# Kuto Pay — A better way to pay. > Pay using only your name at participating locations. (iPhone/iPad app by Enlight LLC.) - Source: https://appshunter.io/ios/app/kuto-pay/id1532002523 (this page in markdown: same URL + `.md`) - Developer: [Enlight LLC](https://appshunter.io/developer/1216484570) - Category: Finance - Price: Free - Rating: 4.48/5 from 60 App Store ratings · 20 written reviews indexed - Age rating: 4+ - Requires: iOS 12.0 · 20 MB - Languages: English - Released: 2020-10-19 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/kuto-pay/id1532002523/reviews.md ## What is Kuto Pay? Kuto is a new way to pay using only your name, at participating locations. ## Key features - Pay with your name - Participating locations - Streamlined payment ## Recent user reviews (10 of 20) All indexed reviews: https://appshunter.io/ios/app/kuto-pay/id1532002523/reviews.md ### 5/5 — Easy and rewarding. Honestly, more secure than others. *2023-06-06, version 1.1.8* 1) I get better rewards than my credit card w/o worrying about all that debt… Seriously, it’s like 10% back at so many places. 2) they use the same methods/security as all the major apps (Venmo, cashapp etc) 3) It’s safer than a debit card because my phone requires my face or passcode to access and I’m less likely to lose my phone than my card (I shudder thinking about all the times I’ve left my card or wallet behind at some bar). 4) it actually seems SAFER than Venmo/cashapp because let’s say somebody DOES get into my phone, they can use Venmo/cashapp to send themselves money and cash it out to their bank… Kuto is one way only from you to a business. So the worst they could do is buy something from a small business. 5) Took me about a minute to sign up and I just plug in what I owe, flash the confirmation screen to the employee and I’m off. One small annoyance it takes a second to update my location and show the business I’m trying to pay at but honestly I just got used to loading the app before I order/pay kinda like digging around your wallet for your card before you get to the counter or whatever. And when I think about it that delay probably has nothing to do with Kuto and everything to do with signal strength or if the Wi-Fi I’m on has weird protocols in place. TLDR;I dig it. The businesses I like to support dig it. Strengths outweigh the one quasi negative So I’m in. Solid app 👍 ### 5/5 — I love Kuto! *2023-04-30, version 1.1.8* What a treat! It’s easy to use and is a great way to discover new local businesses. The Kuto store always has solid discounts and I like using the coupons as an excuse to try out new restaurants. ### 5/5 — Love this app! *2023-04-28, version 1.1.8* Such a great app that is actually good to local business owners! In a world of predatory apps (ahem, door****) it’s so nice that one is actually helping small business. ### 5/5 — Save $$$ *2023-04-28, version 1.1.8* This app gives you daily deals to get like half off tons of places you were already going anyway! A little treat to myself each day ### 5/5 — 10/10 *2023-04-28, version 1.1.8* Amazing user experience and customer service! ### 5/5 — Easy and great *2023-04-28, version 1.1.8* This is such an easy payment method and it’s good for our community. It’s a win win! ### 5/5 — I use this all the time *2023-02-06, version 1.1.8* Really glad there’s a way to pay by mobile while avoiding all the sheisty stuff payment processors get up to. ### 5/5 — KUTO is worth your time and wallet! *2022-09-15, version 1.1.8* Kuto has showed me the way to countless local businesses and I’m always impressed with the selection of restaurants, bars, and shops full of goodies. I recommend this app to all my friends! Thank you Kuto! ### 5/5 — Download this app!!! *2022-06-26, version 1.1.8* This app is definitely doing great things for our local businesses! ### 1/5 — Flaky Merchants *2022-05-31, version 1.1.8* While the app works fine many of the listed merchants aren’t able to accept payment, for a variety of reasons. So before you order food make sure you have another way to pay for it. ## Frequently asked questions about Kuto Pay ### What is Kuto Pay? Kuto Pay is a new payment system that allows you to pay for goods and services using only your name. It is designed to be a simpler and more convenient way to complete transactions. ### How does paying with my name work? At participating locations, you will be able to identify yourself using your name to authorize a payment. This eliminates the need for cards or cash. ### Is Kuto Pay free to use? Based on the provided information, the app is free to use. There are no mentions of subscription fees or in-app purchases. ### Where can I use Kuto Pay? You can use Kuto Pay at locations that have partnered with the service. The description specifies 'participating locations'. ## Version history (last 5 releases) ### 1.1.8 — 2021-05-07 Bank linking improvements. ### 1.1.7 — 2021-04-14 Bug fixes. ### 1.1.5 — 2021-04-03 Bug fixes. ### 1.1.4 — 2021-03-26 Bug fixes. ### 1.1.3 — 2021-03-21 Bug fixes. ## Apps similar to Kuto Pay | App | Rating | Price | Category | | --- | --- | --- | --- | | [OnPoint Mobile](https://appshunter.io/ios/app/onpoint-mobile/id1243092558) | 4.6 (22,031) | Free | Finance | | [iQmobile Banking](https://appshunter.io/ios/app/iqmobile-banking/id336847564) | 4.9 (6,594) | Free | Finance | | [Unitus Community Credit Union](https://appshunter.io/ios/app/unitus-community-credit-union/id407854403) | 4.8 (14,146) | Free | Finance | | [Beneficial State Bank Mobile](https://appshunter.io/ios/app/beneficial-state-bank-mobile/id1270305930) | 4.1 (219) | Free | Finance | | [Trailhead Credit Union](https://appshunter.io/ios/app/trailhead-credit-union/id1574230426) | 4.8 (895) | Free | Finance | | [ConsolidatedCCU Mobile](https://appshunter.io/ios/app/consolidatedccu-mobile/id429686075) | 4.8 (2,910) | Free | Finance | ## Related topics [enlight llc](https://appshunter.io/ios/topics/enlight-llc) · [pick n pay hyper top](https://appshunter.io/ios/topics/pick-n-pay-hyper-top) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*