors in an instant click. - Utility bill payments: Pay your TV and electricity bills without moving. You can also buy airtime and recharge your prepaid line. Kulu also enables you to pay your school fees and taxes at your convenience. - Cash Out: Withdraw money more easily through a wide network of Kulu Agents. There are 2 main Profiles (Tariff Plans) for individuals: Trial: This profile is granted after self-onboarding and allows transactions limited to GNF 50,000 with a limited number of transactions over a certain period. Basic: This profile is obtained after providing legal documents. For now, Individuals need to submit the following legal documents to enjoy the Kulu App: National ID and Passport. ## Key features - Cash-In and Cash-Out via agents - Instant money transfers - Merchant payments via QR code - Utility bill and school fee payments - Airtime and prepaid line top-ups - Two user profiles: Trial and Basic ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/kulu-individual/id6550927844/reviews.md ### 5/5 — Diallo *2025-01-23* Très simple à utiliser et j'adore le design c'est top ## Frequently asked questions about Kulu Individual ### What is Kulu Individual? Kulu Individual is a finance app designed for individuals to perform various transactions like cash-in, money transfers, merchant payments, and utility bill payments securely. ### How secure is Kulu Individual? Kulu Individual provides high security standards and is designed to prevent scams, fraud, and money laundering, complying with all AML & CFT standards. ### What are the transaction limits for individuals on Kulu Individual? Individuals on the Trial profile have transaction limits of GNF 50,000 and a limited number of transactions over a certain period. The Basic profile offers higher limits after document verification. ### What documents are required to use Kulu Individual? To enjoy the Kulu App, individuals need to submit their National ID and Passport to obtain the Basic profile. ### Can I pay utility bills with Kulu Individual? Yes, Kulu Individual allows you to pay TV and electricity bills, buy airtime, recharge prepaid lines, and even pay school fees and taxes conveniently. ### Does Kulu Individual have ads? No, Kulu Individual does not contain advertisements, providing an ad-free user experience. ### What devices does Kulu Individual support? Kulu Individual is available on iPhone and iPod devices. ### How often is Kulu Individual updated? The latest version of Kulu Individual is 2.0.0, and it was last updated on March 13, 2026, indicating regular updates. ## Version history (last 5 releases) ### 2.5.0 — 2026-08-14 This release improves app stability, speeds up payment processing. ### 2.4.1 — 2026-07-23 This release improves app stability, speeds up payment processing. ### 2.4.0 — 2026-07-10 This release improves app stability, speeds up payment processing. ### 2.3.0 — 2026-06-15 This release improves app stability, speeds up payment processing. ### 2.0.3 — 2026-05-25 This release improves app stability, speeds up payment processing. ## Apps similar to Kulu Individual | App | Rating | Price | Category | | --- | --- | --- | --- | | [YMO Africa](https://appshunter.io/ios/app/ymo-africa/id6471660175) | 5.0 (2) | Free | Finance | | [MyNafa](https://appshunter.io/ios/app/mynafa/id6448121561) | 4.1 (16) | Free | Finance | | [BIG MOBILE](https://appshunter.io/ios/app/big-mobile/id1643730449) | — | Free | Finance | | [PayCard • Paiements et plus !](https://appshunter.io/ios/app/paycard-paiements-et-plus/id6449292354) | 4.0 (11) | Free | Finance | | [Soutra Money](https://appshunter.io/ios/app/soutra-money/id6744048070) | 3.0 (2) | Free | Finance | | [YMO - Transfert d'argent](https://appshunter.io/ios/app/ymo-transfert-dargent/id1599709706) | 4.7 (7) | Free | Finance | ## More apps by Viditec - [DMS-WA](https://appshunter.io/ios/app/dms-wa/id6478484936) - [StocksUp](https://appshunter.io/ios/app/stocksup/id6479315876) - [Kulu Business](https://appshunter.io/ios/app/kulu-business/id6550928390) All apps by Viditec: https://appshunter.io/developer/1726173719 ## Related topics [kulu](https://appshunter.io/ios/topics/kulu) · [kulu individual](https://appshunter.io/ios/topics/kulu-individual) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-16.*