# Kuma: Expense Tracking Bear — Text a bear. Track your money.

> Text a bear. Track your money. (iPhone/iPad app by Ching Yu Dai.)

- Source: https://appshunter.io/ios/app/kuma-expense-tracking-bear/id6796927444 (this page in markdown: same URL + `.md`)
- Developer: [Ching Yu Dai](https://appshunter.io/developer/6796927626)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 12+
- Requires: iOS 16.4 · 44 MB
- Languages: American English
- Released: 2026-08-26
- Data updated: 2026-09-30
- User reviews in markdown: https://appshunter.io/ios/app/kuma-expense-tracking-bear/id6796927444/reviews.md

## What is Kuma?

Kuma is a small, clumsy, warm bear who turns one sentence into a precise expense record.

Tell Kuma what you spent by voice or text, the way you would tell a friend:

"lunch at blue bottle for $4"
"32 on gas"
"got 40 back from Sarah"

Kuma files the amount, merchant, and category in your ledger, then says something
kind back with one original sticker.

WHY A BEAR

Most expense trackers begin with a bank password and a dashboard. Kuma begins
with one sentence. The bet is simple: bookkeeping is easier to keep doing when
it feels warm instead of judgmental.

Kuma is clumsy in manner and precise in work. The bear is a bit of a mess. The
numbers never are.

WHAT IT IS LIKE

- No bank login needed. Nothing to connect before you start.
- Type one line, or tap the microphone and speak it. Apple turns your voice
  into editable text; Kuma does not store the audio.
- Kuma confirms the amount and category and replies with one original sticker.
- Correct an entry from Chat or Ledger when something needs fixing.
- Ask "how much on coffee this month?" Totals come from your ledger, not a guess.
- Track money out and money in in the same book.

WHAT YOU GET

- A clean, filterable ledger.
- Monthly spending by category.
- Ranked spending, a calendar view, and six months of cash flow.
- Account-currency and dark-mode controls.
- Your ledger, charts, and correction tools on every plan.

PLANS

The Free plan includes 15 new entries each Monday-to-Monday Pacific week.
Optional Kuma+ removes that weekly entry limit so Kuma can keep logging all
week. Monthly and yearly auto-renewing choices and localized prices are shown
before purchase. Manage or cancel through Apple.

WHAT KUMA DOES NOT DO

- Never shame you or tell you that you spent too much. Kuma notices. Kuma never
  advises.
- No budgets, goals, streaks, or financial, investment, tax, or legal advice.

Kuma keeps the record. What you do about it is yours.

To understand a message, Kuma sends the text and limited recent conversation
context to an AI provider. You can delete your Kuma account and its associated
data from inside the app at any time.

Kuma has an English interface. Each account uses one selected currency.
Changing the currency never converts an amount.

Questions: admin@get-kuma.com

Terms: https://privacy.get-kuma.com/terms/
Privacy: https://privacy.get-kuma.com/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Kuma+ Monthly | $3.99 | per month |
| Kuma+ Yearly | $29.99 | per year |



## Version history (last 3 releases)

### 1.0.2 — 2026-09-21

Bug fixes and reliability improvements for spending queries, notifications, and chat.

### 1.0.1 — 2026-09-18

Kuma now supports optional Tap capture through Apple Shortcuts. Review a tap-to-pay purchase, then add it, change it, or skip it. This update also improves category suggestions, cold launch, and account-currency handling, and clarifies our Privacy Policy and Terms. Changing your account currency never converts amounts.

### 1.0.0 — 2026-08-27

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-30.*