# Kumpun - Personal Finance — Personal Finance App > Personal Finance App (iPhone/iPad app by Volkstech Sdn Bhd.) - Source: https://appshunter.io/ios/app/kumpun-personal-finance/id6756681351 (this page in markdown: same URL + `.md`) - Developer: [Volkstech Sdn Bhd](https://appshunter.io/developer/1773082038) - Category: Finance, Utilities - Price: Free - Age rating: 12+ - Requires: iOS 13.0 · 40 MB - Languages: American English - Released: 2025-12-21 - Data updated: 2026-05-17 - User reviews in markdown: https://appshunter.io/ios/app/kumpun-personal-finance/id6756681351/reviews.md ## What is Kumpun? Kumpun is the smart, privacy-first personal finance app that helps you take control of your money—without compromising your data. - TRACK EVERY EXPENSE Effortlessly log your daily spending and see exactly where your money goes. Categorize expenses, add notes, and stay on top of your financial habits. - MANAGE YOUR INCOME Keep track of all your income sources in one place. Whether it's your salary, side hustle, or investments—Kumpun has you covered. - SET & ACHIEVE SAVINGS GOALS Dreaming of a vacation, new gadget, or emergency fund? Create personalized savings goals, track your progress, and celebrate every milestone along the way. - STAY ON TOP OF DEBTS Managing loans, credit cards, or money you owe? Kumpun helps you organize and track all your debts, so you can plan your payments and become debt-free faster. - BEAUTIFUL INSIGHTS & ANALYTICS Visualize your financial health with stunning charts and reports. Understand your spending patterns and make smarter money decisions. - 100% PRIVATE & SECURE Your financial data never leaves your device. Kumpun is built with an offline-first approach—no cloud uploads, no third-party access. Your money, your business. --> AI-POWERED RECEIPT SCANNING (Optional) Snap a photo of your receipts and let AI automatically extract expenses for you. Powered by Google Gemini—only enabled if you choose. - BEAUTIFUL DARK MODE Easy on your eyes, day or night. Switch between light and dark themes to match your style. - MULTI-LANGUAGE SUPPORT Available in 14 languages including English, Chinese, Japanese, Korean, Thai, Malay, Indonesian, Spanish, French, German, Portuguese, Russian, Arabic, and Hindi. WHY CHOOSE KUMPUN? - No subscriptions or hidden fees - No account required - Works completely offline - PIN protection for extra security - Clean, intuitive interface - Regular updates with new features Start your journey to financial freedom today. Download Kumpun and take control of your money! ## Version history (last 5 releases) ### 1.4.0 — 2026-01-10 What's New in Version 1.4.0 --> Account Transfers Feature We've added a powerful new way to manage your money! You can now transfer funds between your accounts directly within the app. Key Features: Easy Transfers: Move money between any of your accounts with just a few taps Smart Restrictions: Credit card accounts are automatically excluded from transfers to prevent confusion Clear Tracking: All transfers are recorded as linked transactions, making it easy to track money movement Complete Deletion: When you delete a transfer, both sides are automatically removed to keep your records accurate How to Use: Open any account from your Accounts screen 1. Tap the "Transfer" button 2. Select source and destination accounts 3. Enter the amount and add an optional note 4. Confirm the transfer -->Full Localization Support The transfer feature is available in all 14 supported languages: English, Spanish, French, German, Indonesian, Malay, Portuguese, Arabic, Russian, Hindi, Thai, Japanese, Korean, Chinese -->Bug Fixes & Improvements Improved account balance calculations Enhanced transaction history display ### 1.3.0 — 2026-01-04 Version 1.3.0 brings powerful new ways to manage your finances! --> Transaction Management Edit or delete any income, expense, saving, or debt transaction. See exactly how changes will affect your balances before confirming. --> Analytics Upgrade Explore your Net Worth with asset breakdowns and historical charts. Compare income vs expenses in the new Monthly detail view. --> Global Language Support Refined translations for all 14 languages including Indonesian, Spanish, Portuguese, German, French, Thai, Vietnamese, and more. Plus: Various bug fixes and performance improvements. ### 1.2.2 — 2026-01-02 What’s New in Version 1.2.2 --> Improved Security Logic: We’ve refined the PIN lock feature to be much more intelligent. The app now accurately respects the 30-second security delay, ensuring you aren't interrupted by a PIN prompt when quickly switching to other apps for multitasking. --> Enhanced Savings Insights: We've updated the "Total In" and "Total Out" logic on your Savings Detail pages. Your progress charts and statistics now more accurately reflect your deposits and withdrawals for better financial tracking. --> Simplified Debt Entry: Creating new debts is now faster and more streamlined. We've simplified the selection process to focus on the most common types: Credit Cards and General Debts. --> FCM & Notification Reliability: Under-the-hood improvements to our notification system (FCM) ensure you receive timely and reliable alerts for your finances. --> Stability Improvements: Fixed several display bugs and improved app performance during background/resume transitions for a smoother overall experience. ### 1.2.1 — 2025-12-29 ***What's New*** Mandatory Account Linking: To ensure better financial tracking, linking at least one account is now required when creating a new savings goal. User Guide Access: Added a new "User Guide" button in the Profile screen that automatically opens the documentation tailored to your app version and language. Security Performance: Fixed the delay issue with the 6-Digit PIN, ensuring immediate response and a smoother experience when unlocking the app. Complete Localization: Full support for new features across all 14 languages, including resolved translation issues in Arabic. Improved Visual Feedback: Enhanced error messages and visual cues in the Savings Goal creation modal. ***Technical Improvements*** App Version: Updated to 1.2.1. i18n Optimization: Refactored language code retrieval to use the internal localization framework for better consistency. Stability: Synchronized all language files and regenerated translation headers to ensure a reliable build. ### 1.2.0 — 2025-12-27 Announcing Kumpun v1.2.0: The "Global Connection" Update We are thrilled to bring you Kumpun 1.2.0, a major release focused on making your financial tracking smarter, faster, and more personal than ever before. This update bridges the gap between powerful financial insights and seamless global accessibility. --> Fluent in 14 Languages Kumpun is now truly global. We’ve managed a complete overhaul of our Push Notification capability, ensuring that every alert, reminder, and financial milestone speaks your language. --> Fully Localized Notifications Whether you’re tracking savings in Tokyo, managing debts in Mumbai, or reviewing expenses in Paris, your notifications now arrive perfectly translated in Hindi, Thai, Japanese, Korean, Russian, Indonesian, Malay, Arabic, and more. --> Smart Alerts Stay on top of your financial health with debt payment reminders and savings goal celebrations that feel right at home. --> Performance & Stability Overhaul We’ve popped the hood and tuned the engine. This update brings massive under-the-hood improvements: --> Optimized Performance We’ve squashed hundreds of code inefficiencies and modernized our rendering engine (goodbye deprecated opacities, hello vibrant visuals!) to make the app feel snappier on every device. --> Rock-Solid Data We’ve hardened our database handling for linked transactions. Income and expense tracking is now more atomic and reliable, ensuring your net worth calculation is always precision-perfect. --> Refined Dashboard Experience Your money, your view. We’ve polished the Dashboard Customization: --> Smoother Customization We fixed the drag-and-drop interactions, making it effortless to reorder widgets and build your perfect financial command center. --> Visual Polish UI components across the app have been refined for better spacing, typography, and visual hierarchy. -->Enhanced Security & Connectivity FCM HTTP v1 Migration: We’ve upgraded our notification infrastructure to the latest industry standards, ensuring faster and more reliable delivery of your critical financial alerts. Secure Storage: Enhanced data wiping protocols ensure your sensitive data (PINs, tokens) is completely cleared when you choose to reset or remove your account. -->Full Changelog v1.2.0 New: Full localization support for all Push Notification channels. Fixed: Dashboard drag-and-drop reordering issues. Improved: Significant reduction in app footprint and memory usage via code optimization. Improved: Database transaction integrity for complex income/expense linking. Updated: Migrated to Firebase Cloud Messaging (FCM) HTTP v1 API. Update now to experience the fastest, most accessible version of Kumpun yet. ## More apps by Volkstech Sdn Bhd - [Eldar POS](https://appshunter.io/ios/app/eldar-pos/id6736696912) All apps by Volkstech Sdn Bhd: https://appshunter.io/developer/1773082038 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-05-17.*